Medical Billing Salary

Grand Rapids vs Waterford: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Grand Rapids, MI and Waterford, MI. All figures are 2026 estimates projected from BLS 2025 data.

Grand Rapids, MI
$28,948
$13.92/hr
Waterford, MI
$27,578
$13.26/hr

Side-by-Side Comparison

MetricGrand Rapids, MIWaterford, MI
Median Salary$28,948$27,578
Hourly Rate$13.92$13.26
Entry Level (P10)$23,043$20,526
25th Percentile$26,563$23,677
75th Percentile$36,254$35,048
Top Earner (P90)$48,165$42,746
Total Employed56016
Side-by-side bar chart comparing Grand Rapids ($28,948) and Waterford ($27,578) medical billing and coding specialist salaries.Grand RapidsWaterfordMedian Salary$28,948$27,578Entry Level (P10)$23,043$20,526Top Earner (P90)$48,165$42,746US Median $30,349

Verdict

Grand Rapids, MI offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Waterford.

The salary gap between Grand Rapids and Waterford is $1,370 (4.97%). Grand Rapids's median is -4.62% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Grand Rapids spans $25,122,Waterford spans $22,220. Grand Rapids has a wider pay range, meaning more potential for high earners but also more variation.

Grand Rapids
P10 (Entry)$23,043
P25$26,563
Median$28,948
P75$36,254
P90 (Top)$48,165
Waterford
P10 (Entry)$20,526
P25$23,677
Median$27,578
P75$35,048
P90 (Top)$42,746

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Grand Rapids ($30,297 effective) pays 2.39% more than Waterford ($29,590 effective).

Grand Rapids
Nominal: $28,948
CoL Index: 95.546
Adjusted: $30,297
Waterford
Nominal: $27,578
CoL Index: 93.2
Adjusted: $29,590

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Grand Rapids if…

  • Higher median salary ($28,948/year)
  • Better top-earner potential ($48,165)
  • Larger job market (560 employed)
  • Better purchasing power (CoL-adjusted: $30,297)
  • You prefer the Michigan area and lifestyle

Choose Waterford if…

  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Grand Rapids grew -24.6% from 2021 to 2025, compared to -38.3% growth in Waterford over the same period.

Grand Rapids, MI

+-24.6%

$37,500 (2021) → $28,292 (2025)

Waterford, MI

+-38.3%

$43,656 (2024) → $26,953 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Grand Rapids or Waterford?

Grand Rapids has a higher median medical billing and coding specialist salary at $28,948/year, compared to Waterford at $27,578/year — a difference of $1,370 (4.97%).

What is the hourly rate difference between Grand Rapids and Waterford?

Grand Rapids medical billing and coding specialists earn $13.92/hr while Waterford hygienists earn $13.26/hr (2026 est.).

Should I relocate from Grand Rapids to Waterford as a medical billing and coding specialist?

Consider more than just salary when comparing Grand Rapids and Waterford. Factor in cost of living (CoL-adjusted: Grand Rapids = $30,297, Waterford = $29,590), job availability (560 vs 16 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Grand Rapids vs Waterford?

Entry-level (10th percentile) medical billing and coding specialists earn $23,043 in Grand Rapids and $20,526 in Waterford. The Grand Rapids area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov