Medical Billing Salary

Medical Billing and Coding Specialist Salary in Ames, IA: $29,584 (2026)

Quick Answer:A full-time medical billing and coding specialist in Ames, IA earns a median $29,584/year (≈ $14.22/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ames's price level (11% below national, BEA RPP 88.8), that paycheck buys what $33,304 would nationally. Nominal pay sits 0.3% above the Iowa state average.

$29,584
Median Annual Salary
$14.22/hr
Median Hourly Rate
$20,623
Entry Level (P10)
$43,394
Top Earners (P90)

Official BLS data · View source

Medical Billing and Coding Specialist Salary in Ames, IA — 2026 est., based on 2025 BLS
Ames, IA medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, medical billing and coding specialists in Ames, Iowa, are expected to earn a median annual salary of $29,584, reflecting a competitive market despite being slightly below the national median of $30,349. The salary range for these positions spans from $20,623 at the 10th percentile to $43,394 at the 90th percentile, according to estimates based on 2025 BLS OEWS data, projected to 2026. This data reveals that while the local compensation is competitive within specialized sectors, factors such as the type of coding specialty—like inpatient CCS versus outpatient CPC or HCC/risk adjustment—can influence pay significantly. As the healthcare landscape continues to adapt, demand for specialists who are well-versed in these areas will play a substantial role in shaping job offerings in Ames.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$20,623$9.91
Lower Range (P25)$24,338$11.71
Median (P50)(typical)$29,584$14.22
Upper Range (P75)$35,720$17.18
Top Earners (P90)$43,394$20.86

Median Salary Position

$20,623$43,394
City Median: $29,584
National: $30,349
P10–P90 Range

2.52% below the national average

2026 Salary Percentile Distribution in Ames

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Ames. The median salary is $29,584, compared to the national median of $30,349.$18.6K$25.3K$32.1K$38.8K$45.6K$20.6K10th Pctl$24.3K25th Pctl$29.6KMedian$35.7K75th Pctl$43.4K90th PctlUS Median$30.3K

In Ames, IA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $22,771 (2026 est.). At $29,584, the local median is 2.52% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Ames metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$569
per week
$2,465
per month
$29,583
per year

At 40 hours/week in Ames: You'd be in the lower-middle range

How Ames Medical Billing and Coding Specialist Pay Compares

Ames median: $29,584/year (2026)

Compared ToMedian SalaryAmes Pays
Iowa Average$29,495+0.30% more
National Average$30,349-2.52% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Ames ($29,584) with Iowa average ($29,495) and the US national median ($30,349).Ames$29,584Iowa Avg$29,495+0.30%US National$30,349-2.52%

Medical Billing and Coding Specialists in Ames, IA earn a median of $29,584 per year (2026 est.), which is 2.52% lower than the national median of $30,349 and 0.30% above the Iowa state average of $29,495.

Cost-of-Living Adjusted Salary

$29,584
Nominal Salary
88.83
CoL Index
$33,304
Adjusted Salary

Ames has a cost of living 11.17% below the national average, meaning your salary goes further here.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $29,584. After adjusting for a cost-of-living index of 88.83, the purchasing-power equivalent is $33,304, a gain of $3,720.$25.1K$28.4K$31.7K$35.0K$38.3K$29,584NominalSalary$33,304CoL Adjusted(CoL: 88.83) 12.57%US Median $30.3K

Ames, IA has a cost-of-living index of 88.83 (below the national average of 100). A medical billing and coding specialist earning $29,584 nominally has purchasing power equivalent to $33,304 in an average-cost city — an effective 12.57% boost.

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2021 BLS Actual

$37,850

2025 BLS Actual

$28,913

2026 Current Est.

$29,584

2021–2027 Growth

+-20.0%

Salary Trajectory for Medical Billing and Coding Specialists in Ames (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Ames. Baseline $37,850 in 2025, projected to $30,270 by 2027.$24.6K$32.2K$39.8K$47.4K$55.1K20212022202320242025202620272025 BLS$37.9K$41.2K$41.2K$50.7K$28.9K$29.6K$30.3K
YearAnnual SalaryStatus
2021$37,850Actual
2022$41,170Actual
2023$41,220Actual
2024$50,700Actual
2025$28,913Actual
2026(current)$29,584Estimated
2027$30,270Projected

Based on 5 years of BLS OEWS data for the Ames metropolitan area, the median medical billing and coding specialist salary grew -23.6% from $37,850 (2021) to $28,913 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $30,270 by 2027 — a total increase of $-7,580 (-20.03%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Ames metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$20,623$24,338
3-5 years (Mid Career)$24,338$29,584
5+ years (Experienced)$29,584$35,720
10+ years (Top Earner)$35,720$43,394

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Ames

With approximately 70 medical billing and coding specialists currently employed in Ames, the local job market offers a promising outlook for prospective candidates. The cost of living index stands at 88.83, suggesting that wages go further in Ames compared to the national average, enhancing overall purchasing power. Employers that typically offer higher pay in the area include physician group practice coding offices and hospital inpatient coding departments, often linked to the complexity of cases handled. Disparities in pay arise from various factors, including specialty expertise, additional credentials such as CPC and CCS, and the nature of the work environment—whether remote or in-office. To enhance earning potential, professionals should focus on continuous education and certification in high-demand areas like HCC coding, and consider pursuing productivity bonuses available in fast-paced coding environments.

Frequently Asked Questions

How much do medical billing and coding specialists make in Ames, IA in 2026?

The estimated 2026 median medical billing and coding specialist salary in Ames is $29,584/year ($14.22/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $20,623 at entry level (10th percentile) to $43,394 for experienced top earners (90th percentile). This puts Ames at 2.5% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Ames, IA a good place to work as a medical billing and coding specialist?

Ames medical billing and coding specialist salaries are 2.5% below the national average and 0.3% above the Iowa state average. The metro area employs approximately 70 medical billing and coding specialists. With a cost-of-living index of 88.83, your salary stretches further here than in higher-cost metros. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Ames?

The median medical billing and coding specialist salary in Ames is $29,584, and the 90th percentile earns $43,394. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Ames?

After adjusting for Ames's cost-of-living index of 88.83 (where 100 equals the national average), the $29,584 nominal salary has purchasing power equivalent to $33,304 in an average-cost city. This means your dollar goes 12.6% further in Ames compared to the national average, making it an attractive location for medical billing and coding specialists seeking strong real wages.

How much does a medical billing and coding specialist make per hour in Ames?

Medical Billing and Coding Specialists in Ames earn a median hourly rate of $14.22, which translates to approximately $29,584/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.91 for entry-level positions to $20.86 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $28,913 for medical billing and coding specialistsin the Ames metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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