Medical Billing and Coding Specialist Salary in Ponca City, OK: $14,538 (2026)
Quick Answer:A full-time medical billing and coding specialist in Ponca City, OK earns a median $14,538/year (≈ $6.99/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ponca City's price level (11% below national, BEA RPP 88.9), that paycheck buys what $16,353 would nationally. Nominal pay sits 7.1% below the Oklahoma state average.
Based on BLS state-level estimates · View source
In Ponca City, Oklahoma, the 2026 projected median salary for medical billing and coding specialists stands at $14,538. This is significantly lower than the national median of $30,349, reflecting a regional pay disparity. Those in this profession can expect to earn between $11,576 at the low end (P10) and $21,732 at the high end (P90). These figures, derived from 2025 BLS data adjusted for regional costs, illustrate the local market context. With job opportunities affected by the shift to remote work, local specialists may face competition from the broader geographic landscape, impacting their compensation prospects.
About the Ponca City Market
Salary estimated from Oklahoma average ($42,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $11,576 | $5.57 |
| Lower Range (P25) | $12,921 | $6.21 |
| Median (P50)(typical) | $14,538 | $6.99 |
| Upper Range (P75) | $17,957 | $8.64 |
| Top Earners (P90) | $21,732 | $10.45 |
Median Salary Position
52.1% below the national average
2026 Salary Percentile Distribution in Ponca City
In Ponca City, OK, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $10,156 (2026 est.). At $14,538, the local median is 52.1% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Ponca City: You'd be in the lower-middle range
How Ponca City Medical Billing and Coding Specialist Pay Compares
Ponca City median: $14,538/year (2026)
| Compared To | Median Salary | Ponca City Pays |
|---|---|---|
| Oklahoma Average | $15,649 | -7.10% less |
| National Average | $30,349 | -52.10% less |
Medical Billing and Coding Specialists in Ponca City, OK earn a median of $14,538 per year (2026 est.), which is 52.10% lower than the national median of $30,349 and 7.10% below the Oklahoma state average of $15,649.
Cost-of-Living Adjusted Salary
Ponca City has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ponca City, OK has a cost-of-living index of 88.9 (below the national average of 100). A medical billing and coding specialist earning $14,538 nominally has purchasing power equivalent to $16,353 in an average-cost city — an effective 12.48% boost.
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2021 BLS Actual
$12,963
2025 BLS Actual
$14,208
2026 Current Est.
$14,538
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Ponca City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $12,963 | Actual |
| 2022 | $13,108 | Actual |
| 2023 | $13,552 | Actual |
| 2024 | $34,689 | Actual |
| 2025 | $14,208 | Actual |
| 2026(current) | $14,538 | Estimated |
| 2027 | $14,875 | Projected |
Based on 5 years of BLS OEWS data for the Ponca City metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $12,963 (2021) to $14,208 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $14,875 by 2027 — a total increase of $1,912 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ponca City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $11,576 – $12,921 |
| 3-5 years (Mid Career) | $12,921 – $14,538 |
| 5+ years (Experienced) | $14,538 – $17,957 |
| 10+ years (Top Earner) | $17,957 – $21,732 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Ponca City
Considering the local job market, Ponca City employs only four medical billing and coding specialists, which can limit job availability and wage growth. The area's cost of living index is 88.9, suggesting lower overall expenses but also impacting the take-home pay's purchasing power. Among local employers, physician group practices and hospital inpatient coding departments tend to offer higher salaries compared to third-party remote coding jobs or consulting firms. Factors such as specialty focus, credential stacking, and productivity bonuses drive the pay variation in this market. Engaging in continuous education on ICD-10-CM updates and obtaining relevant certifications from AAPC or AHIMA could maximize pay potential for those seeking a competitive edge in Ponca City.
More salary data for Ponca City, OK:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $14,208 for medical billing and coding specialistsin the Ponca City metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ponca City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov