Medical Billing and Coding Specialist Salary in North Bergen, NJ: $19,665 (2026)
Quick Answer:A full-time medical billing and coding specialist in North Bergen, NJ earns a median $19,665/year (≈ $9.45/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in North Bergen's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,070 would nationally. Nominal pay sits 3.0% below the New Jersey state average.
Based on BLS state-level estimates · View source
In North Bergen, New Jersey, the projected salary for a medical billing and coding specialist in 2026 stands at $19,665. While this figure appears modest when compared to the national median of $30,349, it reflects the local market's unique characteristics. The salary range in North Bergen varies significantly, from $14,442 at the 10th percentile to as high as $30,480 at the 90th percentile. These estimates are derived from 2025 BLS data, adjusted for local cost of living, which can influence earnings potential in the area. As remote work has become the standard in the coding profession, it’s important for job seekers in North Bergen to understand how this broadens their employment opportunities beyond the immediate vicinity.
About the North Bergen Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,442 | $6.95 |
| Lower Range (P25) | $16,307 | $7.84 |
| Median (P50)(typical) | $19,665 | $9.45 |
| Upper Range (P75) | $24,876 | $11.96 |
| Top Earners (P90) | $30,480 | $14.65 |
Median Salary Position
35.2% below the national average
2026 Salary Percentile Distribution in North Bergen
In North Bergen, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $16,038 (2026 est.). At $19,665, the local median is 35.2% below the national median of $30,349.
Salary Calculator
At 40 hours/week in North Bergen: You'd be in the lower-middle range
How North Bergen Medical Billing and Coding Specialist Pay Compares
North Bergen median: $19,665/year (2026)
| Compared To | Median Salary | North Bergen Pays |
|---|---|---|
| New Jersey Average | $20,273 | -3.00% less |
| National Average | $30,349 | -35.20% less |
Medical Billing and Coding Specialists in North Bergen, NJ earn a median of $19,665 per year (2026 est.), which is 35.20% lower than the national median of $30,349 and 3.00% below the New Jersey state average of $20,273.
Cost-of-Living Adjusted Salary
North Bergen has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Bergen, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,665 is competitive, the higher cost of living reduces purchasing power to an effective $17,070 — a 13.2% reduction.
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2021 BLS Actual
$17,535
2025 BLS Actual
$19,219
2026 Current Est.
$19,665
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in North Bergen (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,535 | Actual |
| 2022 | $17,731 | Actual |
| 2023 | $18,332 | Actual |
| 2024 | $67,030 | Actual |
| 2025 | $19,219 | Actual |
| 2026(current) | $19,665 | Estimated |
| 2027 | $20,121 | Projected |
Based on 5 years of BLS OEWS data for the North Bergen metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,535 (2021) to $19,219 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,121 by 2027 — a total increase of $2,586 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the North Bergen metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,442 – $16,307 |
| 3-5 years (Mid Career) | $16,307 – $19,665 |
| 5+ years (Experienced) | $19,665 – $24,876 |
| 10+ years (Top Earner) | $24,876 – $30,480 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in North Bergen
The job market for medical billing and coding specialists in North Bergen is relatively stable, with 13 professionals currently working in this field. However, the cost of living index at 115.2 indicates that it is higher than the national average, affecting take-home pay. Employers that typically offer the best compensation include physician group practices, hospital coding departments, and insurance audit teams. Variability in salaries is driven by several factors, including coding specialty—for instance, inpatient coding positions often yield higher pay. Credentialing, too, plays a significant role; professionals with multiple certifications such as CPC, CCS, and CRC can expect better job offers. To maximize pay in this market, aspiring specialists should focus on acquiring high-demand skills related to risk adjustment coding and consider remote work options to tap into broader opportunities outside the local area.
More salary data for North Bergen, NJ:
Frequently Asked Questions
How much do medical billing and coding specialists make in North Bergen, NJ in 2026?
Is North Bergen, NJ a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in North Bergen?
What is the cost-of-living adjusted medical billing and coding specialist salary in North Bergen?
How much does a medical billing and coding specialist make per hour in North Bergen?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,219 for medical billing and coding specialistsin the North Bergen metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Bergen is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov