Medical Billing and Coding Specialist Salary in Ellicott City, MD: $19,322 (2026)
Quick Answer:A full-time medical billing and coding specialist in Ellicott City, MD earns a median $19,322/year (≈ $9.29/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ellicott City's price level (9% above national, BEA RPP 109.3), that paycheck buys what $17,678 would nationally. Nominal pay sits 0.4% above the Maryland state average.
Based on BLS state-level estimates · View source
In 2026, the medical billing and coding specialist salary in Ellicott City, MD, is projected to be $19,322 annually, significantly below the national median of $30,349. The local salary range extends from $13,724 at the 10th percentile to $29,803 at the 90th percentile, reflecting the varied market conditions in this suburban area. These figures are derived from 2025 BLS data, adjusted for regional price disparities in Ellicott City. As remote work has become standard in this profession, the geographic competition for jobs has expanded, giving potential coders greater flexibility in job selection but also influencing local pay rates and expectations.
About the Ellicott City Market
Salary estimated from Maryland average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $13,724 | $6.60 |
| Lower Range (P25) | $16,095 | $7.74 |
| Median (P50)(typical) | $19,322 | $9.29 |
| Upper Range (P75) | $24,062 | $11.57 |
| Top Earners (P90) | $29,803 | $14.32 |
Median Salary Position
36.33% below the national average
2026 Salary Percentile Distribution in Ellicott City
In Ellicott City, MD, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $16,079 (2026 est.). At $19,322, the local median is 36.33% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Ellicott City: You'd be in the lower-middle range
How Ellicott City Medical Billing and Coding Specialist Pay Compares
Ellicott City median: $19,322/year (2026)
| Compared To | Median Salary | Ellicott City Pays |
|---|---|---|
| Maryland Average | $19,245 | +0.40% more |
| National Average | $30,349 | -36.33% less |
Medical Billing and Coding Specialists in Ellicott City, MD earn a median of $19,322 per year (2026 est.), which is 36.33% lower than the national median of $30,349 and 0.40% above the Maryland state average of $19,245.
Cost-of-Living Adjusted Salary
Ellicott City has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ellicott City, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $19,322 is competitive, the higher cost of living reduces purchasing power to an effective $17,678 — a 8.51% reduction.
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2021 BLS Actual
$17,230
2025 BLS Actual
$18,884
2026 Current Est.
$19,322
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Ellicott City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,230 | Actual |
| 2022 | $17,422 | Actual |
| 2023 | $18,013 | Actual |
| 2024 | $63,666 | Actual |
| 2025 | $18,884 | Actual |
| 2026(current) | $19,322 | Estimated |
| 2027 | $19,770 | Projected |
Based on 5 years of BLS OEWS data for the Ellicott City metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,230 (2021) to $18,884 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $19,770 by 2027 — a total increase of $2,540 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ellicott City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $13,724 – $16,095 |
| 3-5 years (Mid Career) | $16,095 – $19,322 |
| 5+ years (Experienced) | $19,322 – $24,062 |
| 10+ years (Top Earner) | $24,062 – $29,803 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Ellicott City
With 15 medical billing and coding specialists currently employed in Ellicott City, the local job market presents a unique scenario. The cost of living index for the area is 109.3, indicating that expenses are slightly above the national average, which can affect overall purchasing power for professionals. Employers such as physician group practices, hospital inpatient coding departments, and payer companies generally offer the highest pay within the community. Factors impacting the earnings gap include the type of specialty — for instance, inpatient CCS coders often earn more compared to outpatient CPC coders. Additionally, credential stacking can lead to better compensation; holding certifications like CPC, CCS, and CRC can command higher rates. To maximize earnings in this local market, coders should prioritize obtaining multiple credentials, specializing in high-demand areas like risk adjustment coding, and consider remote positions with third-party coding companies that may offer better flexibility and pay potential.
More salary data for Ellicott City, MD:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $18,884 for medical billing and coding specialistsin the Ellicott City metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ellicott City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov