Medical Billing and Coding Specialist Salary in St. Petersburg, FL: $29,524 (2026)
Quick Answer:A full-time medical billing and coding specialist in St. Petersburg, FL earns a median $29,524/year (≈ $14.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in St. Petersburg's price level (1% above national, BEA RPP 100.8), that paycheck buys what $29,290 would nationally. Nominal pay sits 10.5% above the Florida state average.
Based on BLS state-level estimates · View source

Medical billing and coding specialists in St. Petersburg, Florida, can expect a median annual salary of $29,524 in 2026, placing them slightly below the national median of $30,349. The local salary range extends from $21,329 at the low end (P10) to $45,763 at the high end (P90), reflecting a diverse employment landscape. Estimates are derived from 2025 BLS data, adjusted for regional cost factors, which is relevant given the city's above-average cost of living index of 100.8. The growth potential for this field is promising with an annual growth rate projected at 2.32%, suggesting that opportunities for medical coding roles will remain robust in the coming years, particularly as the shift toward remote work standardizes and expands reach in this sector.
About the St. Petersburg Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $21,329 | $10.25 |
| Lower Range (P25) | $25,044 | $12.04 |
| Median (P50)(typical) | $29,524 | $14.19 |
| Upper Range (P75) | $37,617 | $18.09 |
| Top Earners (P90) | $45,763 | $22.00 |
Median Salary Position
2.72% below the national average
2026 Salary Percentile Distribution in St. Petersburg
In St. Petersburg, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $24,434 (2026 est.). At $29,524, the local median is 2.72% below the national median of $30,349.
Salary Calculator
At 40 hours/week in St. Petersburg: You'd be in the lower-middle range
How St. Petersburg Medical Billing and Coding Specialist Pay Compares
St. Petersburg median: $29,524/year (2026)
| Compared To | Median Salary | St. Petersburg Pays |
|---|---|---|
| Florida Average | $26,719 | +10.50% more |
| National Average | $30,349 | -2.72% less |
Medical Billing and Coding Specialists in St. Petersburg, FL earn a median of $29,524 per year (2026 est.), which is 2.72% lower than the national median of $30,349 and 10.50% above the Florida state average of $26,719.
Cost-of-Living Adjusted Salary
St. Petersburg has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
St. Petersburg, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $29,524 is competitive, the higher cost of living reduces purchasing power to an effective $29,290 — a 0.79% reduction.
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2021 BLS Actual
$26,327
2025 BLS Actual
$28,855
2026 Current Est.
$29,524
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in St. Petersburg (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $26,327 | Actual |
| 2022 | $26,621 | Actual |
| 2023 | $27,523 | Actual |
| 2024 | $47,501 | Actual |
| 2025 | $28,855 | Actual |
| 2026(current) | $29,524 | Estimated |
| 2027 | $30,209 | Projected |
Based on 5 years of BLS OEWS data for the St. Petersburg metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $26,327 (2021) to $28,855 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $30,209 by 2027 — a total increase of $3,882 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the St. Petersburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $21,329 – $25,044 |
| 3-5 years (Mid Career) | $25,044 – $29,524 |
| 5+ years (Experienced) | $29,524 – $37,617 |
| 10+ years (Top Earner) | $37,617 – $45,763 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in St. Petersburg
In St. Petersburg, there are currently 42 professionals employed in the medical billing and coding field, indicating a moderately sized job market that continues to adjust to new demands, including the surge in remote work. As the cost of living factors into compensation, it's crucial to consider how much take-home pay can support financial goals in this area. Employers that tend to offer competitive salaries include hospital inpatient coding departments and payer/insurance company coding audit teams. The variance in salaries often stems from specialization, credential stacking—such as having both CPC and CCS certifications—and factors like productivity bonuses, which can add significant value to a coder’s compensation. For those seeking to maximize their earnings in St. Petersburg, pursuing additional credentials or focusing on high-demand areas like risk adjustment coding can enhance job prospects and increase overall pay rates.
More salary data for St. Petersburg, FL:
Frequently Asked Questions
How much do medical billing and coding specialists make in St. Petersburg, FL in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $28,855 for medical billing and coding specialistsin the St. Petersburg metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for St. Petersburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov