Medical Billing and Coding Specialist Salary in Murray, KY: $25,347 (2026)
Quick Answer:A full-time medical billing and coding specialist in Murray, KY earns a median $25,347/year (≈ $12.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Murray's price level (11% below national, BEA RPP 89.3), that paycheck buys what $28,384 would nationally. Nominal pay sits 6.5% below the Kentucky state average.
Based on BLS state-level estimates · View source
The projected median annual salary for medical billing and coding specialists in Murray, KY, is $25,347 for the year 2026. This figure reveals a considerable gap compared to the national median of $30,349, indicating that professionals in this field in Murray earn approximately 16.48% less on average. The salary range in this region is notable, with entry-level positions starting at around $20,470 (P10) and experienced specialists making up to $38,206 (P90). These estimates are based on data from 2025 and adjusted for regional price parities, reflecting the local economic conditions. As remote work has become the norm, the job market for medical coding professionals has expanded, allowing individuals in Murray to compete for positions that may be available outside their immediate geography.
About the Murray Market
Salary estimated from Kentucky average ($44,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,470 | $9.84 |
| Lower Range (P25) | $22,736 | $10.93 |
| Median (P50)(typical) | $25,347 | $12.19 |
| Upper Range (P75) | $31,504 | $15.14 |
| Top Earners (P90) | $38,206 | $18.37 |
Median Salary Position
16.48% below the national average
2026 Salary Percentile Distribution in Murray
In Murray, KY, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $17,736 (2026 est.). At $25,347, the local median is 16.48% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Murray: You'd be in the lower-middle range
How Murray Medical Billing and Coding Specialist Pay Compares
Murray median: $25,347/year (2026)
| Compared To | Median Salary | Murray Pays |
|---|---|---|
| Kentucky Average | $27,109 | -6.50% less |
| National Average | $30,349 | -16.48% less |
Medical Billing and Coding Specialists in Murray, KY earn a median of $25,347 per year (2026 est.), which is 16.48% lower than the national median of $30,349 and 6.50% below the Kentucky state average of $27,109.
Cost-of-Living Adjusted Salary
Murray has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Murray, KY has a cost-of-living index of 89.3 (below the national average of 100). A medical billing and coding specialist earning $25,347 nominally has purchasing power equivalent to $28,384 in an average-cost city — an effective 11.98% boost.
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2021 BLS Actual
$22,602
2025 BLS Actual
$24,772
2026 Current Est.
$25,347
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Murray (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $22,602 | Actual |
| 2022 | $22,854 | Actual |
| 2023 | $23,629 | Actual |
| 2024 | $36,750 | Actual |
| 2025 | $24,772 | Actual |
| 2026(current) | $25,347 | Estimated |
| 2027 | $25,935 | Projected |
Based on 5 years of BLS OEWS data for the Murray metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $22,602 (2021) to $24,772 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $25,935 by 2027 — a total increase of $3,333 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Murray metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,470 – $22,736 |
| 3-5 years (Mid Career) | $22,736 – $25,347 |
| 5+ years (Experienced) | $25,347 – $31,504 |
| 10+ years (Top Earner) | $31,504 – $38,206 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Murray
In Murray, there are currently four medical billing and coding specialists employed, which reflects a tightly knit job market for this profession. The cost-of-living index stands at 89.3, suggesting that overall expenses are lower than the national average, which can enhance the purchasing power of salaries even at lower pay levels. Employers such as physician group practices and hospital inpatient coding departments tend to offer competitive compensation, with bonuses for productivity potentially elevating earnings further. The disparity in pay among specialists often arises from factors like coding specialization, with inpatient CCS roles typically commanding higher salaries, and credential stacking, where individuals possess multiple certifications from AAPC or AHIMA. To enhance their pay in Murray, medical coders should seek to develop a diverse skill set, pursue certifications, and consider remote or consulting positions to maximize their earnings potential.
More salary data for Murray, KY:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $24,772 for medical billing and coding specialistsin the Murray metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Murray is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov