Medical Billing and Coding Specialist Salary in Elizabethtown, KY: $26,397 (2026)
Quick Answer:A full-time medical billing and coding specialist in Elizabethtown, KY earns a median $26,397/year (≈ $12.70/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Elizabethtown's price level (9% below national, BEA RPP 90.6), that paycheck buys what $29,145 would nationally. Nominal pay sits 2.6% below the Kentucky state average.
Official BLS data · View source

In Elizabethtown, Kentucky, medical billing and coding specialists can anticipate a median annual salary of $26,397 in 2026, reflecting a notable gap compared to the national median of $30,349. This discrepancy can be attributed to various factors, including the distinction between inpatient CCS, outpatient CPC, and HCC/risk adjustment coding, which encapsulates the pay gradient in the field. The salary range, with a P10 of $21,934 and a P90 of $42,301, indicates significant variability based on specialization and experience. These figures derive from official BLS OEWS surveys, and they hint at a local market nuanced by a blend of coding competencies and healthcare demands. As Elizabethtown continues to evolve as a healthcare hub, the potential for growth in medical coding roles looks promising.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $21,934 | $10.55 |
| Lower Range (P25) | $25,525 | $12.27 |
| Median (P50)(typical) | $26,397 | $12.70 |
| Upper Range (P75) | $36,088 | $17.35 |
| Top Earners (P90) | $42,301 | $20.34 |
Median Salary Position
13.02% below the national average
2026 Salary Percentile Distribution in Elizabethtown
In Elizabethtown, KY, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $20,367 (2026 est.). At $26,397, the local median is 13.02% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Elizabethtown: You'd be in the entry-level range
How Elizabethtown Medical Billing and Coding Specialist Pay Compares
Elizabethtown median: $26,397/year (2026)
| Compared To | Median Salary | Elizabethtown Pays |
|---|---|---|
| Kentucky Average | $27,101 | -2.60% less |
| National Average | $30,349 | -13.02% less |
Medical Billing and Coding Specialists in Elizabethtown, KY earn a median of $26,397 per year (2026 est.), which is 13.02% lower than the national median of $30,349 and 2.60% below the Kentucky state average of $27,101.
Cost-of-Living Adjusted Salary
Elizabethtown has a cost of living 9.43% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Elizabethtown, KY has a cost-of-living index of 90.572 (below the national average of 100). A medical billing and coding specialist earning $26,397 nominally has purchasing power equivalent to $29,145 in an average-cost city — an effective 10.41% boost.
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2021 BLS Actual
$43,490
2025 BLS Actual
$25,798
2026 Current Est.
$26,397
2021–2027 Growth
+-37.9%
Salary Trajectory for Medical Billing and Coding Specialists in Elizabethtown (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $43,490 | Actual |
| 2022 | $44,530 | Actual |
| 2023 | $47,430 | Actual |
| 2024 | $48,220 | Actual |
| 2025 | $25,798 | Actual |
| 2026(current) | $26,397 | Estimated |
| 2027 | $27,009 | Projected |
Based on 5 years of BLS OEWS data for the Elizabethtown metropolitan area, the median medical billing and coding specialist salary grew -40.7% from $43,490 (2021) to $25,798 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,009 by 2027 — a total increase of $-16,481 (-37.90%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Elizabethtown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $21,934 – $25,525 |
| 3-5 years (Mid Career) | $25,525 – $26,397 |
| 5+ years (Experienced) | $26,397 – $36,088 |
| 10+ years (Top Earner) | $36,088 – $42,301 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Elizabethtown
Analyzing the local market reveals that there are currently 110 medical billing and coding specialists employed in Elizabethtown. The cost-of-living index at 90.572 shows that living expenses are comparatively lower than the national average, which may enhance the purchasing power for workers in this sector. Employers offering the highest salaries vary, with physician group practices and hospital inpatient coding departments typically at the top, yet remote and work-from-home positions with third-party coding companies also present lucrative opportunities. Factors influencing compensation disparities include specialty differences, credential stacking—such as combining CPC, CCS, and CRC certifications—alongside productivity bonuses based on coding volume. Those aiming to optimize their medical billing and coding specialist pay in Elizabethtown, KY, should consider pursuing further specialization and maintaining compliance knowledge to stand out in a competitive market.
More salary data for Elizabethtown, KY:
Frequently Asked Questions
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Career Resources
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $25,798 for medical billing and coding specialistsin the Elizabethtown metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov