Medical Billing and Coding Specialist Salary in Naples, FL: $29,750 (2026)
Quick Answer:A full-time medical billing and coding specialist in Naples, FL earns a median $29,750/year (≈ $14.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Naples's price level (3% above national, BEA RPP 103.2), that paycheck buys what $28,828 would nationally. Nominal pay sits 11.3% above the Florida state average.
Official BLS data · View source
In 2026, the projected median salary for a medical billing and coding specialist in Naples, Florida, stands at $29,750, slightly below the national median of $30,349. Salaries in this occupation vary, ranging from $22,386 at the 10th percentile to $46,444 at the 90th percentile, reflecting the diverse skill levels and experience within the field. This data, derived from 2025 BLS OEWS surveys projected into 2026, indicates a solid job market for medical billing and coding specialists in Naples, especially as the shift toward remote work has broadened employment opportunities beyond traditional workplaces.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $22,386 | $10.76 |
| Lower Range (P25) | $25,673 | $12.34 |
| Median (P50)(typical) | $29,750 | $14.30 |
| Upper Range (P75) | $37,602 | $18.08 |
| Top Earners (P90) | $46,444 | $22.33 |
Median Salary Position
1.97% below the national average
2026 Salary Percentile Distribution in Naples
In Naples, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $24,058 (2026 est.). At $29,750, the local median is 1.97% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Naples: You'd be in the lower-middle range
How Naples Medical Billing and Coding Specialist Pay Compares
Naples median: $29,750/year (2026)
| Compared To | Median Salary | Naples Pays |
|---|---|---|
| Florida Average | $26,729 | +11.30% more |
| National Average | $30,349 | -1.97% less |
Medical Billing and Coding Specialists in Naples, FL earn a median of $29,750 per year (2026 est.), which is 1.97% lower than the national median of $30,349 and 11.30% above the Florida state average of $26,729.
Cost-of-Living Adjusted Salary
Naples has a cost of living 3.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Naples, FL has a cost-of-living index of 103.2 (above the national average of 100). While the nominal salary of $29,750 is competitive, the higher cost of living reduces purchasing power to an effective $28,828 — a 3.1% reduction.
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2021 BLS Actual
$38,160
2025 BLS Actual
$29,075
2026 Current Est.
$29,750
2021–2027 Growth
+-20.2%
Salary Trajectory for Medical Billing and Coding Specialists in Naples (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $38,160 | Actual |
| 2022 | $46,390 | Actual |
| 2023 | $45,860 | Actual |
| 2024 | $46,600 | Actual |
| 2025 | $29,075 | Actual |
| 2026(current) | $29,750 | Estimated |
| 2027 | $30,440 | Projected |
Based on 5 years of BLS OEWS data for the Naples metropolitan area, the median medical billing and coding specialist salary grew -23.8% from $38,160 (2021) to $29,075 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $30,440 by 2027 — a total increase of $-7,720 (-20.23%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Naples metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $22,386 – $25,673 |
| 3-5 years (Mid Career) | $25,673 – $29,750 |
| 5+ years (Experienced) | $29,750 – $37,602 |
| 10+ years (Top Earner) | $37,602 – $46,444 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Naples
With 180 medical billing and coding specialists currently employed in Naples, the local market is robust, albeit influenced by a cost-of-living index of 103.2, which is slightly above the national average. This dynamic impacts take-home pay and purchasing power. Among the highest-paying employers are hospital inpatient coding departments and payer/insurance companies, which often require advanced certifications like CCS and CRC. The disparity in salary can be attributed to various factors, including specialty type, credential stacking, and productivity bonuses. Specialists adept at risk adjustment and HCC coding may find lucrative opportunities as demand grows in that area. To maximize pay in Naples, focus on obtaining additional credentials, such as CPC or CRC, and consider remote positions, which typically offer higher flexibility and compensation.
More salary data for Naples, FL:
Frequently Asked Questions
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Can medical billing and coding specialists make $100K in Naples?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $29,075 for medical billing and coding specialistsin the Naples metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov