Medical Billing and Coding Specialist Hourly Pay in Garden City, MI: $13.21 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Garden City, MI runs $13.21 at the median for 2026 — annualizing to $27,474 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Garden City's regional price level (BEA RPP 93.2, 7% below national), each hour of work buys what $14.17 nationally would. A 24-hour part-time schedule grosses $16,485 per year.
Based on BLS state-level estimates · View source

In Garden City, Michigan, a medical billing and coding specialist earns a median hourly rate of $13.21. This rate is notably below the national median of $14.59, indicating a competitive but challenging market in this field. For those pursuing part-time or per-diem opportunities, such as working three days a week or taking on short-term contracts, the implications of this hourly pay structure are significant. A typical per-diem medical billing and coding specialist pay in Garden City can fluctuate widely, with entry-level positions starting closer to the lower end of the range. At the higher end, experienced specialists or those working for third-party coding companies can earn up to $20.47 per hour. Working in remote home offices, hospital HIM departments, and coding cubicles for physician groups are common settings where these specialists operate, especially as remote work has surged post-2020.
About the Garden City Market
Salary estimated from Michigan average ($48,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $9.39 | $75.14 |
| Lower Range (P25) | $11.78 | $94.22 |
| Median (P50) | $13.21 | $105.68 |
| Upper Range (P75) | $16.80 | $134.41 |
| Top Earners (P90) | $20.47 | $163.79 |
Estimated Annual Income by Work Schedule in Garden City
Based on $13.21/hr median hourly rate · 2026 est.
At $13.21/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Garden City, MI can expect to earn approximately $27,476 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $15,851. With a cost-of-living index of 93.20 (below the national average), these earnings stretch further in Garden City.
Hourly Rate Calculator
Schedule Comparison in Garden City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $528.38 | $2,290 | $27,476 |
| Part-Time (24 hrs) | $317.03 | $1,374 | $16,485 |
| Per Diem (16 hrs) | $211.35 | $916 | $10,990 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Garden City) | $13.21 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Garden City, MI earn a median of $27,474 per year (2026 est.), which is 9.47% lower than the national median of $30,349 and 2.80% below the Michigan state average of $28,265.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $13.21/hr = $16,485/year (purchasing power: $17,688).
Working 40h/week (full-time) = $27,476/year (purchasing power: $29,480).
CoL index: 93.2 (100 = national average). Your dollars stretch further here.
2021 BLS Actual
$11.78/hr
2025 BLS Actual
$12.91/hr
2026 Current Est.
$13.21/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Garden City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $11.78/hr | Actual |
| 2022 | $11.91/hr | Actual |
| 2023 | $12.31/hr | Actual |
| 2024 | $20.91/hr | Actual |
| 2025 | $12.91/hr | Actual |
| 2026(current) | $13.21/hr | Estimated |
| 2027 | $13.52/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Garden City grew 9.6% from $11.78/hr (2021) to $12.91/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $13.52/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Garden City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Garden City
Looking beyond the base hourly rate, the potential for part-time medical billing and coding specialists in Garden City can lead to varied annual earnings compared to their full-time counterparts. For example, working just 24 hours a week can yield substantial income, demonstrating a viable pathway for those balancing other commitments. Meanwhile, per-diem or 1099 workers often command higher rates, billing anywhere from $25 to $65 per hour depending on their credentials and the complexity of the coding requirements. As positions vary across employer types, such as physician group practices, hospital coding departments, and ambulatory surgery centers, the hourly pay reflects differing responsibilities and benefits. It's common for some specialists to accept lower hourly wages in exchange for stable health insurance benefits. Negotiating hourly rates in this evolving market entails understanding the specific demands of coding tasks, staying informed on industry standards, and being aware of one's worth, especially as the demand for specialized skills in areas like risk adjustment coding continues to rise.
More salary data for Garden City, MI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Garden City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Garden City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov