Medical Billing and Coding Specialist Salary in Westfield, NJ: $19,730 (2026)
Quick Answer:A full-time medical billing and coding specialist in Westfield, NJ earns a median $19,730/year (≈ $9.49/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Westfield's price level (15% above national, BEA RPP 115.2), that paycheck buys what $17,127 would nationally. Nominal pay sits 2.7% below the New Jersey state average.
Based on BLS state-level estimates · View source
In 2026, the medical billing and coding specialist salary in Westfield, NJ sits at a median of $19,730. This figure falls notably below the national median of $30,349, revealing a significant disparity of approximately 34.99%. Salary estimates indicate a range from $13,994 at the 10th percentile to $29,783 at the 90th percentile. These numbers are derived from projections based on 2025 BLS data and adjusted for regional cost factors, underscoring the local economic landscape. With the increasing prevalence of remote work in the medical coding field, this widening geographic comparison highlights how job availability may influence compensation trends in Westfield.
About the Westfield Market
Salary estimated from New Jersey average ($60,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $13,994 | $6.73 |
| Lower Range (P25) | $17,616 | $8.47 |
| Median (P50)(typical) | $19,730 | $9.49 |
| Upper Range (P75) | $24,359 | $11.72 |
| Top Earners (P90) | $29,783 | $14.31 |
Median Salary Position
34.99% below the national average
2026 Salary Percentile Distribution in Westfield
In Westfield, NJ, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,789 (2026 est.). At $19,730, the local median is 34.99% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Westfield: You'd be in the lower-middle range
How Westfield Medical Billing and Coding Specialist Pay Compares
Westfield median: $19,730/year (2026)
| Compared To | Median Salary | Westfield Pays |
|---|---|---|
| New Jersey Average | $20,278 | -2.70% less |
| National Average | $30,349 | -34.99% less |
Medical Billing and Coding Specialists in Westfield, NJ earn a median of $19,730 per year (2026 est.), which is 34.99% lower than the national median of $30,349 and 2.70% below the New Jersey state average of $20,278.
Cost-of-Living Adjusted Salary
Westfield has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Westfield, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $19,730 is competitive, the higher cost of living reduces purchasing power to an effective $17,127 — a 13.19% reduction.
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2021 BLS Actual
$17,594
2025 BLS Actual
$19,283
2026 Current Est.
$19,730
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Westfield (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $17,594 | Actual |
| 2022 | $17,790 | Actual |
| 2023 | $18,393 | Actual |
| 2024 | $67,253 | Actual |
| 2025 | $19,283 | Actual |
| 2026(current) | $19,730 | Estimated |
| 2027 | $20,188 | Projected |
Based on 5 years of BLS OEWS data for the Westfield metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $17,594 (2021) to $19,283 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $20,188 by 2027 — a total increase of $2,594 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Westfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $13,994 – $17,616 |
| 3-5 years (Mid Career) | $17,616 – $19,730 |
| 5+ years (Experienced) | $19,730 – $24,359 |
| 10+ years (Top Earner) | $24,359 – $29,783 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Westfield
The local job market for medical billing and coding specialists is modest, with only seven professionals reported in the area. This limited employment base stands against a cost-of-living index of 115.2, pointing to more considerable financial challenges for residents. The highest-paying opportunities in Westfield typically arise within hospital inpatient coding departments and physician group practice coding offices. Factors such as specialization, credential stacking (like CPC with CCS), and productivity bonuses contribute to the pay distribution. The absence of a significant number of larger employers may limit competitive salaries, particularly for those not aligned with the high-demand sectors like risk adjustment coding, which is rapidly growing. To maximize earnings in this market, specialists should focus on obtaining advanced certifications and maintaining proficiency in the continuously evolving coding frameworks, particularly ICD-10-CM and CPT.
More salary data for Westfield, NJ:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $19,283 for medical billing and coding specialistsin the Westfield metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Westfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov