Medical Billing and Coding Specialist Salary in Waipahu, HI: $20,577 (2026)
Quick Answer:A full-time medical billing and coding specialist in Waipahu, HI earns a median $20,577/year (≈ $9.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Waipahu's price level (19% above national, BEA RPP 119.3), that paycheck buys what $17,248 would nationally. Nominal pay sits 2.0% below the Hawaii state average.
Based on BLS state-level estimates · View source
In Waipahu, Hawaii, the projected median annual salary for medical billing and coding specialists in 2026 is $20,577, reflecting a significant deviation from the national median of $30,349. With a salary range that spans from $14,922 at the 10th percentile to $31,894 at the 90th percentile, local compensation remains competitive within the broader context, albeit influenced by the unique cost-of-living dynamics of the area. Estimates derived from 2025 BLS state-level data highlight the impact of remote work standards, widening geographical salary comparisons. The local job market, however, remains tight with only nine specialists currently employed, suggesting a niche environment in Waipahu's healthcare landscape.
About the Waipahu Market
Salary estimated from Hawaii average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,922 | $7.17 |
| Lower Range (P25) | $17,297 | $8.32 |
| Median (P50)(typical) | $20,577 | $9.89 |
| Upper Range (P75) | $25,134 | $12.08 |
| Top Earners (P90) | $31,894 | $15.34 |
Median Salary Position
32.2% below the national average
2026 Salary Percentile Distribution in Waipahu
In Waipahu, HI, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $16,972 (2026 est.). At $20,577, the local median is 32.2% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Waipahu: You'd be in the lower-middle range
How Waipahu Medical Billing and Coding Specialist Pay Compares
Waipahu median: $20,577/year (2026)
| Compared To | Median Salary | Waipahu Pays |
|---|---|---|
| Hawaii Average | $20,996 | -2.00% less |
| National Average | $30,349 | -32.20% less |
Medical Billing and Coding Specialists in Waipahu, HI earn a median of $20,577 per year (2026 est.), which is 32.20% lower than the national median of $30,349 and 2.00% below the Hawaii state average of $20,996.
Cost-of-Living Adjusted Salary
Waipahu has a cost of living 19.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Waipahu, HI has a cost-of-living index of 119.3 (above the national average of 100). While the nominal salary of $20,577 is competitive, the higher cost of living reduces purchasing power to an effective $17,248 — a 16.18% reduction.
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2021 BLS Actual
$18,348
2025 BLS Actual
$20,110
2026 Current Est.
$20,577
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Waipahu (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $18,348 | Actual |
| 2022 | $18,553 | Actual |
| 2023 | $19,182 | Actual |
| 2024 | $64,296 | Actual |
| 2025 | $20,110 | Actual |
| 2026(current) | $20,577 | Estimated |
| 2027 | $21,054 | Projected |
Based on 5 years of BLS OEWS data for the Waipahu metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $18,348 (2021) to $20,110 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $21,054 by 2027 — a total increase of $2,706 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Waipahu metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,922 – $17,297 |
| 3-5 years (Mid Career) | $17,297 – $20,577 |
| 5+ years (Experienced) | $20,577 – $25,134 |
| 10+ years (Top Earner) | $25,134 – $31,894 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Waipahu
As the cost-of-living index stands at 119.3, medical billing and coding specialists in Waipahu might find that take-home pay feels more constrained compared to areas with lower living expenses. Opportunities with top-paying employers such as physician group practice coding offices and third-party coding companies, especially those offering remote positions, may offer better compensation packages. The variance in pay among specialists often hinges on factors such as coding specialty—like the premium for inpatient CCS coding—and credential stacking, which can significantly enhance earning potential. Additional elements include productivity bonuses related to the volume of coded charts and the distinction between remote and in-office roles. Those aiming to maximize their medical billing and coding specialist pay in Waipahu should consider gaining diverse certifications and seeking out positions within high-demand specialties like risk adjustment coding, which continue to expand in importance within the healthcare system.
More salary data for Waipahu, HI:
Frequently Asked Questions
How much do medical billing and coding specialists make in Waipahu, HI in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $20,110 for medical billing and coding specialistsin the Waipahu metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Waipahu is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov