Medical Billing Salary

Senior Medical Billing and Coding Specialist Salary in Decatur, IL: $39,281 (2026)

Quick Answer:The top tier of medical billing and coding specialists working in Decatur, IL — those at or above the 90th percentile — pull in $39,281/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Decatur's price premium (BEA RPP 88.4, 12% below national) and that top-decile pay carries the same buying power as $44,424 in average-cost America. The 32% spread above city median typically rewards 7+ years of practice or specialty credentials.

$39,281
Top 10% Earn
$18.89/hr
Top Hourly Rate
$31,566
75th Percentile
$39,281
90th Percentile

Official BLS data · View source

Medical Billing and Coding Specialist Senior Salary in Decatur, IL — 2026 est., based on 2025 BLS
Decatur, IL medical billing and coding specialist senior salary overview (2026 est., based on 2025 BLS)

In Decatur, Illinois, experienced medical billing and coding specialists have significant earning potential, with top earners projected to make as much as $39,281 in 2026. This figure, representing the 90th percentile, highlights the substantial income gap compared to the median annual salary of $29,715. Achieving this elevated level of compensation often requires a combination of extensive experience—typically over seven years—and specialization in high-demand coding areas. Professionals focusing on inpatient or surgical coding, as well as those who are adept in risk adjustment strategies, are particularly well-positioned to command top medical billing and coding specialist salaries in Decatur.

2026 Salary Percentile Distribution in Decatur

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Decatur. The median salary is $29,715, compared to the national median of $30,349.$20.0K$25.3K$30.6K$35.9K$41.2K$22.2K10th Pctl$25.2K25th Pctl$29.7KMedian$31.6K75th Pctl$39.3K90th PctlUS Median$30.3K

Experienced medical billing and coding specialists at the top of the pay scale in Decatur earn between $31,566 and $39,281 per year (2026 est.). This $17,080 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Decatur median of $29,715 sits 2.09% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Decatur metro area.

Top MBS Salary Comparison

LevelDecaturNational
Median (P50)$29,715$30,349
75th Percentile$31,566$38,468
90th Percentile (Top 10%)$39,281$48,159

In Decatur, experienced medical billing and coding specialists (P90) earn 32.19% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Medical Billing and Coding Specialist Pay in Decatur

1

Advanced Certifications in Illinois

IL medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $29,715 median. Expanded-scope credentials are increasingly valued by Decatur employers.

2

Specialty Focus

Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Decatur command premium compensation, often reaching the $31,566–$39,281 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Decatur metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured medical billing and coding specialists in Decatur with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Medical Billing and Coding Specialists in Illinois who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Medical Billing and Coding Specialist Career & Wage Growth Path in Decatur

Clinical Medical Billing and Coding Specialist

0-5 years
$22,201 – $29,715

Senior/Lead Medical Billing and Coding Specialist

5-10 years
$29,715 – $31,566

Medical Billing and Coding Specialist Department Manager

10+ years
$31,566+

Educator / Specialty Leadership

Advanced
Varies by role

Decatur ranks #65 of 65 Illinois cities for top earner medical billing and coding specialist salary (90th percentile: $39,281).

Top 10% medical billing and coding specialist compensation in Decatur ($39,281) is 14.98% below the Illinois average P90 ($46,205).

2021 BLS Actual

$35,102

2025 BLS Actual

$38,390

2026 Current Est.

$39,281

2021–2027 Growth

+14.5%

Salary Trajectory for Medical Billing and Coding Specialists in Decatur (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Decatur. Baseline $35,102 in 2025, projected to $40,192 by 2027.$29.3K$39.4K$49.5K$59.6K$69.6K20212022202320242025202620272025 BLS$35.1K$59.0K$61.5K$63.9K$38.4K$39.3K$40.2K
YearAnnual SalaryStatus
2021$35,102Actual
2022$59,000Actual
2023$61,490Actual
2024$63,870Actual
2025$38,390Actual
2026(current)$39,281Estimated
2027$40,192Projected

Top-earning medical billing and coding specialists (90th percentile) in Decatur saw their compensation grow 9.4% from $35,102 in 2021 to $38,390 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $40,192 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20212025) are actual BLS OEWS figures for the Decatur metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Medical Billing and Coding Specialist Earnings in Decatur

Salaries can vary widely depending on the specific sector of employment. For instance, those in physician group practice coding offices or hospital inpatient coding departments may experience differing compensation levels compared to their counterparts working for third-party coding companies or consulting firms. Advanced credentials play a crucial role in enhancing pay levels; qualifications such as the AAPC's CPC or AHIMA's CCS can position coders favorably. Furthermore, the rise of remote work opportunities has influenced the senior medical billing and coding specialist pay in IL, with remote auditors often earning competitive rates. While the average base salary in Decatur hovers at $29,715, the potential for productivity bonuses and other incentives can further enhance compensation in this evolving market.

Frequently Asked Questions

How much do experienced medical billing and coding specialists make in Decatur in 2026?

Top-earning medical billing and coding specialists in Decatur (90th percentile) make $39,281/year, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is $9,566 more than the area median of $29,715 — representing a significant experience premium. Senior medical billing and coding specialists typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher medical billing and coding specialist pay in Decatur?

Higher medical billing and coding specialist pay in Decatur is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost medical billing and coding specialist salary in Decatur?

The most impactful salary-boosting certifications for medical billing and coding specialists in Decatur include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $29,715, especially when combined with experience at specialty practices.

Can experienced medical billing and coding specialists make six figures in Decatur?

The 90th percentile in Decatur is $39,281. Reaching six figures in this market may require combining clinical work at multiple practices with additional income from education, consulting, product sales, or relocating to a higher-paying metro area. Advanced certifications and specializations can help close the gap.

How much does medical billing and coding specialist salary increase over time in Decatur?

In Decatur, the gap between entry level ($22,201) and top earners ($39,281) is $17,080, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Illinois

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $38,390 for medical billing and coding specialists in the Decatur metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 4-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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