Medical Billing Salary

Medical Billing and Coding Specialist Salary in Saratoga Springs, UT: $26,931 (2026)

Quick Answer:A full-time medical billing and coding specialist in Saratoga Springs, UT earns a median $26,931/year (≈ $12.94/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Saratoga Springs's price level (2% below national, BEA RPP 98.1), that paycheck buys what $27,453 would nationally. Nominal pay sits 1.3% below the Utah state average.

$26,931
Median Annual Salary
$12.94/hr
Median Hourly Rate
$19,854
Entry Level (P10)
$41,404
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Saratoga Springs, UT — 2026 est., based on 2025 BLS
Saratoga Springs, UT medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

As projected for 2026, the medical billing and coding specialist salary in Saratoga Springs, Utah, averages $26,931 annually. This figure stands in contrast to the national median of $30,349, reflecting the local market’s more modest salary scales. The pay range for this occupation in Saratoga Springs varies significantly, from $19,854 at the 10th percentile to $41,404 at the 90th percentile. These estimates, informed by 2025 BLS data and regional cost of living adjustments, reveal that while there are upward pay opportunities, many practitioners earn less than their national counterparts. The local job market dynamics suggest that specialization within the coding field, particularly in inpatient CCS roles, could see more favorable compensation compared to outpatient CPC and HCC coding positions.

About the Saratoga Springs Market

Salary estimated from Utah average ($48,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$19,854$9.55
Lower Range (P25)$22,877$11.00
Median (P50)(typical)$26,931$12.94
Upper Range (P75)$33,707$16.21
Top Earners (P90)$41,404$19.90

Median Salary Position

$19,854$41,404
City Median: $26,931
National: $30,349
P10–P90 Range

11.26% below the national average

2026 Salary Percentile Distribution in Saratoga Springs

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Saratoga Springs. The median salary is $26,931, compared to the national median of $30,349.$17.9K$24.3K$30.7K$37.1K$43.5K$19.9K10th Pctl$22.9K25th Pctl$26.9KMedian$33.7K75th Pctl$41.4K90th PctlUS Median$30.3K

In Saratoga Springs, UT, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,550 (2026 est.). At $26,931, the local median is 11.26% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Saratoga Springs metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$518
per week
$2,244
per month
$26,922
per year

At 40 hours/week in Saratoga Springs: You'd be in the lower-middle range

How Saratoga Springs Medical Billing and Coding Specialist Pay Compares

Saratoga Springs median: $26,931/year (2026)

Compared ToMedian SalarySaratoga Springs Pays
Utah Average$27,285-1.30% less
National Average$30,349-11.26% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Saratoga Springs ($26,931) with Utah average ($27,285) and the US national median ($30,349).Saratoga Springs$26,931Utah Avg$27,285-1.30%US National$30,349-11.26%

Medical Billing and Coding Specialists in Saratoga Springs, UT earn a median of $26,931 per year (2026 est.), which is 11.26% lower than the national median of $30,349 and 1.30% below the Utah state average of $27,285.

Cost-of-Living Adjusted Salary

$26,931
Nominal Salary
98.1
CoL Index
$27,453
Adjusted Salary

Saratoga Springs has a cost of living 1.90% below the national average, meaning your salary goes further here.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $26,931. After adjusting for a cost-of-living index of 98.1, the purchasing-power equivalent is $27,453, a gain of $522.$22.9K$25.9K$28.9K$31.9K$34.9K$26,931NominalSalary$27,453CoL Adjusted(CoL: 98.1) 1.94%US Median $30.3K

Saratoga Springs, UT has a cost-of-living index of 98.1 (below the national average of 100). A medical billing and coding specialist earning $26,931 nominally has purchasing power equivalent to $27,453 in an average-cost city — an effective 1.94% boost.

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2021 BLS Actual

$24,014

2025 BLS Actual

$26,320

2026 Current Est.

$26,931

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Saratoga Springs (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Saratoga Springs. Baseline $24,014 in 2025, projected to $27,555 by 2027.$19.5K$27.4K$35.2K$43.1K$51.0K20212022202320242025202620272025 BLS$24.0K$24.3K$25.1K$46.5K$26.3K$26.9K$27.6K
YearAnnual SalaryStatus
2021$24,014Actual
2022$24,282Actual
2023$25,105Actual
2024$46,474Actual
2025$26,320Actual
2026(current)$26,931Estimated
2027$27,555Projected

Based on 5 years of BLS OEWS data for the Saratoga Springs metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,014 (2021) to $26,320 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,555 by 2027 — a total increase of $3,541 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Saratoga Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$19,854$22,877
3-5 years (Mid Career)$22,877$26,931
5+ years (Experienced)$26,931$33,707
10+ years (Top Earner)$33,707$41,404

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Saratoga Springs

Saratoga Springs offers a relatively small workforce for medical billing and coding specialists, with only 10 professionals currently employed in the area. This limited number of positions contributes to the specific wage structure for these roles, especially against a backdrop of a cost-of-living index at 98.1, which indicates that expenses are slightly below the national average. As for employers, physician group practices and hospital inpatient coding departments tend to offer higher salaries compared to third-party coding companies or ambulatory surgery centers. The disparity in pay levels is driven by factors such as specialty areas and credentialing; for instance, those who hold multiple certifications like CPC, CCS, and CRC are often positioned to command premium rates. Remote work options further complicate pay scales, favoring those engaged in high-demand subspecialties like risk adjustment coding. For coders in Saratoga Springs, maximizing earning potential could involve seeking remote positions with major payers or investing in additional credentials that enhance marketability and compliance skills.

Frequently Asked Questions

How much do medical billing and coding specialists make in Saratoga Springs, UT in 2026?

The estimated 2026 median medical billing and coding specialist salary in Saratoga Springs is $26,931/year ($12.94/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $19,854 at entry level (10th percentile) to $41,404 for experienced top earners (90th percentile). This puts Saratoga Springs at 11.3% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Saratoga Springs, UT a good place to work as a medical billing and coding specialist?

Saratoga Springs medical billing and coding specialist salaries are 11.3% below the national average and 1.3% below the Utah state average. The metro area employs approximately 10 medical billing and coding specialists. With a cost-of-living index of 98.1, your salary stretches further here than in higher-cost metros. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Saratoga Springs?

The median medical billing and coding specialist salary in Saratoga Springs is $26,931, and the 90th percentile earns $41,404. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Saratoga Springs?

After adjusting for Saratoga Springs's cost-of-living index of 98.1 (where 100 equals the national average), the $26,931 nominal salary has purchasing power equivalent to $27,453 in an average-cost city. This means your dollar goes 1.9% further in Saratoga Springs compared to the national average, making it an attractive location for medical billing and coding specialists seeking strong real wages.

How much does a medical billing and coding specialist make per hour in Saratoga Springs?

Medical Billing and Coding Specialists in Saratoga Springs earn a median hourly rate of $12.94, which translates to approximately $26,931/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.55 for entry-level positions to $19.90 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,320 for medical billing and coding specialistsin the Saratoga Springs metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Saratoga Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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