Medical Billing Salary

Senior Medical Billing and Coding Specialist Salary in Dundalk, MD: $28,804 (2026)

Quick Answer:The top tier of medical billing and coding specialists working in Dundalk, MD — those at or above the 90th percentile — pull in $28,804/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Dundalk's price premium (BEA RPP 109.3, 9% above national) and that top-decile pay carries the same buying power as $26,353 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$28,804
Top 10% Earn
$13.84/hr
Top Hourly Rate
$23,786
75th Percentile
$28,804
90th Percentile

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Senior Salary in Dundalk, MD — 2026 est., based on 2025 BLS
Dundalk, MD medical billing and coding specialist senior salary overview (2026 est., based on 2025 BLS)

In 2026, experienced medical billing and coding specialists in Dundalk, Maryland, have the potential to earn significantly more than their peers. Those reaching the 90th percentile (P90) can secure an annual salary of $28,804, while the 75th percentile (P75) offers a respectable $23,786. This salary range highlights the substantial income gap relative to the median annual salary of $18,583, emphasizing the advantages of expertise and specialization in this field. To climb to these top-tier pay levels, medical billing and coding professionals often pursue advanced certifications and specialize in high-demand areas such as inpatient coding or surgical coding. With medical coding increasingly becoming remote work-oriented, experienced professionals in Dundalk are uniquely positioned to take advantage of these evolving trends.

About the Dundalk Market

Salary estimated from Maryland average ($58,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Dundalk

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Dundalk. The median salary is $18,583, compared to the national median of $30,349.$12.2K$17.1K$22.0K$26.9K$31.9K$13.5K10th Pctl$15.7K25th Pctl$18.6KMedian$23.8K75th Pctl$28.8K90th PctlUS Median$30.3K

Experienced medical billing and coding specialists at the top of the pay scale in Dundalk earn between $23,786 and $28,804 per year (2026 est.). This $15,272 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Dundalk median of $18,583 sits 38.77% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Dundalk metro area.

Top MBS Salary Comparison

LevelDundalkNational
Median (P50)$18,583$30,349
75th Percentile$23,786$38,468
90th Percentile (Top 10%)$28,804$48,159

In Dundalk, experienced medical billing and coding specialists (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Medical Billing and Coding Specialist Pay in Dundalk

1

Advanced Certifications in Maryland

MD medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $18,583 median. Expanded-scope credentials are increasingly valued by Dundalk employers.

2

Specialty Focus

Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Dundalk command premium compensation, often reaching the $23,786–$28,804 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Dundalk metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured medical billing and coding specialists in Dundalk with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Medical Billing and Coding Specialists in Maryland who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Medical Billing and Coding Specialist Career & Wage Growth Path in Dundalk

Clinical Medical Billing and Coding Specialist

0-5 years
$13,532 – $18,583

Senior/Lead Medical Billing and Coding Specialist

5-10 years
$18,583 – $23,786

Medical Billing and Coding Specialist Department Manager

10+ years
$23,786+

Educator / Specialty Leadership

Advanced
Varies by role

Dundalk ranks #23 of 28 Maryland cities for top earner medical billing and coding specialist salary (90th percentile: $28,804).

Top 10% medical billing and coding specialist compensation in Dundalk ($28,804) is 40.51% below the Maryland average P90 ($48,415).

2021 BLS Actual

$25,740

2025 BLS Actual

$28,151

2026 Current Est.

$28,804

2021–2027 Growth

+14.5%

Salary Trajectory for Medical Billing and Coding Specialists in Dundalk (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Dundalk. Baseline $25,740 in 2025, projected to $29,472 by 2027.$11.9K$36.1K$60.3K$84.5K$108.7K20212022202320242025202620272025 BLS$25.7K$26.2K$27.0K$94.9K$28.2K$28.8K$29.5K
YearAnnual SalaryStatus
2021$25,740Actual
2022$26,177Actual
2023$26,992Actual
2024$94,908Actual
2025$28,151Actual
2026(current)$28,804Estimated
2027$29,472Projected

Top-earning medical billing and coding specialists (90th percentile) in Dundalk saw their compensation grow 9.4% from $25,740 in 2021 to $28,151 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $29,472 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20212025) are actual BLS OEWS figures for the Dundalk metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Medical Billing and Coding Specialist Earnings in Dundalk

Compensation for senior medical billing and coding specialists in Dundalk diversifies based on specialization and employer type. Professionals focusing on inpatient coding (CCS) or risk adjustment and HCC coding (CRC) command some of the highest salaries in the market. The pay structure varies significantly across different employers, with physician group practices typically offering different compensation packages compared to hospitals or third-party coding firms. Advancement opportunities are also noteworthy; professionals can ascend to roles such as lead coder or HIM director, bolstered by acquiring advanced credentials like AAPC CPC, CCS, or CPC-A. Factors influencing non-salary compensation include specializations, credential stacking, and even remote work arrangements that are increasingly standard in the industry. Understanding these dynamics is crucial for those aiming to maximize their senior medical billing and coding specialist pay in MD.

Frequently Asked Questions

How much do experienced medical billing and coding specialists make in Dundalk in 2026?

Top-earning medical billing and coding specialists in Dundalk (90th percentile) make $28,804/year, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is $10,221 more than the area median of $18,583 — representing a significant experience premium. Senior medical billing and coding specialists typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher medical billing and coding specialist pay in Dundalk?

Higher medical billing and coding specialist pay in Dundalk is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost medical billing and coding specialist salary in Dundalk?

The most impactful salary-boosting certifications for medical billing and coding specialists in Dundalk include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $18,583, especially when combined with experience at specialty practices.

Can experienced medical billing and coding specialists make six figures in Dundalk?

The 90th percentile in Dundalk is $28,804. Reaching six figures in this market may require combining clinical work at multiple practices with additional income from education, consulting, product sales, or relocating to a higher-paying metro area. Advanced certifications and specializations can help close the gap.

How much does medical billing and coding specialist salary increase over time in Dundalk?

In Dundalk, the gap between entry level ($13,532) and top earners ($28,804) is $15,272, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Maryland

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $28,151 for medical billing and coding specialists in the Dundalk metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Dundalk is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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