Medical Billing and Coding Specialist Salary in Tullahoma, TN: $25,993 (2026)
Quick Answer:A full-time medical billing and coding specialist in Tullahoma, TN earns a median $25,993/year (≈ $12.49/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Tullahoma's price level (8% below national, BEA RPP 91.8), that paycheck buys what $28,315 would nationally. Nominal pay sits 7.6% below the Tennessee state average.
Based on BLS state-level estimates · View source

In Tullahoma, Tennessee, medical billing and coding specialists can expect a median annual salary of $25,993 according to 2026 estimates based on 2025 BLS data. The salary range for this field in the area spans from $20,458 at the 10th percentile to $38,590 at the 90th percentile, indicating a diverse earning potential depending on experience and specialization. These figures reflect local salaries adjusted for regional cost-of-living factors, which are notably lower than the national median of $30,349. With the ongoing shift towards remote work, the geographical compensation landscape has broadened, enabling Tullahoma workers to more actively compete for positions that may offer higher national pay rates, despite the local market values.
About the Tullahoma Market
Salary estimated from Tennessee average ($44,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,458 | $9.83 |
| Lower Range (P25) | $22,341 | $10.74 |
| Median (P50)(typical) | $25,993 | $12.49 |
| Upper Range (P75) | $31,942 | $15.36 |
| Top Earners (P90) | $38,590 | $18.55 |
Median Salary Position
14.35% below the national average
2026 Salary Percentile Distribution in Tullahoma
In Tullahoma, TN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $18,132 (2026 est.). At $25,993, the local median is 14.35% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Tullahoma: You'd be in the lower-middle range
How Tullahoma Medical Billing and Coding Specialist Pay Compares
Tullahoma median: $25,993/year (2026)
| Compared To | Median Salary | Tullahoma Pays |
|---|---|---|
| Tennessee Average | $28,131 | -7.60% less |
| National Average | $30,349 | -14.35% less |
Medical Billing and Coding Specialists in Tullahoma, TN earn a median of $25,993 per year (2026 est.), which is 14.35% lower than the national median of $30,349 and 7.60% below the Tennessee state average of $28,131.
Cost-of-Living Adjusted Salary
Tullahoma has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Tullahoma, TN has a cost-of-living index of 91.8 (below the national average of 100). A medical billing and coding specialist earning $25,993 nominally has purchasing power equivalent to $28,315 in an average-cost city — an effective 8.93% boost.
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2021 BLS Actual
$23,179
2025 BLS Actual
$25,404
2026 Current Est.
$25,993
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Tullahoma (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $23,179 | Actual |
| 2022 | $23,437 | Actual |
| 2023 | $24,232 | Actual |
| 2024 | $37,320 | Actual |
| 2025 | $25,404 | Actual |
| 2026(current) | $25,993 | Estimated |
| 2027 | $26,596 | Projected |
Based on 5 years of BLS OEWS data for the Tullahoma metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,179 (2021) to $25,404 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $26,596 by 2027 — a total increase of $3,417 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Tullahoma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,458 – $22,341 |
| 3-5 years (Mid Career) | $22,341 – $25,993 |
| 5+ years (Experienced) | $25,993 – $31,942 |
| 10+ years (Top Earner) | $31,942 – $38,590 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Tullahoma
Engagement in the Tullahoma medical billing and coding market is relatively limited, with only four specialists currently employed within the city. The cost-of-living index of 91.8 suggests that essential expenses are lower than the national average, meaning that the purchasing power of local salaries could afford residents a comfortable lifestyle. Among various employer types, physician group practices and hospital inpatient departments tend to offer the highest compensation, while third-party coding companies may provide increased flexibility through remote positions. The disparity in salaries can often be attributed to the complexity of coding assignments, specialization, and credential stacking, particularly in markets with high demand for risk adjustment coding. For maximizing pay in Tullahoma, professionals should consider obtaining relevant certifications from recognized entities like AAPC or AHIMA and focus on developing expertise in lucrative areas such as inpatient coding or compliance audit specialties, thereby positioning themselves for productivity bonuses and enhanced job opportunities within the local market.
More salary data for Tullahoma, TN:
Frequently Asked Questions
How much do medical billing and coding specialists make in Tullahoma, TN in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $25,404 for medical billing and coding specialistsin the Tullahoma metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Tullahoma is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov