Medical Billing Salary

Medical Billing and Coding Specialist Salary in Passaic, NJ: $19,848 (2026)

Quick Answer:A full-time medical billing and coding specialist in Passaic, NJ earns a median $19,848/year (≈ $9.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Passaic's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,229 would nationally. Nominal pay sits 2.1% below the New Jersey state average.

$19,848
Median Annual Salary
$9.55/hr
Median Hourly Rate
$14,867
Entry Level (P10)
$30,765
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Passaic, NJ — 2026 est., based on 2025 BLS
Passaic, NJ medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, the medical billing and coding specialist salary in Passaic, New Jersey, is projected to be $19,848 annually, significantly below the national median of $30,349. The salary spectrum for this role in Passaic ranges from $14,867 at the 10th percentile to $30,765 at the 90th percentile, indicating a challenging earnings environment for professionals in this field. These figures derive from estimates based on 2025 BLS state-level data and regional price indices, reflecting the economic reality of working in Passaic. With the increasing prevalence of remote work options since 2020, the competition for positions may widen geographically, impacting local salaries. This evolving job market trend highlights the necessity for coding specialists in Passaic to enhance their skills and credentials to remain competitive.

About the Passaic Market

Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$14,867$7.15
Lower Range (P25)$17,111$8.23
Median (P50)(typical)$19,848$9.55
Upper Range (P75)$25,405$12.22
Top Earners (P90)$30,765$14.80

Median Salary Position

$14,867$30,765
City Median: $19,848
National: $30,349
P10–P90 Range

34.6% below the national average

2026 Salary Percentile Distribution in Passaic

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Passaic. The median salary is $19,848, compared to the national median of $30,349.$13.4K$18.1K$22.8K$27.6K$32.3K$14.9K10th Pctl$17.1K25th Pctl$19.8KMedian$25.4K75th Pctl$30.8K90th PctlUS Median$30.3K

In Passaic, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,898 (2026 est.). At $19,848, the local median is 34.6% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Passaic metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$382
per week
$1,655
per month
$19,857
per year

At 40 hours/week in Passaic: You'd be in the lower-middle range

How Passaic Medical Billing and Coding Specialist Pay Compares

Passaic median: $19,848/year (2026)

Compared ToMedian SalaryPassaic Pays
New Jersey Average$20,274-2.10% less
National Average$30,349-34.60% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Passaic ($19,848) with New Jersey average ($20,274) and the US national median ($30,349).Passaic$19,848New Jersey Avg$20,274-2.10%US National$30,349-34.60%

Medical Billing and Coding Specialists in Passaic, NJ earn a median of $19,848 per year (2026 est.), which is 34.60% lower than the national median of $30,349 and 2.10% below the New Jersey state average of $20,274.

Cost-of-Living Adjusted Salary

$19,848
Nominal Salary
115.2
CoL Index
$17,229
Adjusted Salary

Passaic has a cost of living 15.20% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $19,848. After adjusting for a cost-of-living index of 115.2, the purchasing-power equivalent is $17,229, a loss of $2,619.$14.6K$19.7K$24.8K$29.8K$34.9K$19,848NominalSalary$17,229CoL Adjusted(CoL: 115.2) -13.20%US Median $30.3K

Passaic, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,848 is competitive, the higher cost of living reduces purchasing power to an effective $17,229 — a 13.2% reduction.

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2021 BLS Actual

$17,699

2025 BLS Actual

$19,398

2026 Current Est.

$19,848

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Passaic (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Passaic. Baseline $17,699 in 2025, projected to $20,309 by 2027.$7.7K$25.2K$42.7K$60.2K$77.6K20212022202320242025202620272025 BLS$17.7K$17.9K$18.5K$67.7K$19.4K$19.8K$20.3K
YearAnnual SalaryStatus
2021$17,699Actual
2022$17,896Actual
2023$18,503Actual
2024$67,654Actual
2025$19,398Actual
2026(current)$19,848Estimated
2027$20,309Projected

Based on 5 years of BLS OEWS data for the Passaic metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,699 (2021) to $19,398 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,309 by 2027 — a total increase of $2,610 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Passaic metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$14,867$17,111
3-5 years (Mid Career)$17,111$19,848
5+ years (Experienced)$19,848$25,405
10+ years (Top Earner)$25,405$30,765

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Passaic

Analyzing the local job market, there are currently 18 medical billing and coding specialists employed in Passaic, NJ. The cost of living index sits at 115.2, which means that while the salaries may appear low relative to national figures, the purchasing power is somewhat diminished due to local living expenses. Among local employers, physician group practices and hospital inpatient coding departments tend to offer higher salaries, particularly for roles involving specialized coding such as inpatient CCS or risk adjustment CRC. Factors affecting compensation include credentials—those with a combination of CPC, CCS, and CRC certifications often command higher wages—as well as potential bonuses tied to productivity. Furthermore, remote coding roles with third-party companies can also offer competitive pay structures. For aspiring professionals in Passaic, honing specific coding skills and certifications will be crucial for maximizing earning potential in a job market shaped by both local economic conditions and the broader transition to remote work.

Frequently Asked Questions

How much do medical billing and coding specialists make in Passaic, NJ in 2026?

The estimated 2026 median medical billing and coding specialist salary in Passaic is $19,848/year ($9.55/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $14,867 at entry level (10th percentile) to $30,765 for experienced top earners (90th percentile). This puts Passaic at 34.6% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Passaic, NJ a good place to work as a medical billing and coding specialist?

Passaic medical billing and coding specialist salaries are 34.6% below the national average and 2.1% below the New Jersey state average. The metro area employs approximately 18 medical billing and coding specialists. With a cost-of-living index of 115.2, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Passaic?

The median medical billing and coding specialist salary in Passaic is $19,848, and the 90th percentile earns $30,765. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Passaic?

After adjusting for Passaic's cost-of-living index of 115.2 (where 100 equals the national average), the $19,848 nominal salary has purchasing power equivalent to $17,229 in an average-cost city. This means living costs in Passaic reduce the effective value of your salary by 13.2% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Passaic?

Medical Billing and Coding Specialists in Passaic earn a median hourly rate of $9.55, which translates to approximately $19,848/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $7.15 for entry-level positions to $14.80 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in New Jersey

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,398 for medical billing and coding specialistsin the Passaic metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Passaic is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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