Medical Billing and Coding Specialist Salary in Passaic, NJ: $19,848 (2026)
Quick Answer:A full-time medical billing and coding specialist in Passaic, NJ earns a median $19,848/year (≈ $9.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Passaic's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,229 would nationally. Nominal pay sits 2.1% below the New Jersey state average.
Based on BLS state-level estimates · View source

In 2026, the medical billing and coding specialist salary in Passaic, New Jersey, is projected to be $19,848 annually, significantly below the national median of $30,349. The salary spectrum for this role in Passaic ranges from $14,867 at the 10th percentile to $30,765 at the 90th percentile, indicating a challenging earnings environment for professionals in this field. These figures derive from estimates based on 2025 BLS state-level data and regional price indices, reflecting the economic reality of working in Passaic. With the increasing prevalence of remote work options since 2020, the competition for positions may widen geographically, impacting local salaries. This evolving job market trend highlights the necessity for coding specialists in Passaic to enhance their skills and credentials to remain competitive.
About the Passaic Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,867 | $7.15 |
| Lower Range (P25) | $17,111 | $8.23 |
| Median (P50)(typical) | $19,848 | $9.55 |
| Upper Range (P75) | $25,405 | $12.22 |
| Top Earners (P90) | $30,765 | $14.80 |
Median Salary Position
34.6% below the national average
2026 Salary Percentile Distribution in Passaic
In Passaic, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,898 (2026 est.). At $19,848, the local median is 34.6% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Passaic: You'd be in the lower-middle range
How Passaic Medical Billing and Coding Specialist Pay Compares
Passaic median: $19,848/year (2026)
| Compared To | Median Salary | Passaic Pays |
|---|---|---|
| New Jersey Average | $20,274 | -2.10% less |
| National Average | $30,349 | -34.60% less |
Medical Billing and Coding Specialists in Passaic, NJ earn a median of $19,848 per year (2026 est.), which is 34.60% lower than the national median of $30,349 and 2.10% below the New Jersey state average of $20,274.
Cost-of-Living Adjusted Salary
Passaic has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Passaic, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,848 is competitive, the higher cost of living reduces purchasing power to an effective $17,229 — a 13.2% reduction.
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2021 BLS Actual
$17,699
2025 BLS Actual
$19,398
2026 Current Est.
$19,848
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Passaic (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,699 | Actual |
| 2022 | $17,896 | Actual |
| 2023 | $18,503 | Actual |
| 2024 | $67,654 | Actual |
| 2025 | $19,398 | Actual |
| 2026(current) | $19,848 | Estimated |
| 2027 | $20,309 | Projected |
Based on 5 years of BLS OEWS data for the Passaic metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,699 (2021) to $19,398 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,309 by 2027 — a total increase of $2,610 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Passaic metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,867 – $17,111 |
| 3-5 years (Mid Career) | $17,111 – $19,848 |
| 5+ years (Experienced) | $19,848 – $25,405 |
| 10+ years (Top Earner) | $25,405 – $30,765 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Passaic
Analyzing the local job market, there are currently 18 medical billing and coding specialists employed in Passaic, NJ. The cost of living index sits at 115.2, which means that while the salaries may appear low relative to national figures, the purchasing power is somewhat diminished due to local living expenses. Among local employers, physician group practices and hospital inpatient coding departments tend to offer higher salaries, particularly for roles involving specialized coding such as inpatient CCS or risk adjustment CRC. Factors affecting compensation include credentials—those with a combination of CPC, CCS, and CRC certifications often command higher wages—as well as potential bonuses tied to productivity. Furthermore, remote coding roles with third-party companies can also offer competitive pay structures. For aspiring professionals in Passaic, honing specific coding skills and certifications will be crucial for maximizing earning potential in a job market shaped by both local economic conditions and the broader transition to remote work.
More salary data for Passaic, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,398 for medical billing and coding specialistsin the Passaic metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Passaic is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov