Medical Billing and Coding Specialist Hourly Pay in Winter Haven, FL: $13.63 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Winter Haven, FL runs $13.63 at the median for 2026 — annualizing to $28,356 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Winter Haven's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $13.52 nationally would. A 24-hour part-time schedule grosses $17,009 per year.
Based on BLS state-level estimates · View source

In 2026, the median hourly pay for medical billing and coding specialists in Winter Haven, Florida, is projected to be $13.63, which falls below the national median of $14.59. This hourly rate presents distinct opportunities for part-time workers and per-diem specialists, many of whom may find roles in remote settings or within hospital departments and physician practices. Entry-level positions can expect to earn around $9.81 hourly, while top earners can reach up to $21.13 per hour. Such figures highlight a varied wage landscape for professionals in this field, driven by local demand and the specific work environment they choose, which ranges from independent home offices to bustling third-party coding company floors.
About the Winter Haven Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $9.81 | $78.50 |
| Lower Range (P25) | $11.46 | $91.68 |
| Median (P50) | $13.63 | $109.03 |
| Upper Range (P75) | $17.37 | $138.99 |
| Top Earners (P90) | $21.13 | $169.03 |
Estimated Annual Income by Work Schedule in Winter Haven
Based on $13.63/hr median hourly rate · 2026 est.
At $13.63/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Winter Haven, FL can expect to earn approximately $28,348 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $16,355. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Winter Haven.
Hourly Rate Calculator
Schedule Comparison in Winter Haven
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $545.16 | $2,362 | $28,348 |
| Part-Time (24 hrs) | $327.10 | $1,417 | $17,009 |
| Per Diem (16 hrs) | $218.06 | $945 | $11,339 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Winter Haven) | $13.63 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Winter Haven, FL earn a median of $28,356 per year (2026 est.), which is 6.57% lower than the national median of $30,349 and 6.10% above the Florida state average of $26,726.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $13.63/hr = $17,009/year (purchasing power: $16,874).
Working 40h/week (full-time) = $28,348/year (purchasing power: $28,123).
CoL index: 100.8 (100 = national average).
2021 BLS Actual
$12.15/hr
2025 BLS Actual
$13.32/hr
2026 Current Est.
$13.63/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Winter Haven (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $12.15/hr | Actual |
| 2022 | $12.29/hr | Actual |
| 2023 | $12.71/hr | Actual |
| 2024 | $22.52/hr | Actual |
| 2025 | $13.32/hr | Actual |
| 2026(current) | $13.63/hr | Estimated |
| 2027 | $13.95/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Winter Haven grew 9.6% from $12.15/hr (2021) to $13.32/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $13.95/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Winter Haven metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Winter Haven
Part-time medical billing and coding specialists working three days a week, for instance, can anticipate an annual income of approximately $21,196 based on a 24-hour workweek. In contrast, per-diem or agency coders often command higher pay rates ranging from $25 to $42 per hour, particularly for specialized roles such as CCS inpatient coding or risk adjustment coding for Medicare Advantage programs, where the hourly rates can escalate significantly. Hourly rates in Winter Haven also vary depending on the employer type, with coding offices at physician group practices typically offering lower rates compared to hospital departments or third-party coding companies, which may provide flexibility and remote work options. While some medical billing and coding specialists may opt for positions with lower hourly wages for the sake of health benefits, negotiating for higher pay in exchange for fewer benefits can also be an attractive option. For those considering hourly work in Winter Haven, research into specific employer practices and a solid understanding of market rates will be key in determining the best fit for individual career goals.
More salary data for Winter Haven, FL:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Winter Haven. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Winter Haven is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov