Medical Billing Salary

Medical Billing and Coding Specialist Salary in Merrillville, IN: $27,524 (2026)

Quick Answer:A full-time medical billing and coding specialist in Merrillville, IN earns a median $27,524/year (≈ $13.23/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Merrillville's price level (9% below national, BEA RPP 91.3), that paycheck buys what $30,147 would nationally. Nominal pay sits 4.1% below the Indiana state average.

$27,524
Median Annual Salary
$13.23/hr
Median Hourly Rate
$20,437
Entry Level (P10)
$42,419
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Merrillville, IN — 2026 est., based on 2025 BLS
Merrillville, IN medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, the anticipated salary for medical billing and coding specialists in Merrillville, Indiana, reaches a median of $27,524, which is notably lower than the national median of $30,349. Local compensation ranges from $20,437 at the 10th percentile to $42,419 at the 90th percentile. These figures, derived from 2025 BLS data projected for 2026, reflect the region's employment landscape for specialists in this field, revealing a focus not just on coding accuracy but also on the varying compensation structures depending on specialty. For instance, inpatient Certified Coding Specialists (CCS) typically earn more than outpatient Certified Professional Coders (CPC) due to the complexity and demands of their roles, illustrating the importance of specialization and credentials in this market.

About the Merrillville Market

Salary estimated from Indiana average ($46,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$20,437$9.82
Lower Range (P25)$23,489$11.30
Median (P50)(typical)$27,524$13.23
Upper Range (P75)$34,595$16.64
Top Earners (P90)$42,419$20.39

Median Salary Position

$20,437$42,419
City Median: $27,524
National: $30,349
P10–P90 Range

9.31% below the national average

2026 Salary Percentile Distribution in Merrillville

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Merrillville. The median salary is $27,524, compared to the national median of $30,349.$18.4K$24.9K$31.5K$38.0K$44.5K$20.4K10th Pctl$23.5K25th Pctl$27.5KMedian$34.6K75th Pctl$42.4K90th PctlUS Median$30.3K

In Merrillville, IN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,982 (2026 est.). At $27,524, the local median is 9.31% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Merrillville metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$529
per week
$2,293
per month
$27,518
per year

At 40 hours/week in Merrillville: You'd be in the lower-middle range

How Merrillville Medical Billing and Coding Specialist Pay Compares

Merrillville median: $27,524/year (2026)

Compared ToMedian SalaryMerrillville Pays
Indiana Average$28,701-4.10% less
National Average$30,349-9.31% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Merrillville ($27,524) with Indiana average ($28,701) and the US national median ($30,349).Merrillville$27,524Indiana Avg$28,701-4.10%US National$30,349-9.31%

Medical Billing and Coding Specialists in Merrillville, IN earn a median of $27,524 per year (2026 est.), which is 9.31% lower than the national median of $30,349 and 4.10% below the Indiana state average of $28,701.

Cost-of-Living Adjusted Salary

$27,524
Nominal Salary
91.3
CoL Index
$30,147
Adjusted Salary

Merrillville has a cost of living 8.70% below the national average, meaning your salary goes further here.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $27,524. After adjusting for a cost-of-living index of 91.3, the purchasing-power equivalent is $30,147, a gain of $2,623.$23.4K$26.3K$29.1K$32.0K$34.9K$27,524NominalSalary$30,147CoL Adjusted(CoL: 91.3) 9.53%US Median $30.3K

Merrillville, IN has a cost-of-living index of 91.3 (below the national average of 100). A medical billing and coding specialist earning $27,524 nominally has purchasing power equivalent to $30,147 in an average-cost city — an effective 9.53% boost.

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2021 BLS Actual

$24,543

2025 BLS Actual

$26,900

2026 Current Est.

$27,524

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Merrillville (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Merrillville. Baseline $24,543 in 2025, projected to $28,163 by 2027.$21.4K$26.9K$32.4K$37.9K$43.4K20212022202320242025202620272025 BLS$24.5K$24.8K$25.7K$40.3K$26.9K$27.5K$28.2K
YearAnnual SalaryStatus
2021$24,543Actual
2022$24,817Actual
2023$25,659Actual
2024$40,287Actual
2025$26,900Actual
2026(current)$27,524Estimated
2027$28,163Projected

Based on 5 years of BLS OEWS data for the Merrillville metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,543 (2021) to $26,900 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $28,163 by 2027 — a total increase of $3,620 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Merrillville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$20,437$23,489
3-5 years (Mid Career)$23,489$27,524
5+ years (Experienced)$27,524$34,595
10+ years (Top Earner)$34,595$42,419

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Merrillville

Examining the market dynamics in Merrillville reveals a modest workforce, with only eight medical billing and coding specialists employed locally. The cost of living index in Merrillville stands at 91.3, indicating a slightly lower living expense compared to the national average, which can enhance the purchasing power of local salaries. Notably, employers that tend to offer higher wages include hospital inpatient coding departments and third-party coding companies, especially those facilitating remote work. The discrepancy in pay levels is often influenced by factors like specialization, credential stacking, and the nature of job functions. Professionals seeking to maximize their earnings might consider pursuing additional certifications or targeting roles in risk adjustment or audit/compliance areas, which can yield higher premiums. As the demand for risk adjustment coding grows, staying abreast of ICD-10-CM updates and continuous education through organizations like AAPC and AHIMA will also play a fundamental role in career advancement in Merrillville.

Frequently Asked Questions

How much do medical billing and coding specialists make in Merrillville, IN in 2026?

The estimated 2026 median medical billing and coding specialist salary in Merrillville is $27,524/year ($13.23/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $20,437 at entry level (10th percentile) to $42,419 for experienced top earners (90th percentile). This puts Merrillville at 9.3% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Merrillville, IN a good place to work as a medical billing and coding specialist?

Merrillville medical billing and coding specialist salaries are 9.3% below the national average and 4.1% below the Indiana state average. The metro area employs approximately 8 medical billing and coding specialists. With a cost-of-living index of 91.3, your salary stretches further here than in higher-cost metros. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Merrillville?

The median medical billing and coding specialist salary in Merrillville is $27,524, and the 90th percentile earns $42,419. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Merrillville?

After adjusting for Merrillville's cost-of-living index of 91.3 (where 100 equals the national average), the $27,524 nominal salary has purchasing power equivalent to $30,147 in an average-cost city. This means your dollar goes 9.5% further in Merrillville compared to the national average, making it an attractive location for medical billing and coding specialists seeking strong real wages.

How much does a medical billing and coding specialist make per hour in Merrillville?

Medical Billing and Coding Specialists in Merrillville earn a median hourly rate of $13.23, which translates to approximately $27,524/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.82 for entry-level positions to $20.39 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in Indiana

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,900 for medical billing and coding specialistsin the Merrillville metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Merrillville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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