Medical Billing and Coding Specialist Salary in Perth Amboy, NJ: $19,862 (2026)
Quick Answer:A full-time medical billing and coding specialist in Perth Amboy, NJ earns a median $19,862/year (≈ $9.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Perth Amboy's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,241 would nationally. Nominal pay sits 2.0% below the New Jersey state average.
Based on BLS state-level estimates · View source

In Perth Amboy, NJ, the medical billing and coding specialist salary in 2026 is projected at $19,862 annually. This figure is considerably lower than the national median salary of $30,349, reflecting local economic conditions and industry demand. The salary range for this occupation is estimated to fall between $14,901 at the 10th percentile and $30,787 at the 90th percentile, indicating significant variability in earnings. Local estimates based on 2025 BLS data highlight how specialty practices in inpatient coding, outpatient coding, and risk adjustment contribute to this pay gradient. With the ongoing expansion of healthcare services, particularly in risk adjustment and HCC coding, Perth Amboy is witnessing growth in job opportunities, making it essential for aspiring specialists to align their training and credentials with market needs.
About the Perth Amboy Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,901 | $7.16 |
| Lower Range (P25) | $17,140 | $8.24 |
| Median (P50)(typical) | $19,862 | $9.55 |
| Upper Range (P75) | $25,329 | $12.18 |
| Top Earners (P90) | $30,787 | $14.81 |
Median Salary Position
34.55% below the national average
2026 Salary Percentile Distribution in Perth Amboy
In Perth Amboy, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,886 (2026 est.). At $19,862, the local median is 34.55% below the national median of $30,349.
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At 40 hours/week in Perth Amboy: You'd be in the lower-middle range
How Perth Amboy Medical Billing and Coding Specialist Pay Compares
Perth Amboy median: $19,862/year (2026)
| Compared To | Median Salary | Perth Amboy Pays |
|---|---|---|
| New Jersey Average | $20,268 | -2.00% less |
| National Average | $30,349 | -34.55% less |
Medical Billing and Coding Specialists in Perth Amboy, NJ earn a median of $19,862 per year (2026 est.), which is 34.55% lower than the national median of $30,349 and 2.00% below the New Jersey state average of $20,268.
Cost-of-Living Adjusted Salary
Perth Amboy has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Perth Amboy, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,862 is competitive, the higher cost of living reduces purchasing power to an effective $17,241 — a 13.2% reduction.
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2021 BLS Actual
$17,711
2025 BLS Actual
$19,412
2026 Current Est.
$19,862
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Perth Amboy (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,711 | Actual |
| 2022 | $17,909 | Actual |
| 2023 | $18,516 | Actual |
| 2024 | $67,703 | Actual |
| 2025 | $19,412 | Actual |
| 2026(current) | $19,862 | Estimated |
| 2027 | $20,323 | Projected |
Based on 5 years of BLS OEWS data for the Perth Amboy metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,711 (2021) to $19,412 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,323 by 2027 — a total increase of $2,612 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Perth Amboy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,901 – $17,140 |
| 3-5 years (Mid Career) | $17,140 – $19,862 |
| 5+ years (Experienced) | $19,862 – $25,329 |
| 10+ years (Top Earner) | $25,329 – $30,787 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Perth Amboy
The job market for medical billing and coding specialists in Perth Amboy is relatively modest, with only 13 professionals currently employed in the area. Coupled with a cost-of-living index of 115.2, this creates a challenging financial landscape for many residents, necessitating attention to salary potential. Among local employers, healthcare systems with physician group practice coding offices tend to offer the highest pay, while remote coding positions with third-party companies are increasingly appealing due to their flexibility. The disparity in earnings often hinges on specialty focus—those with inpatient CCS credentials command premium salaries compared to outpatient CPC specialists. To maximize pay in this competitive market, professionals should consider acquiring multiple credentials, such as CPC and CCS, and striving for productivity bonuses tied to coding efficiency. Engaging in continuous education, particularly in high-demand areas like risk adjustment, can further enhance marketability and wage potential in Perth Amboy.
More salary data for Perth Amboy, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,412 for medical billing and coding specialistsin the Perth Amboy metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Perth Amboy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov