Medical Billing Salary

Medical Billing and Coding Specialist Salary in Largo, FL: $26,966 (2026)

Quick Answer:A full-time medical billing and coding specialist in Largo, FL earns a median $26,966/year (≈ $12.96/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Largo's price level (1% above national, BEA RPP 100.8), that paycheck buys what $26,752 would nationally. Nominal pay sits 0.9% above the Florida state average.

$26,966
Median Annual Salary
$12.96/hr
Median Hourly Rate
$19,354
Entry Level (P10)
$41,775
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Largo, FL — 2026 est., based on 2025 BLS
Largo, FL medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In Largo, Florida, the projected median annual salary for a medical billing and coding specialist is $26,966, reflecting a local market that is significantly below the national median of $30,349 for 2026. The salary range in this region is quite broad, spanning from $19,354 at the 10th percentile to $41,775 at the 90th percentile, indicating varying levels of compensation influenced by factors such as specialization and experience. These figures are derived from estimates based on 2025 BLS data and adjusted for regional price parities, highlighting the specific economic conditions of Largo. The local health care landscape, including inpatient coding compared to outpatient scenarios, displays notable variations in salary expectations, outlining the importance of specialization in driving financial outcomes for professionals in this field.

About the Largo Market

Salary estimated from Florida average ($46,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$19,354$9.30
Lower Range (P25)$22,613$10.88
Median (P50)(typical)$26,966$12.96
Upper Range (P75)$33,773$16.24
Top Earners (P90)$41,775$20.09

Median Salary Position

$19,354$41,775
City Median: $26,966
National: $30,349
P10–P90 Range

11.15% below the national average

2026 Salary Percentile Distribution in Largo

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Largo. The median salary is $26,966, compared to the national median of $30,349.$17.4K$24.0K$30.6K$37.3K$43.9K$19.4K10th Pctl$22.6K25th Pctl$27.0KMedian$33.8K75th Pctl$41.8K90th PctlUS Median$30.3K

In Largo, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,421 (2026 est.). At $26,966, the local median is 11.15% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Largo metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$519
per week
$2,247
per month
$26,965
per year

At 40 hours/week in Largo: You'd be in the lower-middle range

How Largo Medical Billing and Coding Specialist Pay Compares

Largo median: $26,966/year (2026)

Compared ToMedian SalaryLargo Pays
Florida Average$26,726+0.90% more
National Average$30,349-11.15% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Largo ($26,966) with Florida average ($26,726) and the US national median ($30,349).Largo$26,966Florida Avg$26,726+0.90%US National$30,349-11.15%

Medical Billing and Coding Specialists in Largo, FL earn a median of $26,966 per year (2026 est.), which is 11.15% lower than the national median of $30,349 and 0.90% above the Florida state average of $26,726.

Cost-of-Living Adjusted Salary

$26,966
Nominal Salary
100.8
CoL Index
$26,752
Adjusted Salary

Largo has a cost of living 0.80% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $26,966. After adjusting for a cost-of-living index of 100.8, the purchasing-power equivalent is $26,752, a loss of $214.$22.7K$25.8K$28.8K$31.9K$34.9K$26,966NominalSalary$26,752CoL Adjusted(CoL: 100.8) -0.79%US Median $30.3K

Largo, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $26,966 is competitive, the higher cost of living reduces purchasing power to an effective $26,752 — a 0.79% reduction.

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2021 BLS Actual

$24,046

2025 BLS Actual

$26,355

2026 Current Est.

$26,966

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Largo (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Largo. Baseline $24,046 in 2025, projected to $27,592 by 2027.$19.5K$27.5K$35.4K$43.4K$51.3K20212022202320242025202620272025 BLS$24.0K$24.3K$25.1K$46.8K$26.4K$27.0K$27.6K
YearAnnual SalaryStatus
2021$24,046Actual
2022$24,314Actual
2023$25,139Actual
2024$46,780Actual
2025$26,355Actual
2026(current)$26,966Estimated
2027$27,592Projected

Based on 5 years of BLS OEWS data for the Largo metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,046 (2021) to $26,355 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,592 by 2027 — a total increase of $3,546 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Largo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$19,354$22,613
3-5 years (Mid Career)$22,613$26,966
5+ years (Experienced)$26,966$33,773
10+ years (Top Earner)$33,773$41,775

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Largo

In terms of the job market for medical billing and coding specialists in Largo, the area employs around 12 professionals, underscoring a relatively small but stable workforce for this occupation. With a cost-of-living index slightly above the national average at 100.8, the purchasing power for local salaries may be more limited, hence understanding employer dynamics becomes crucial. Among the various local employers, coding departments within hospital inpatient settings often provide the highest pay rates, especially for specialists with credentials such as CCS or those working in risk adjustment coding. The salary disparities within Largo are influenced by continuing education in ICD-10-CM and CPT updates, as well as the growing demand for remote work options that became prevalent post-2020. To maximize earnings, specialists can pursue additional certifications like CPC or CRC, enhance their productivity through efficient coding practices, and consider opportunities for audit roles that typically offer premium pay.

Frequently Asked Questions

How much do medical billing and coding specialists make in Largo, FL in 2026?

The estimated 2026 median medical billing and coding specialist salary in Largo is $26,966/year ($12.96/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $19,354 at entry level (10th percentile) to $41,775 for experienced top earners (90th percentile). This puts Largo at 11.1% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Largo, FL a good place to work as a medical billing and coding specialist?

Largo medical billing and coding specialist salaries are 11.1% below the national average and 0.9% above the Florida state average. The metro area employs approximately 12 medical billing and coding specialists. With a cost-of-living index of 100.8, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Largo?

The median medical billing and coding specialist salary in Largo is $26,966, and the 90th percentile earns $41,775. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Largo?

After adjusting for Largo's cost-of-living index of 100.8 (where 100 equals the national average), the $26,966 nominal salary has purchasing power equivalent to $26,752 in an average-cost city. This means living costs in Largo reduce the effective value of your salary by 0.8% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Largo?

Medical Billing and Coding Specialists in Largo earn a median hourly rate of $12.96, which translates to approximately $26,966/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.30 for entry-level positions to $20.09 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,355 for medical billing and coding specialistsin the Largo metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Largo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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