Medical Billing and Coding Specialist Salary in Oswego, NY: $28,709 (2026)
Quick Answer:A full-time medical billing and coding specialist in Oswego, NY earns a median $28,709/year (≈ $13.80/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Oswego's price level (16% above national, BEA RPP 115.9), that paycheck buys what $24,770 would nationally. Nominal pay sits 6.2% below the New York state average.
Based on BLS state-level estimates · View source
In the rapidly evolving landscape of healthcare, the projected salary for a medical billing and coding specialist in Oswego, NY, stands at $28,709 for the year 2026. This local estimate showcases a salary range between $23,194 and $43,421, illustrating the variances based on experience and specialized skills. With a significant portion of the workforce transitioning to remote positions post-2020, the geographic diversity in opportunities has expanded for Oswego residents. As medical coding roles shift to accommodate this remote work standard, the local job market is adapting to these changes, making it crucial for potential specialists to understand salary structures to negotiate effectively and secure competitive compensation.
About the Oswego Market
Salary estimated from New York average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $23,194 | $11.15 |
| Lower Range (P25) | $25,200 | $12.11 |
| Median (P50)(typical) | $28,709 | $13.80 |
| Upper Range (P75) | $35,774 | $17.20 |
| Top Earners (P90) | $43,421 | $20.87 |
Median Salary Position
5.4% below the national average
2026 Salary Percentile Distribution in Oswego
In Oswego, NY, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $20,227 (2026 est.). At $28,709, the local median is 5.4% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Oswego: You'd be in the lower-middle range
How Oswego Medical Billing and Coding Specialist Pay Compares
Oswego median: $28,709/year (2026)
| Compared To | Median Salary | Oswego Pays |
|---|---|---|
| New York Average | $30,607 | -6.20% less |
| National Average | $30,349 | -5.40% less |
Medical Billing and Coding Specialists in Oswego, NY earn a median of $28,709 per year (2026 est.), which is 5.40% lower than the national median of $30,349 and 6.20% below the New York state average of $30,607.
Cost-of-Living Adjusted Salary
Oswego has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oswego, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $28,709 is competitive, the higher cost of living reduces purchasing power to an effective $24,770 — a 13.72% reduction.
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2021 BLS Actual
$25,600
2025 BLS Actual
$28,058
2026 Current Est.
$28,709
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Oswego (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $25,600 | Actual |
| 2022 | $25,885 | Actual |
| 2023 | $26,763 | Actual |
| 2024 | $63,045 | Actual |
| 2025 | $28,058 | Actual |
| 2026(current) | $28,709 | Estimated |
| 2027 | $29,375 | Projected |
Based on 5 years of BLS OEWS data for the Oswego metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $25,600 (2021) to $28,058 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $29,375 by 2027 — a total increase of $3,775 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Oswego metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $23,194 – $25,200 |
| 3-5 years (Mid Career) | $25,200 – $28,709 |
| 5+ years (Experienced) | $28,709 – $35,774 |
| 10+ years (Top Earner) | $35,774 – $43,421 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Oswego
Despite the modest salary in Oswego, the local job market has room for growth, with only five medical billing and coding specialists currently employed in the area. The cost of living, reflected in a CoL index of 115.9, indicates that while salaries may fall below national averages, the purchasing power needs to be factored in when evaluating compensation. Employers in physician group practices and hospitals tend to offer higher pay, particularly for those who possess multiple credentials such as CPC and CCS. The sizable pay disparity in this field can be attributed to factors like coding specialty—where inpatient CCS often yields better pay than outpatient CPC—as well as audit and compliance skills. For those looking to maximize their medical billing and coding specialist pay in Oswego, continuous education to advance their coding expertise, staying updated with coding guidelines, and pursuing remote work opportunities can significantly enhance earning potential amidst the evolving job market.
More salary data for Oswego, NY:
Frequently Asked Questions
How much do medical billing and coding specialists make in Oswego, NY in 2026?
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Can medical billing and coding specialists make $100K in Oswego?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $28,058 for medical billing and coding specialistsin the Oswego metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Oswego is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov