Duluth vs St. Cloud: Medical Billing and Coding Specialist Salary (2026)
Compare medical billing and coding specialist salaries between Duluth, MN and St. Cloud, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Duluth, MN | St. Cloud, MN |
|---|---|---|
| Median Salary | $30,753 | $35,898▲ |
| Hourly Rate | $14.79 | $17.26▲ |
| Entry Level (P10) | $27,619▲ | $27,566 |
| 25th Percentile | $28,830 | $31,020▲ |
| 75th Percentile | $37,239 | $51,845▲ |
| Top Earner (P90) | $41,565 | $58,301▲ |
| Total Employed | 180▲ | 80 |
Verdict
St. Cloud, MN offers better overall compensation for medical billing and coding specialists, winning 3 out of 4 metrics compared to Duluth.
The salary gap between Duluth and St. Cloud is $5,145 (16.73%). St. Cloud's median is +18.28% compared to the US national median of $30,349.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Duluth spans $13,946,St. Cloud spans $30,735. St. Cloud has a wider pay range, suggesting more variation in pay between entry-level and experienced medical billing and coding specialists.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, St. Cloud ($40,964 effective) pays 18.24% more than Duluth ($34,644 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Duluth if…
- ✓Larger job market (180 employed)
- ✓You prefer the Minnesota area and lifestyle
Choose St. Cloud if…
- ✓Higher median salary ($35,898/year)
- ✓Better top-earner potential ($58,301)
- ✓Better purchasing power (CoL-adjusted: $40,964)
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Duluth grew -37.5% from 2021 to 2025, compared to -25.2% growth in St. Cloud over the same period.
Duluth, MN
$48,070 (2021) → $30,056 (2025)
St. Cloud, MN
$46,910 (2021) → $35,084 (2025)
View Full Salary Data
Duluth, MN
St. Cloud, MN
Frequently Asked Questions
Which city pays medical billing and coding specialists more: Duluth or St. Cloud?
What is the hourly rate difference between Duluth and St. Cloud?
Should I relocate from Duluth to St. Cloud as a medical billing and coding specialist?
What do entry-level medical billing and coding specialists earn in Duluth vs St. Cloud?
Related Comparisons
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov