Medical Billing and Coding Specialist Salary in Jersey City, NJ: $36,936 (2026)
Quick Answer:A full-time medical billing and coding specialist in Jersey City, NJ earns a median $36,936/year (≈ $17.76/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Jersey City's price level (15% above national, BEA RPP 115.2), that paycheck buys what $32,063 would nationally. Nominal pay sits 82.2% above the New Jersey state average.
Based on BLS state-level estimates · View source
In Jersey City, New Jersey, the projected median annual salary for medical billing and coding specialists is set at $36,936 for 2026, significantly higher than the national median of $30,349, which highlights the local job market's strength and demand. The full salary range extends from $24,995 at the 10th percentile to $57,251 at the 90th percentile, emphasizing the diverse opportunities within this profession based on specialization and experience. This data, derived from BLS state-level estimates and adjusted for regional price differences, reflects a growing trend in the healthcare sector, particularly as the need for skilled coders in inpatient (CCS), risk adjustment (HCC), and outpatient (CPC) specialties continues to evolve in Jersey City’s healthcare landscape.
About the Jersey City Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,995 | $12.01 |
| Lower Range (P25) | $30,143 | $14.49 |
| Median (P50)(typical) | $36,936 | $17.76 |
| Upper Range (P75) | $47,256 | $22.72 |
| Top Earners (P90) | $57,251 | $27.52 |
Median Salary Position
21.70% above the national average
2026 Salary Percentile Distribution in Jersey City
In Jersey City, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $32,256 (2026 est.). At $36,936, the local median is 21.7% above the national median of $30,349.
Salary Calculator
At 40 hours/week in Jersey City: You'd be in the lower-middle range
How Jersey City Medical Billing and Coding Specialist Pay Compares
Jersey City median: $36,936/year (2026)
| Compared To | Median Salary | Jersey City Pays |
|---|---|---|
| New Jersey Average | $20,273 | +82.20% more |
| National Average | $30,349 | +21.70% more |
Medical Billing and Coding Specialists in Jersey City, NJ earn a median of $36,936 per year (2026 est.), which is 21.70% higher than the national median of $30,349 and 82.20% above the New Jersey state average of $20,273.
Cost-of-Living Adjusted Salary
Jersey City has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Jersey City, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $36,936 is competitive, the higher cost of living reduces purchasing power to an effective $32,063 — a 13.19% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2021 BLS Actual
$32,937
2025 BLS Actual
$36,099
2026 Current Est.
$36,936
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Jersey City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $32,937 | Actual |
| 2022 | $33,304 | Actual |
| 2023 | $34,433 | Actual |
| 2024 | $72,415 | Actual |
| 2025 | $36,099 | Actual |
| 2026(current) | $36,936 | Estimated |
| 2027 | $37,793 | Projected |
Based on 5 years of BLS OEWS data for the Jersey City metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $32,937 (2021) to $36,099 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $37,793 by 2027 — a total increase of $4,856 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Jersey City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,995 – $30,143 |
| 3-5 years (Mid Career) | $30,143 – $36,936 |
| 5+ years (Experienced) | $36,936 – $47,256 |
| 10+ years (Top Earner) | $47,256 – $57,251 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Jersey City
Currently, 42 medical billing and coding specialists are employed in the area, but the cost-of-living index suggests that salaries may need to be competitive to maintain purchasing power. With a cost-of-living index of 115.2, earnings can stretch thinner, mainly when specialists work in various settings like hospital coding departments or physician group practices that typically offer higher compensation. Factors influencing wage disparity include the required skills for certain specialty areas (for instance, inpatient coding usually commands a premium), credential stacking such as CPC plus CCS, and productivity bonuses. To maximize earning potential in Jersey City, professionals should seek positions that leverage remote work options and expand their credentials through AAPC or AHIMA certifications, especially in high-demand areas like risk adjustment coding. This proactive approach can significantly impact their overall compensation and career growth in a rapidly changing healthcare environment.
More salary data for Jersey City, NJ:
Frequently Asked Questions
How much do medical billing and coding specialists make in Jersey City, NJ in 2026?
Is Jersey City, NJ a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Jersey City?
What is the cost-of-living adjusted medical billing and coding specialist salary in Jersey City?
How much does a medical billing and coding specialist make per hour in Jersey City?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in New Jersey
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $36,099 for medical billing and coding specialistsin the Jersey City metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Jersey City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov