Medical Billing and Coding Specialist Salary in Sayreville, NJ: $19,704 (2026)
Quick Answer:A full-time medical billing and coding specialist in Sayreville, NJ earns a median $19,704/year (≈ $9.47/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Sayreville's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,104 would nationally. Nominal pay sits 2.8% below the New Jersey state average.
Based on BLS state-level estimates · View source
In Sayreville, New Jersey, the projected earnings for medical billing and coding specialists highlight a financially modest landscape, with a median annual salary estimated at $19,704 for 2026. This compensation, however, falls significantly below the national median of $30,349, revealing a potential challenge for those considering a career in this field within Sayreville. Pay scales range from a low of $14,014 at the 10th percentile to a high of $30,540 at the 90th percentile, showcasing the variance influenced by factors such as specialized credentials. Credential stacking—acquiring certifications like CPC, CCS, and CRC—can enhance income potential significantly. It is important for aspiring specialists to recognize these dynamics as they navigate their career paths, ultimately shaping the job market in Sayreville.
About the Sayreville Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,014 | $6.73 |
| Lower Range (P25) | $17,122 | $8.24 |
| Median (P50)(typical) | $19,704 | $9.47 |
| Upper Range (P75) | $25,064 | $12.05 |
| Top Earners (P90) | $30,540 | $14.68 |
Median Salary Position
35.08% below the national average
2026 Salary Percentile Distribution in Sayreville
In Sayreville, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $16,526 (2026 est.). At $19,704, the local median is 35.08% below the national median of $30,349.
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At 40 hours/week in Sayreville: You'd be in the lower-middle range
How Sayreville Medical Billing and Coding Specialist Pay Compares
Sayreville median: $19,704/year (2026)
| Compared To | Median Salary | Sayreville Pays |
|---|---|---|
| New Jersey Average | $20,271 | -2.80% less |
| National Average | $30,349 | -35.08% less |
Medical Billing and Coding Specialists in Sayreville, NJ earn a median of $19,704 per year (2026 est.), which is 35.08% lower than the national median of $30,349 and 2.80% below the New Jersey state average of $20,271.
Cost-of-Living Adjusted Salary
Sayreville has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sayreville, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,704 is competitive, the higher cost of living reduces purchasing power to an effective $17,104 — a 13.2% reduction.
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2021 BLS Actual
$17,570
2025 BLS Actual
$19,257
2026 Current Est.
$19,704
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Sayreville (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,570 | Actual |
| 2022 | $17,766 | Actual |
| 2023 | $18,368 | Actual |
| 2024 | $67,162 | Actual |
| 2025 | $19,257 | Actual |
| 2026(current) | $19,704 | Estimated |
| 2027 | $20,161 | Projected |
Based on 5 years of BLS OEWS data for the Sayreville metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,570 (2021) to $19,257 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,161 by 2027 — a total increase of $2,591 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Sayreville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,014 – $17,122 |
| 3-5 years (Mid Career) | $17,122 – $19,704 |
| 5+ years (Experienced) | $19,704 – $25,064 |
| 10+ years (Top Earner) | $25,064 – $30,540 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Sayreville
The local job market features nine medical billing and coding specialists, which suggests a tight-knit community of professionals in Sayreville. This setting aligns with a cost-of-living index of 115.2, indicating that everyday expenses are higher than the national average. As a result, take-home pay can feel diminished when considering the local economy. Notably, positions in physician group practices and third-party coding companies tend to offer the most competitive salaries, particularly for remote work opportunities. The disparity between lower and higher salaries often hinges on specialty areas; those working in inpatient coding with CCS credentials or risk adjustment coding can command more. Strategies to maximize earnings might include pursuing advanced certifications, gaining expertise in compliance auditing, or focusing on productivity metrics. Such decisions can create pathways for increased compensation amid the evolving healthcare coding environment in Sayreville.
More salary data for Sayreville, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,257 for medical billing and coding specialistsin the Sayreville metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sayreville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov