Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Tumwater, WA: $22,220 (2026)

Quick Answer:New medical billing and coding specialists entering the Tumwater, WA job market in 2026 can expect a starting salary around $22,220 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Tumwater's local price level (BEA RPP 107.47% above national), a first-year paycheck buys what $20,689 would in average-cost America. Most reach the city median ($30,890) within a few years of clinical practice.

$22,220
Starting Salary
$10.68/hr
Starting Hourly
$22,220
Entry Level
$30,890
Career Median Target

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Entry Level Salary in Tumwater, WA — 2026 est., based on 2025 BLS
Tumwater, WA medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

Starting a career as a medical billing and coding specialist in Tumwater, Washington, can be promising, with an entry-level salary reflecting the local job market dynamics. In 2026, new graduates can anticipate starting salaries around $22,220, which is significantly lower than the overall city median salary of $30,890. However, as they gain experience, early-career professionals could realistically progress to earn about $27,123 within the first few years. Given the city’s growth rate for this profession is projected at 2.32% annually, Tumwater is currently a viable market for new graduates looking to establish themselves in medical billing and coding.

About the Tumwater Market

Salary estimated from Washington average ($62,000) adjusted for local cost of living.

Career Earnings Timeline in Tumwater

Year 0-2

New Graduate

$22,220/yr
Year 2-5

Early Career

$27,123/yr
Year 5-10

Mid Career

$30,890/yr
Year 10+

Experienced

$37,694/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Tumwater

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Tumwater. The median salary is $30,890, compared to the national median of $30,349.$20.0K$27.6K$35.1K$42.7K$50.3K$22.2K10th Pctl$27.1K25th Pctl$30.9KMedian$37.7K75th Pctl$47.9K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Tumwater, WA typically start between $22,220 and $27,123 per year (2026 est.). The full salary range spans $25,661 from the 10th to 90th percentile, with the local median at $30,8901.78% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Tumwater metro area.

Return on Investment

$4,800
Avg WA Program Cost
$22,220
Starting Salary
21.60%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Washington of $4,800 represents just 21.60% of the starting medical billing and coding specialist pay ($22,220/year) in Tumwater. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Tumwater

  • 1Research the Tumwater market: entry-level medical billing and coding specialist pay ranges from $22,220 to $27,123, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in WA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Tumwater, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Tumwater for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Tumwater's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Tumwater is $25,661 ( 115.49%) between entry-level and top earners. Starting at $22,220, experienced hygienists can earn up to $47,881.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$17,273

2025 BLS Actual

$21,716

2026 Current Est.

$22,220

2021–2027 Growth

+31.6%

Salary Trajectory for Medical Billing and Coding Specialists in Tumwater (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Tumwater. Baseline $17,273 in 2025, projected to $22,735 by 2027.$11.5K$21.6K$31.7K$41.8K$51.9K20212022202320242025202620272025 BLS$17.3K$18.6K$20.6K$46.1K$21.7K$22.2K$22.7K
YearAnnual SalaryStatus
2021$17,273Actual
2022$18,611Actual
2023$20,589Actual
2024$46,114Actual
2025$21,716Actual
2026(current)$22,220Estimated
2027$22,735Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Tumwater, WA grew 25.7% over 5 years based on actual BLS metropolitan area surveys, rising from $17,273 in 2021 to $21,716 in 2025. By 2027, starting salaries are projected to reach $22,735. New graduates entering the Tumwater job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Tumwater metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Tumwater

In Tumwater, various employers are eager to hire entry-level medical billing and coding specialists, particularly those credentialed by recognized organizations like AAPC and AHIMA. Many third-party coding firms and payer coding audit teams actively recruit CPC-A (apprentice) coders, providing structured mentorship as they embark on their careers. Physician group practices and outpatient Ambulatory Surgical Centers (ASCs) typically offer entry-level roles for CPCs, while the more complex inpatient coding positions generally require a CCS credential. Aspiring coders should focus on continual education to bolster their skill set, particularly in ICD-10-CM and CPT code updates, which remain vital in an industry that is now predominantly remote. Realistically, as new coders build their expertise in specializations like risk adjustment and HCC coding—currently experiencing sharp growth—first-year salaries can improve significantly, reflecting the investment in their professional development and the increasing demand for capable coders.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Tumwater in 2026?

Entry-level medical billing and coding specialists in Tumwater start at approximately $22,220/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $10.68/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Tumwater?

Most medical billing and coding specialists in Tumwater progress from the entry-level salary of $22,220 to the area median of $30,890 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $47,881 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Tumwater?

With a starting salary of $22,220/year in Tumwater and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Tumwater?

New medical billing and coding graduates in Tumwater typically start near the 10th percentile at $22,220/year, or approximately $10.68/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Washington?

To become a licensed medical billing and coding specialist in Washington, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Washington, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Washington

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Tumwater. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Tumwater is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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