Medical Billing and Coding Specialist Salary in Saratoga Springs, UT: $26,931 (2026)
Quick Answer:A full-time medical billing and coding specialist in Saratoga Springs, UT earns a median $26,931/year (≈ $12.94/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Saratoga Springs's price level (2% below national, BEA RPP 98.1), that paycheck buys what $27,453 would nationally. Nominal pay sits 1.3% below the Utah state average.
Based on BLS state-level estimates · View source

As projected for 2026, the medical billing and coding specialist salary in Saratoga Springs, Utah, averages $26,931 annually. This figure stands in contrast to the national median of $30,349, reflecting the local market’s more modest salary scales. The pay range for this occupation in Saratoga Springs varies significantly, from $19,854 at the 10th percentile to $41,404 at the 90th percentile. These estimates, informed by 2025 BLS data and regional cost of living adjustments, reveal that while there are upward pay opportunities, many practitioners earn less than their national counterparts. The local job market dynamics suggest that specialization within the coding field, particularly in inpatient CCS roles, could see more favorable compensation compared to outpatient CPC and HCC coding positions.
About the Saratoga Springs Market
Salary estimated from Utah average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $19,854 | $9.55 |
| Lower Range (P25) | $22,877 | $11.00 |
| Median (P50)(typical) | $26,931 | $12.94 |
| Upper Range (P75) | $33,707 | $16.21 |
| Top Earners (P90) | $41,404 | $19.90 |
Median Salary Position
11.26% below the national average
2026 Salary Percentile Distribution in Saratoga Springs
In Saratoga Springs, UT, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,550 (2026 est.). At $26,931, the local median is 11.26% below the national median of $30,349.
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At 40 hours/week in Saratoga Springs: You'd be in the lower-middle range
How Saratoga Springs Medical Billing and Coding Specialist Pay Compares
Saratoga Springs median: $26,931/year (2026)
| Compared To | Median Salary | Saratoga Springs Pays |
|---|---|---|
| Utah Average | $27,285 | -1.30% less |
| National Average | $30,349 | -11.26% less |
Medical Billing and Coding Specialists in Saratoga Springs, UT earn a median of $26,931 per year (2026 est.), which is 11.26% lower than the national median of $30,349 and 1.30% below the Utah state average of $27,285.
Cost-of-Living Adjusted Salary
Saratoga Springs has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Saratoga Springs, UT has a cost-of-living index of 98.1 (below the national average of 100). A medical billing and coding specialist earning $26,931 nominally has purchasing power equivalent to $27,453 in an average-cost city — an effective 1.94% boost.
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2021 BLS Actual
$24,014
2025 BLS Actual
$26,320
2026 Current Est.
$26,931
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Saratoga Springs (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,014 | Actual |
| 2022 | $24,282 | Actual |
| 2023 | $25,105 | Actual |
| 2024 | $46,474 | Actual |
| 2025 | $26,320 | Actual |
| 2026(current) | $26,931 | Estimated |
| 2027 | $27,555 | Projected |
Based on 5 years of BLS OEWS data for the Saratoga Springs metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,014 (2021) to $26,320 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,555 by 2027 — a total increase of $3,541 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Saratoga Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $19,854 – $22,877 |
| 3-5 years (Mid Career) | $22,877 – $26,931 |
| 5+ years (Experienced) | $26,931 – $33,707 |
| 10+ years (Top Earner) | $33,707 – $41,404 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Saratoga Springs
Saratoga Springs offers a relatively small workforce for medical billing and coding specialists, with only 10 professionals currently employed in the area. This limited number of positions contributes to the specific wage structure for these roles, especially against a backdrop of a cost-of-living index at 98.1, which indicates that expenses are slightly below the national average. As for employers, physician group practices and hospital inpatient coding departments tend to offer higher salaries compared to third-party coding companies or ambulatory surgery centers. The disparity in pay levels is driven by factors such as specialty areas and credentialing; for instance, those who hold multiple certifications like CPC, CCS, and CRC are often positioned to command premium rates. Remote work options further complicate pay scales, favoring those engaged in high-demand subspecialties like risk adjustment coding. For coders in Saratoga Springs, maximizing earning potential could involve seeking remote positions with major payers or investing in additional credentials that enhance marketability and compliance skills.
More salary data for Saratoga Springs, UT:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,320 for medical billing and coding specialistsin the Saratoga Springs metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Saratoga Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov