Medical Billing and Coding Specialist Hourly Pay in Schenectady, NY: $15.59 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Schenectady, NY runs $15.59 at the median for 2026 — annualizing to $32,430 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Schenectady's regional price level (BEA RPP 115.9, 16% above national), each hour of work buys what $13.45 nationally would. A 24-hour part-time schedule grosses $19,461 per year.
Based on BLS state-level estimates · View source

In 2026, the hourly pay for medical billing and coding specialists in Schenectady, NY is projected to be $15.59, which is notably higher than the national median hourly rate of $14.59. This salary reflects the opportunities available within various work environments, such as remote home offices, hospital health information management (HIM) departments, physician group coding cubicles, and third-party coding company production floors. For specialists who work part-time, such as three days a week, this hourly rate can yield a comfortable income, while those opting for per-diem roles have the flexibility to set their schedules. The estimated hourly range in Schenectady spans from $11.42 for entry-level positions to $24.17 for top earners, illustrating a significant disparity that allows greater earning potential for experienced professionals in specialized settings.
About the Schenectady Market
Salary estimated from New York average ($58,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $11.42 | $91.35 |
| Lower Range (P25) | $13.25 | $106.00 |
| Median (P50) | $15.59 | $124.75 |
| Upper Range (P75) | $19.95 | $159.62 |
| Top Earners (P90) | $24.17 | $193.34 |
Estimated Annual Income by Work Schedule in Schenectady
Based on $15.59/hr median hourly rate · 2026 est.
At $15.59/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Schenectady, NY can expect to earn approximately $32,435 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $18,712. With a cost-of-living index of 115.90 (above the national average), these earnings may be offset by higher expenses in Schenectady.
Hourly Rate Calculator
Schedule Comparison in Schenectady
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $623.74 | $2,703 | $32,435 |
| Part-Time (24 hrs) | $374.25 | $1,622 | $19,461 |
| Per Diem (16 hrs) | $249.50 | $1,081 | $12,974 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Schenectady) | $15.59 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Schenectady, NY earn a median of $32,430 per year (2026 est.), which is 6.86% higher than the national median of $30,349 and 5.90% above the New York state average of $30,624.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $15.59/hr = $19,461/year (purchasing power: $16,791).
Working 40h/week (full-time) = $32,435/year (purchasing power: $27,985).
CoL index: 115.9 (100 = national average).
2021 BLS Actual
$13.90/hr
2025 BLS Actual
$15.24/hr
2026 Current Est.
$15.59/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Schenectady (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $13.90/hr | Actual |
| 2022 | $14.06/hr | Actual |
| 2023 | $14.54/hr | Actual |
| 2024 | $31.30/hr | Actual |
| 2025 | $15.24/hr | Actual |
| 2026(current) | $15.59/hr | Estimated |
| 2027 | $15.96/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Schenectady grew 9.6% from $13.90/hr (2021) to $15.24/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $15.96/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Schenectady metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Schenectady
Part-time medical billing and coding specialists working 24 hours weekly can expect an annual take-home of approximately $19,464, contrasting with full-time workers who would earn around $32,430 if they worked a standard schedule. For those exploring per-diem medical billing and coding specialist pay in Schenectady, freelance coders frequently charge between $25 to $42 per hour depending on their skill sets, with CCS inpatient coders sometimes commanding rates from $35 to $55 per hour and CRC specialists hitting $40 to $65 per hour in 1099 scenarios. Compensation can greatly vary among employer types, including physician practices, hospitals, and remote code auditing teams. Some professionals may accept lower hourly wages in exchange for health benefits, while others may prioritize higher pay without benefits. Effective negotiation tactics, such as highlighting certification and experience, can increase earning potential in Schenectady's market where specialists are adapting to evolving demands such as risk adjustment coding and ongoing education in ICD-10-CM and CPT updates.
More salary data for Schenectady, NY:
Frequently Asked Questions
What is the hourly rate for medical billing and coding specialists in Schenectady in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Schenectady. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Schenectady is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov