Entry-Level Medical Billing and Coding Specialist Salary in Muskegon, MI: $22,219 (2026)
Quick Answer:New medical billing and coding specialists entering the Muskegon, MI job market in 2026 can expect a starting salary around $22,219 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Muskegon's local price level (BEA RPP 92.5 — 7% below national), a first-year paycheck buys what $24,016 would in average-cost America. Most reach the city median ($26,343) within a few years of clinical practice.
Official BLS data · View source

In Muskegon, Michigan, those entering the field of medical billing and coding can expect an entry-level salary starting around $22,219 in 2026. While the city’s median salary for this role is projected at $26,343, there is a notable gap that new graduates should be aware of as they enter the job market. The growth trajectory for entry-level positions indicates a potential rise, moving towards the 25th percentile at $23,507 and eventually reaching the median salary within three to five years. This upward movement signals that with the right experience and continued education, newcomers can establish a solid foundation in the profession, making Muskegon a reasonable market for aspiring billing and coding specialists at this time.
Career Earnings Timeline in Muskegon
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Muskegon
Entry-level medical billing and coding specialists in Muskegon, MI typically start between $22,219 and $23,507 per year (2026 est.). The full salary range spans $20,391 from the 10th to 90th percentile, with the local median at $26,343 — 13.2% below the national median.
Return on Investment
The average medical billing and coding program cost in Michigan of $3,800 represents just 17.10% of the starting medical billing and coding specialist pay ($22,219/year) in Muskegon. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.
MBS Salary Negotiation Tips for New Graduates in Muskegon
- 1Research the Muskegon market: entry-level medical billing and coding specialist pay ranges from $22,219 to $23,507, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in MI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Muskegon, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Muskegon for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Muskegon's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Medical Billing and Coding Specialist Compensation Range
The medical billing and coding specialist wage spread in Muskegon is $20,391 ( 91.77%) between entry-level and top earners. Starting at $22,219, experienced hygienists can earn up to $42,610.
Represents the current salary spread across experience levels, not projected career growth rate.
2021 BLS Actual
$28,810
2025 BLS Actual
$21,715
2026 Current Est.
$22,219
2021–2027 Growth
+-21.1%
Salary Trajectory for Medical Billing and Coding Specialists in Muskegon (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $28,810 | Actual |
| 2022 | $30,760 | Actual |
| 2023 | $32,600 | Actual |
| 2024 | $37,550 | Actual |
| 2025 | $21,715 | Actual |
| 2026(current) | $22,219 | Estimated |
| 2027 | $22,734 | Projected |
Entry-level medical billing and coding specialist compensation (10th percentile) in Muskegon, MI grew -24.6% over 5 years based on actual BLS metropolitan area surveys, rising from $28,810 in 2021 to $21,715 in 2025. By 2027, starting salaries are projected to reach $22,734. New graduates entering the Muskegon job market can expect continued year-over-year gains.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Muskegon metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your medical billing and coding Career in Muskegon
New graduates aiming for a career in medical billing and coding should target employers such as third-party coding companies and payer coding audit teams, which often bring on CPC-A coders with structured mentorship programs. Opportunities also exist within physician group practices and outpatient ASCs for entry-level CPC roles; however, those interested in hospital inpatient coding will generally need a CCS certification. Obtaining credentials from recognized bodies like AAPC for outpatient (CPC) or inpatient (CCS) coding can enhance starting pay in MI. Given the industry's shift to approximately 80% remote work since 2020, continuous learning is essential, especially with regular updates to ICD-10-CM and CPT codes. Furthermore, focusing on high-demand areas like risk adjustment and HCC coding will be crucial during the first few years, with realistic growth prospects for salaries in this sector appearing positively as new skills and certifications are gained.
More salary data for Muskegon, MI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Muskegon. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov