Entry-Level Medical Billing and Coding Specialist Salary in Midland, MI: $26,818 (2026)
Quick Answer:New medical billing and coding specialists entering the Midland, MI job market in 2026 can expect a starting salary around $26,818 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Midland's local price level (BEA RPP 91.9 — 8% below national), a first-year paycheck buys what $29,175 would in average-cost America. Most reach the city median ($30,889) within a few years of clinical practice.
Official BLS data · View source

For those just starting out, the projected starting medical billing and coding specialist salary in Midland, MI is $26,818 in 2026. This figure reflects the 10th percentile, which sets a realistic expectation for new graduates entering the field. The gap between this entry-level pay and the city's median salary of $30,889 indicates that while initial earnings may be modest, there is room for growth as professionals gain experience and skills. With a path that leads from the P10 figure up to $28,647 for the 25th percentile and upwards to the median level, those in the workforce can anticipate a strong upward trajectory in earnings over the first few years. Given the city's current job market and the overall growth rate of 2.32% in this occupation, Midland offers viable opportunities for new grads to establish a foothold in their careers.
Career Earnings Timeline in Midland
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Midland
Entry-level medical billing and coding specialists in Midland, MI typically start between $26,818 and $28,647 per year (2026 est.). The full salary range spans $22,320 from the 10th to 90th percentile, with the local median at $30,889 — 1.78% above the national median.
Return on Investment
The average medical billing and coding program cost in Michigan of $3,800 represents just 14.17% of the starting medical billing and coding specialist pay ($26,818/year) in Midland. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.
MBS Salary Negotiation Tips for New Graduates in Midland
- 1Research the Midland market: entry-level medical billing and coding specialist pay ranges from $26,818 to $28,647, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in MI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Midland, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Midland for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Midland's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Medical Billing and Coding Specialist Compensation Range
The medical billing and coding specialist wage spread in Midland is $22,320 ( 83.23%) between entry-level and top earners. Starting at $26,818, experienced hygienists can earn up to $49,138.
Represents the current salary spread across experience levels, not projected career growth rate.
2021 BLS Actual
$29,850
2025 BLS Actual
$26,210
2026 Current Est.
$26,818
2021–2027 Growth
+-8.1%
Salary Trajectory for Medical Billing and Coding Specialists in Midland (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $29,850 | Actual |
| 2022 | $36,950 | Actual |
| 2023 | $41,980 | Actual |
| 2024 | $41,740 | Actual |
| 2025 | $26,210 | Actual |
| 2026(current) | $26,818 | Estimated |
| 2027 | $27,440 | Projected |
Entry-level medical billing and coding specialist compensation (10th percentile) in Midland, MI grew -12.2% over 5 years based on actual BLS metropolitan area surveys, rising from $29,850 in 2021 to $26,210 in 2025. By 2027, starting salaries are projected to reach $27,440. New graduates entering the Midland job market can expect continued year-over-year gains.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Midland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your medical billing and coding Career in Midland
In Midland, various employers seek newly minted medical billing and coding specialists. Third-party coding firms and payer coding audit teams often hire candidate with CPC-A (apprentice) credentials, offering structured mentorship to help them transition into the industry. Outpatient practices and ambulatory surgery centers typically provide entry-level roles as well, while hospital settings usually prefer candidates with CCS certifications for inpatient coding. To enhance starting pay in Michigan, pursuing credentials such as AAPC’s CPC or AHIMA’s CCS can significantly bolster job prospects. As the industry has shifted to around 80% remote roles post-2020, continuous education becomes crucial, especially with updates to ICD-10-CM and CPT codes. New professionals can explore niche areas such as risk adjustment or HCC coding, which are experiencing notable growth. Realistically, those in their first few years can expect gradual pay increases, aligning with their growing expertise and adaptation to industry demands in Midland.
More salary data for Midland, MI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Midland. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov