Medical Billing and Coding Specialist Salary in Utica, NY: $28,558 (2026)
Quick Answer:A full-time medical billing and coding specialist in Utica, NY earns a median $28,558/year (≈ $13.73/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Utica's price level (7% below national, BEA RPP 92.7), that paycheck buys what $30,814 would nationally. Nominal pay sits 6.7% below the New York state average.
Official BLS data · View source
In 2026, the projected annual salary for a medical billing and coding specialist in Utica, NY, is estimated to be $28,558, which lags below the national median of $30,349 by nearly 6%. Salary variations in this field can range significantly; from $19,133 at the 10th percentile to $38,023 at the 90th percentile, indicating a diverse job market for those in the profession. These figures are derived from official Bureau of Labor Statistics (BLS) OEWS surveys, reflecting the shift towards remote work that has broadened the geographic compensation landscape. As businesses adapt to this trend, opportunities arise to compete for talent not just locally, but in a wider market, impacting overall salary standards for medical billing and coding specialists in Utica.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $19,133 | $9.20 |
| Lower Range (P25) | $23,679 | $11.38 |
| Median (P50)(typical) | $28,558 | $13.73 |
| Upper Range (P75) | $35,304 | $16.97 |
| Top Earners (P90) | $38,023 | $18.27 |
Median Salary Position
5.9% below the national average
2026 Salary Percentile Distribution in Utica
In Utica, NY, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $18,890 (2026 est.). At $28,558, the local median is 5.9% below the national median of $30,349.
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At 40 hours/week in Utica: You'd be above the median
How Utica Medical Billing and Coding Specialist Pay Compares
Utica median: $28,558/year (2026)
| Compared To | Median Salary | Utica Pays |
|---|---|---|
| New York Average | $30,608 | -6.70% less |
| National Average | $30,349 | -5.90% less |
Medical Billing and Coding Specialists in Utica, NY earn a median of $28,558 per year (2026 est.), which is 5.90% lower than the national median of $30,349 and 6.70% below the New York state average of $30,608.
Cost-of-Living Adjusted Salary
Utica has a cost of living 7.32% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Utica, NY has a cost-of-living index of 92.678 (below the national average of 100). A medical billing and coding specialist earning $28,558 nominally has purchasing power equivalent to $30,814 in an average-cost city — an effective 7.9% boost.
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2021 BLS Actual
$46,690
2025 BLS Actual
$27,910
2026 Current Est.
$28,558
2021–2027 Growth
+-37.4%
Salary Trajectory for Medical Billing and Coding Specialists in Utica (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $46,690 | Actual |
| 2022 | $41,930 | Actual |
| 2023 | $44,600 | Actual |
| 2024 | $47,910 | Actual |
| 2025 | $27,910 | Actual |
| 2026(current) | $28,558 | Estimated |
| 2027 | $29,220 | Projected |
Based on 5 years of BLS OEWS data for the Utica metropolitan area, the median medical billing and coding specialist salary grew -40.2% from $46,690 (2021) to $27,910 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $29,220 by 2027 — a total increase of $-17,470 (-37.42%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Utica metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $19,133 – $23,679 |
| 3-5 years (Mid Career) | $23,679 – $28,558 |
| 5+ years (Experienced) | $28,558 – $35,304 |
| 10+ years (Top Earner) | $35,304 – $38,023 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Utica
With approximately 130 medical billing and coding specialists currently employed in the Utica area, professionals must understand the local job market's dynamics to optimize their compensation. The cost of living index in Utica stands at 92.678, which suggests a more affordable living compared to the national average, thus allowing a somewhat favorable purchasing power despite lower salaries. Employers that typically offer higher pay include hospital coding departments and third-party coding companies that support remote positions, while specialty areas such as inpatient coding or risk adjustment coding can significantly influence earnings. Factors such as credential stacking, compliance specialties, and productivity bonuses contribute to the pay range. To maximize earnings in Utica, professionals should focus on obtaining multiple certifications like CPC, CCS, and CRC to enhance their value in a competitive market, along with capitalizing on remote work opportunities that have become a standard in the field.
More salary data for Utica, NY:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $27,910 for medical billing and coding specialistsin the Utica metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov