Medical Billing and Coding Specialist Salary in Merrillville, IN: $27,524 (2026)
Quick Answer:A full-time medical billing and coding specialist in Merrillville, IN earns a median $27,524/year (≈ $13.23/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Merrillville's price level (9% below national, BEA RPP 91.3), that paycheck buys what $30,147 would nationally. Nominal pay sits 4.1% below the Indiana state average.
Based on BLS state-level estimates · View source

In 2026, the anticipated salary for medical billing and coding specialists in Merrillville, Indiana, reaches a median of $27,524, which is notably lower than the national median of $30,349. Local compensation ranges from $20,437 at the 10th percentile to $42,419 at the 90th percentile. These figures, derived from 2025 BLS data projected for 2026, reflect the region's employment landscape for specialists in this field, revealing a focus not just on coding accuracy but also on the varying compensation structures depending on specialty. For instance, inpatient Certified Coding Specialists (CCS) typically earn more than outpatient Certified Professional Coders (CPC) due to the complexity and demands of their roles, illustrating the importance of specialization and credentials in this market.
About the Merrillville Market
Salary estimated from Indiana average ($46,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,437 | $9.82 |
| Lower Range (P25) | $23,489 | $11.30 |
| Median (P50)(typical) | $27,524 | $13.23 |
| Upper Range (P75) | $34,595 | $16.64 |
| Top Earners (P90) | $42,419 | $20.39 |
Median Salary Position
9.31% below the national average
2026 Salary Percentile Distribution in Merrillville
In Merrillville, IN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,982 (2026 est.). At $27,524, the local median is 9.31% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Merrillville: You'd be in the lower-middle range
How Merrillville Medical Billing and Coding Specialist Pay Compares
Merrillville median: $27,524/year (2026)
| Compared To | Median Salary | Merrillville Pays |
|---|---|---|
| Indiana Average | $28,701 | -4.10% less |
| National Average | $30,349 | -9.31% less |
Medical Billing and Coding Specialists in Merrillville, IN earn a median of $27,524 per year (2026 est.), which is 9.31% lower than the national median of $30,349 and 4.10% below the Indiana state average of $28,701.
Cost-of-Living Adjusted Salary
Merrillville has a cost of living 8.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Merrillville, IN has a cost-of-living index of 91.3 (below the national average of 100). A medical billing and coding specialist earning $27,524 nominally has purchasing power equivalent to $30,147 in an average-cost city — an effective 9.53% boost.
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2021 BLS Actual
$24,543
2025 BLS Actual
$26,900
2026 Current Est.
$27,524
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Merrillville (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,543 | Actual |
| 2022 | $24,817 | Actual |
| 2023 | $25,659 | Actual |
| 2024 | $40,287 | Actual |
| 2025 | $26,900 | Actual |
| 2026(current) | $27,524 | Estimated |
| 2027 | $28,163 | Projected |
Based on 5 years of BLS OEWS data for the Merrillville metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,543 (2021) to $26,900 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $28,163 by 2027 — a total increase of $3,620 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Merrillville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,437 – $23,489 |
| 3-5 years (Mid Career) | $23,489 – $27,524 |
| 5+ years (Experienced) | $27,524 – $34,595 |
| 10+ years (Top Earner) | $34,595 – $42,419 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Merrillville
Examining the market dynamics in Merrillville reveals a modest workforce, with only eight medical billing and coding specialists employed locally. The cost of living index in Merrillville stands at 91.3, indicating a slightly lower living expense compared to the national average, which can enhance the purchasing power of local salaries. Notably, employers that tend to offer higher wages include hospital inpatient coding departments and third-party coding companies, especially those facilitating remote work. The discrepancy in pay levels is often influenced by factors like specialization, credential stacking, and the nature of job functions. Professionals seeking to maximize their earnings might consider pursuing additional certifications or targeting roles in risk adjustment or audit/compliance areas, which can yield higher premiums. As the demand for risk adjustment coding grows, staying abreast of ICD-10-CM updates and continuous education through organizations like AAPC and AHIMA will also play a fundamental role in career advancement in Merrillville.
More salary data for Merrillville, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,900 for medical billing and coding specialistsin the Merrillville metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Merrillville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov