Medical Billing and Coding Specialist Salary in Howell, NJ: $20,288 (2026)
Quick Answer:A full-time medical billing and coding specialist in Howell, NJ earns a median $20,288/year (≈ $9.75/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Howell's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,611 would nationally. Nominal pay sits 0.1% above the New Jersey state average.
Based on BLS state-level estimates · View source
In Howell, NJ, the projected median annual salary for a medical billing and coding specialist in 2026 is $20,288, significantly lower than the national median of $30,349. The local salary range varies from $14,285 at the lower end (P10) to $31,446 at the high end (P90), highlighting a varied pay scale that reflects the demand and availability of skilled professionals in the area. These figures are derived from estimates based on 2025 BLS data, adjusted for regional cost differences. Howell's job market, particularly gaining traction post-2020, is influenced by the shift towards remote work, allowing professionals to aim for positions that offer flexibility while potentially widening their compensation opportunities.
About the Howell Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,285 | $6.87 |
| Lower Range (P25) | $16,806 | $8.08 |
| Median (P50)(typical) | $20,288 | $9.75 |
| Upper Range (P75) | $25,202 | $12.11 |
| Top Earners (P90) | $31,446 | $15.12 |
Median Salary Position
33.15% below the national average
2026 Salary Percentile Distribution in Howell
In Howell, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $17,161 (2026 est.). At $20,288, the local median is 33.15% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Howell: You'd be in the lower-middle range
How Howell Medical Billing and Coding Specialist Pay Compares
Howell median: $20,288/year (2026)
| Compared To | Median Salary | Howell Pays |
|---|---|---|
| New Jersey Average | $20,268 | +0.10% more |
| National Average | $30,349 | -33.15% less |
Medical Billing and Coding Specialists in Howell, NJ earn a median of $20,288 per year (2026 est.), which is 33.15% lower than the national median of $30,349 and 0.10% above the New Jersey state average of $20,268.
Cost-of-Living Adjusted Salary
Howell has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Howell, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $20,288 is competitive, the higher cost of living reduces purchasing power to an effective $17,611 — a 13.19% reduction.
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2021 BLS Actual
$18,091
2025 BLS Actual
$19,828
2026 Current Est.
$20,288
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Howell (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $18,091 | Actual |
| 2022 | $18,293 | Actual |
| 2023 | $18,913 | Actual |
| 2024 | $69,154 | Actual |
| 2025 | $19,828 | Actual |
| 2026(current) | $20,288 | Estimated |
| 2027 | $20,759 | Projected |
Based on 5 years of BLS OEWS data for the Howell metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $18,091 (2021) to $19,828 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,759 by 2027 — a total increase of $2,668 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Howell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,285 – $16,806 |
| 3-5 years (Mid Career) | $16,806 – $20,288 |
| 5+ years (Experienced) | $20,288 – $25,202 |
| 10+ years (Top Earner) | $25,202 – $31,446 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Howell
While there are currently 11 medical billing and coding specialists employed in Howell, the local cost of living index, at 115.2, suggests that the take-home purchasing power may not stretch as far as it does nationally. Employers that tend to offer higher salaries include hospital inpatient coding departments and physician group practice coding offices. Factors contributing to the pay spread include the complexity of coding specialties, credential stacking like CPC and CCS, compliance requirements, and productivity-based bonuses. To maximize pay in the Howell market, professionals should consider specializing in high-demand areas such as risk adjustment and HCC coding, pursuing multiple certifications, and advocating for remote work opportunities that align with the ongoing trends in the industry. Understanding these dynamics is essential for those seeking to enhance their medical billing and coding specialist pay in Howell, NJ.
More salary data for Howell, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,828 for medical billing and coding specialistsin the Howell metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Howell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov