Medical Billing and Coding Specialist Salary in Palm Coast, FL: $26,729 (2026)
Quick Answer:A full-time medical billing and coding specialist in Palm Coast, FL earns a median $26,729/year (≈ $12.85/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Palm Coast's price level (1% above national, BEA RPP 100.8), that paycheck buys what $26,517 would nationally. Nominal pay sits 0.0% above the Florida state average.
Based on BLS state-level estimates · View source
With a projected median annual salary of $26,729 for medical billing and coding specialists in 2026, the compensation landscape in Palm Coast, FL, reflects notable differences when compared to the national median of $30,349. Salary ranges are broad, starting from $18,800 at the 10th percentile and reaching up to $41,430 for specialists at the 90th percentile. Factors influencing this range often include the type of coding—specialists working in hospital inpatient settings (CCS) typically command higher salaries compared to those in outpatient coding (CPC) or those focusing on risk adjustment coding. These figures are based on 2025 BLS OEWS data, projected to 2026, as well as BEA Regional Price Parities that take into account local economic conditions, highlighting the specific market dynamics at play in Palm Coast.
About the Palm Coast Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $18,800 | $9.03 |
| Lower Range (P25) | $22,127 | $10.64 |
| Median (P50)(typical) | $26,729 | $12.85 |
| Upper Range (P75) | $33,148 | $15.94 |
| Top Earners (P90) | $41,430 | $19.92 |
Median Salary Position
11.93% below the national average
2026 Salary Percentile Distribution in Palm Coast
In Palm Coast, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,630 (2026 est.). At $26,729, the local median is 11.93% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Palm Coast: You'd be in the lower-middle range
How Palm Coast Medical Billing and Coding Specialist Pay Compares
Palm Coast median: $26,729/year (2026)
| Compared To | Median Salary | Palm Coast Pays |
|---|---|---|
| National Average | $30,349 | -11.93% less |
Medical Billing and Coding Specialists in Palm Coast, FL earn a median of $26,729 per year (2026 est.), which is 11.93% lower than the national median of $30,349.
Cost-of-Living Adjusted Salary
Palm Coast has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Palm Coast, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $26,729 is competitive, the higher cost of living reduces purchasing power to an effective $26,517 — a 0.79% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2021 BLS Actual
$23,835
2025 BLS Actual
$26,123
2026 Current Est.
$26,729
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Palm Coast (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $23,835 | Actual |
| 2022 | $24,100 | Actual |
| 2023 | $24,917 | Actual |
| 2024 | $46,369 | Actual |
| 2025 | $26,123 | Actual |
| 2026(current) | $26,729 | Estimated |
| 2027 | $27,349 | Projected |
Based on 5 years of BLS OEWS data for the Palm Coast metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,835 (2021) to $26,123 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,349 by 2027 — a total increase of $3,514 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Palm Coast metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $18,800 – $22,127 |
| 3-5 years (Mid Career) | $22,127 – $26,729 |
| 5+ years (Experienced) | $26,729 – $33,148 |
| 10+ years (Top Earner) | $33,148 – $41,430 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Palm Coast
The job market for medical billing and coding specialists in Palm Coast is relatively modest, with only 12 professionals currently employed. This small workforce leads to a specific localized competition that may affect job openings and salary offers. Given the cost of living index at 100.8, which is slightly above the national average, take-home purchasing power can be an area of concern for prospective employees. The medical billing and coding specialist pay in Palm Coast, FL, is influenced heavily by the setting and specialization; for example, coding professionals in inpatient departments or within payer audit teams generally earn higher wages compared to those in outpatient surgery centers. To optimize earning potential, specialists should consider pursuing additional certifications, such as the CCS or CRC, that can command a premium in the job market, as well as taking on roles that allow for remote work flexibility, which has become common post-2020.
More salary data for Palm Coast, FL:
Frequently Asked Questions
How much do medical billing and coding specialists make in Palm Coast, FL in 2026?
Is Palm Coast, FL a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Palm Coast?
What is the cost-of-living adjusted medical billing and coding specialist salary in Palm Coast?
How much does a medical billing and coding specialist make per hour in Palm Coast?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,123 for medical billing and coding specialistsin the Palm Coast metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Palm Coast is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov