Medical Billing Salary

Gary vs Indianapolis: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Gary, IN and Indianapolis, IN. All figures are 2026 estimates projected from BLS 2025 data.

Gary, IN
$28,730
$13.81/hr
Indianapolis, IN
$28,741
$13.82/hr

Side-by-Side Comparison

MetricGary, INIndianapolis, IN
Median Salary$28,730$28,741
Hourly Rate$13.81$13.82
Entry Level (P10)$20,267$22,712
25th Percentile$23,827$25,489
75th Percentile$35,717$37,625
Top Earner (P90)$44,532$49,144
Total Employed141,650
Side-by-side bar chart comparing Gary ($28,730) and Indianapolis ($28,741) medical billing and coding specialist salaries.GaryIndianapolisMedian Salary$28,730$28,741Entry Level (P10)$20,267$22,712Top Earner (P90)$44,532$49,144US Median $30,349

Verdict

Indianapolis, IN offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Gary.

The salary gap between Gary and Indianapolis is $11 (0.04%). Indianapolis's median is -5.30% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Gary spans $24,265,Indianapolis spans $26,432. Indianapolis has a wider pay range, suggesting more variation in pay between entry-level and experienced medical billing and coding specialists.

Gary
P10 (Entry)$20,267
P25$23,827
Median$28,730
P75$35,717
P90 (Top)$44,532
Indianapolis
P10 (Entry)$22,712
P25$25,489
Median$28,741
P75$37,625
P90 (Top)$49,144

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Gary ($31,468 effective) pays 4.77% more than Indianapolis ($30,034 effective).

Gary
Nominal: $28,730
CoL Index: 91.3
Adjusted: $31,468
Indianapolis
Nominal: $28,741
CoL Index: 95.696
Adjusted: $30,034

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Gary if…

  • Better purchasing power (CoL-adjusted: $31,468)
  • You prefer the Indiana area and lifestyle

Choose Indianapolis if…

  • Higher median salary ($28,741/year)
  • Better top-earner potential ($49,144)
  • Larger job market (1,650 employed)
  • You prefer the Indiana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Gary grew -33.2% from 2024 to 2025, compared to -40.6% growth in Indianapolis over the same period.

Gary, IN

+-33.2%

$42,052 (2024) → $28,079 (2025)

Indianapolis, IN

+-40.6%

$47,270 (2021) → $28,089 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Gary or Indianapolis?

Indianapolis has a higher median medical billing and coding specialist salary at $28,741/year, compared to Gary at $28,730/year — a difference of $11 (0.04%).

What is the hourly rate difference between Gary and Indianapolis?

Gary medical billing and coding specialists earn $13.81/hr while Indianapolis hygienists earn $13.82/hr (2026 est.).

Should I relocate from Gary to Indianapolis as a medical billing and coding specialist?

Consider more than just salary when comparing Gary and Indianapolis. Factor in cost of living (CoL-adjusted: Gary = $31,468, Indianapolis = $30,034), job availability (14 vs 1,650 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Gary vs Indianapolis?

Entry-level (10th percentile) medical billing and coding specialists earn $20,267 in Gary and $22,712 in Indianapolis. The Indianapolis area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov