Medical Billing and Coding Specialist Salary in Ames, IA: $29,584 (2026)
Quick Answer:A full-time medical billing and coding specialist in Ames, IA earns a median $29,584/year (≈ $14.22/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ames's price level (11% below national, BEA RPP 88.8), that paycheck buys what $33,304 would nationally. Nominal pay sits 0.3% above the Iowa state average.
Official BLS data · View source

In 2026, medical billing and coding specialists in Ames, Iowa, are expected to earn a median annual salary of $29,584, reflecting a competitive market despite being slightly below the national median of $30,349. The salary range for these positions spans from $20,623 at the 10th percentile to $43,394 at the 90th percentile, according to estimates based on 2025 BLS OEWS data, projected to 2026. This data reveals that while the local compensation is competitive within specialized sectors, factors such as the type of coding specialty—like inpatient CCS versus outpatient CPC or HCC/risk adjustment—can influence pay significantly. As the healthcare landscape continues to adapt, demand for specialists who are well-versed in these areas will play a substantial role in shaping job offerings in Ames.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,623 | $9.91 |
| Lower Range (P25) | $24,338 | $11.71 |
| Median (P50)(typical) | $29,584 | $14.22 |
| Upper Range (P75) | $35,720 | $17.18 |
| Top Earners (P90) | $43,394 | $20.86 |
Median Salary Position
2.52% below the national average
2026 Salary Percentile Distribution in Ames
In Ames, IA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,771 (2026 est.). At $29,584, the local median is 2.52% below the national median of $30,349.
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At 40 hours/week in Ames: You'd be in the lower-middle range
How Ames Medical Billing and Coding Specialist Pay Compares
Ames median: $29,584/year (2026)
| Compared To | Median Salary | Ames Pays |
|---|---|---|
| Iowa Average | $29,495 | +0.30% more |
| National Average | $30,349 | -2.52% less |
Medical Billing and Coding Specialists in Ames, IA earn a median of $29,584 per year (2026 est.), which is 2.52% lower than the national median of $30,349 and 0.30% above the Iowa state average of $29,495.
Cost-of-Living Adjusted Salary
Ames has a cost of living 11.17% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ames, IA has a cost-of-living index of 88.83 (below the national average of 100). A medical billing and coding specialist earning $29,584 nominally has purchasing power equivalent to $33,304 in an average-cost city — an effective 12.57% boost.
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2021 BLS Actual
$37,850
2025 BLS Actual
$28,913
2026 Current Est.
$29,584
2021–2027 Growth
+-20.0%
Salary Trajectory for Medical Billing and Coding Specialists in Ames (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $37,850 | Actual |
| 2022 | $41,170 | Actual |
| 2023 | $41,220 | Actual |
| 2024 | $50,700 | Actual |
| 2025 | $28,913 | Actual |
| 2026(current) | $29,584 | Estimated |
| 2027 | $30,270 | Projected |
Based on 5 years of BLS OEWS data for the Ames metropolitan area, the median medical billing and coding specialist salary grew -23.6% from $37,850 (2021) to $28,913 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $30,270 by 2027 — a total increase of $-7,580 (-20.03%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ames metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,623 – $24,338 |
| 3-5 years (Mid Career) | $24,338 – $29,584 |
| 5+ years (Experienced) | $29,584 – $35,720 |
| 10+ years (Top Earner) | $35,720 – $43,394 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Ames
With approximately 70 medical billing and coding specialists currently employed in Ames, the local job market offers a promising outlook for prospective candidates. The cost of living index stands at 88.83, suggesting that wages go further in Ames compared to the national average, enhancing overall purchasing power. Employers that typically offer higher pay in the area include physician group practice coding offices and hospital inpatient coding departments, often linked to the complexity of cases handled. Disparities in pay arise from various factors, including specialty expertise, additional credentials such as CPC and CCS, and the nature of the work environment—whether remote or in-office. To enhance earning potential, professionals should focus on continuous education and certification in high-demand areas like HCC coding, and consider pursuing productivity bonuses available in fast-paced coding environments.
More salary data for Ames, IA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $28,913 for medical billing and coding specialistsin the Ames metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov