Medical Billing Salary

Albany vs Cortland: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Albany, NY and Cortland, NY. All figures are 2026 estimates projected from BLS 2025 data.

Albany, NY
$33,151
$15.94/hr
Cortland, NY
$28,186
$13.55/hr

Side-by-Side Comparison

MetricAlbany, NYCortland, NY
Median Salary$33,151$28,186
Hourly Rate$15.94$13.55
Entry Level (P10)$23,916$22,022
25th Percentile$28,290$24,744
75th Percentile$37,856$35,124
Top Earner (P90)$45,892$41,668
Total Employed6104
Side-by-side bar chart comparing Albany ($33,151) and Cortland ($28,186) medical billing and coding specialist salaries.AlbanyCortlandMedian Salary$33,151$28,186Entry Level (P10)$23,916$22,022Top Earner (P90)$45,892$41,668US Median $30,349

Verdict

Albany, NY offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Cortland.

The salary gap between Albany and Cortland is $4,965 (17.62%). Albany's median is +9.23% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Albany spans $21,976,Cortland spans $19,646. Albany has a wider pay range, meaning more potential for high earners but also more variation.

Albany
P10 (Entry)$23,916
P25$28,290
Median$33,151
P75$37,856
P90 (Top)$45,892
Cortland
P10 (Entry)$22,022
P25$24,744
Median$28,186
P75$35,124
P90 (Top)$41,668

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Albany ($33,296 effective) pays 36.91% more than Cortland ($24,319 effective).

Albany
Nominal: $33,151
CoL Index: 99.566
Adjusted: $33,296
Cortland
Nominal: $28,186
CoL Index: 115.9
Adjusted: $24,319

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Albany if…

  • Higher median salary ($33,151/year)
  • Better top-earner potential ($45,892)
  • Larger job market (610 employed)
  • Better purchasing power (CoL-adjusted: $33,296)
  • You prefer the New York area and lifestyle

Choose Cortland if…

  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Albany grew -31.5% from 2021 to 2025, compared to -55.5% growth in Cortland over the same period.

Albany, NY

+-31.5%

$47,270 (2021) → $32,399 (2025)

Cortland, NY

+-55.5%

$61,897 (2024) → $27,547 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Albany or Cortland?

Albany has a higher median medical billing and coding specialist salary at $33,151/year, compared to Cortland at $28,186/year — a difference of $4,965 (17.62%).

What is the hourly rate difference between Albany and Cortland?

Albany medical billing and coding specialists earn $15.94/hr while Cortland hygienists earn $13.55/hr (2026 est.).

Should I relocate from Albany to Cortland as a medical billing and coding specialist?

Consider more than just salary when comparing Albany and Cortland. Factor in cost of living (CoL-adjusted: Albany = $33,296, Cortland = $24,319), job availability (610 vs 4 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Albany vs Cortland?

Entry-level (10th percentile) medical billing and coding specialists earn $23,916 in Albany and $22,022 in Cortland. The Albany area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov