Hagerstown vs Waldorf: Medical Billing and Coding Specialist Salary (2026)
Compare medical billing and coding specialist salaries between Hagerstown, MD and Waldorf, MD. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Hagerstown, MD | Waldorf, MD |
|---|---|---|
| Median Salary | $30,783▲ | $19,302 |
| Hourly Rate | $14.81▲ | $9.28 |
| Entry Level (P10) | $21,768▲ | $13,677 |
| 25th Percentile | $23,929▲ | $16,054 |
| 75th Percentile | $38,824▲ | $24,465 |
| Top Earner (P90) | $48,829▲ | $29,682 |
| Total Employed | 120▲ | 15 |
Verdict
Hagerstown, MD offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Waldorf.
The salary gap between Hagerstown and Waldorf is $11,481 (59.48%). Hagerstown's median is +1.43% compared to the US national median of $30,349.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Hagerstown spans $27,061,Waldorf spans $16,005. Hagerstown has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hagerstown ($32,688 effective) pays 85.10% more than Waldorf ($17,660 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Hagerstown if…
- ✓Higher median salary ($30,783/year)
- ✓Better top-earner potential ($48,829)
- ✓Larger job market (120 employed)
- ✓Better purchasing power (CoL-adjusted: $32,688)
- ✓You prefer the Maryland area and lifestyle
Choose Waldorf if…
- ✓You prefer the Maryland area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Hagerstown grew -35.5% from 2021 to 2025, compared to -70.3% growth in Waldorf over the same period.
Hagerstown, MD
$46,660 (2021) → $30,085 (2025)
Waldorf, MD
$63,601 (2024) → $18,864 (2025)
View Full Salary Data
Hagerstown, MD
Waldorf, MD
Frequently Asked Questions
Which city pays medical billing and coding specialists more: Hagerstown or Waldorf?
What is the hourly rate difference between Hagerstown and Waldorf?
Should I relocate from Hagerstown to Waldorf as a medical billing and coding specialist?
What do entry-level medical billing and coding specialists earn in Hagerstown vs Waldorf?
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov