Medical Billing and Coding Specialist Salary in Bedford, NH: $17,788 (2026)
Quick Answer:A full-time medical billing and coding specialist in Bedford, NH earns a median $17,788/year (≈ $8.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Bedford's price level (7% above national, BEA RPP 107.3), that paycheck buys what $16,578 would nationally. Nominal pay sits 5.8% below the New Hampshire state average.
Based on BLS state-level estimates · View source
In 2026, professionals in Bedford, NH, working as medical billing and coding specialists can expect to see a median annual salary of $17,788. This compensation reflects a wide salary range, from $12,985 at the 10th percentile to $27,046 at the 90th percentile, showcasing the potential for disparity based on experience and specialization. These figures, derived from BLS state-level data and adjusted for regional price parity, highlight the significant impact that remote work has had on the job market, allowing Bedford’s coders to compete not just locally but also with organizations across the country. The local market conditions present a unique dynamic for those considering a career in this field.
About the Bedford Market
Salary estimated from New Hampshire average ($54,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $12,985 | $6.24 |
| Lower Range (P25) | $16,109 | $7.75 |
| Median (P50)(typical) | $17,788 | $8.55 |
| Upper Range (P75) | $22,254 | $10.70 |
| Top Earners (P90) | $27,046 | $13.00 |
Median Salary Position
41.39% below the national average
2026 Salary Percentile Distribution in Bedford
In Bedford, NH, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $14,061 (2026 est.). At $17,788, the local median is 41.39% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Bedford: You'd be in the lower-middle range
How Bedford Medical Billing and Coding Specialist Pay Compares
Bedford median: $17,788/year (2026)
| Compared To | Median Salary | Bedford Pays |
|---|---|---|
| New Hampshire Average | $18,884 | -5.80% less |
| National Average | $30,349 | -41.39% less |
Medical Billing and Coding Specialists in Bedford, NH earn a median of $17,788 per year (2026 est.), which is 41.39% lower than the national median of $30,349 and 5.80% below the New Hampshire state average of $18,884.
Cost-of-Living Adjusted Salary
Bedford has a cost of living 7.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bedford, NH has a cost-of-living index of 107.3 (above the national average of 100). While the nominal salary of $17,788 is competitive, the higher cost of living reduces purchasing power to an effective $16,578 — a 6.8% reduction.
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2021 BLS Actual
$15,862
2025 BLS Actual
$17,385
2026 Current Est.
$17,788
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Bedford (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $15,862 | Actual |
| 2022 | $16,039 | Actual |
| 2023 | $16,583 | Actual |
| 2024 | $54,572 | Actual |
| 2025 | $17,385 | Actual |
| 2026(current) | $17,788 | Estimated |
| 2027 | $18,201 | Projected |
Based on 5 years of BLS OEWS data for the Bedford metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $15,862 (2021) to $17,385 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $18,201 by 2027 — a total increase of $2,339 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Bedford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $12,985 – $16,109 |
| 3-5 years (Mid Career) | $16,109 – $17,788 |
| 5+ years (Experienced) | $17,788 – $22,254 |
| 10+ years (Top Earner) | $22,254 – $27,046 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Bedford
Despite the projected median salary being significantly below the national average of $30,349, the Bedford job market remains distinct, with only six specialists currently employed locally. The cost of living in Bedford has an index of 107.3, which is above the national average, indicating that take-home pay may not stretch as far as it would in lower-cost areas. Among possible employers, physician group practices and hospital inpatient coding departments are likely to offer higher wages, primarily influenced by the complexity of the coding required, particularly with specialties like risk adjustment coding, which is on the rise. Coders who stack credentials, such as obtaining CPC, CCS, or CRC, and those who leverage their productivity through chart auditing can potentially maximize their pay. As the industry continues to evolve, with a notable shift towards HCC coding, staying updated with ICD-10-CM and CPT guidelines will be crucial for success in Bedford's medical coding landscape.
More salary data for Bedford, NH:
Frequently Asked Questions
How much do medical billing and coding specialists make in Bedford, NH in 2026?
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Can medical billing and coding specialists make $100K in Bedford?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $17,385 for medical billing and coding specialistsin the Bedford metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bedford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov