Medical Billing Salary

Hagerstown vs Severn: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Hagerstown, MD and Severn, MD. All figures are 2026 estimates projected from BLS 2025 data.

Hagerstown, MD
$30,783
$14.81/hr
Severn, MD
$18,818
$9.05/hr

Side-by-Side Comparison

MetricHagerstown, MDSevern, MD
Median Salary$30,783$18,818
Hourly Rate$14.81$9.05
Entry Level (P10)$21,768$14,055
25th Percentile$23,929$16,206
75th Percentile$38,824$23,979
Top Earner (P90)$48,829$29,167
Total Employed12012
Side-by-side bar chart comparing Hagerstown ($30,783) and Severn ($18,818) medical billing and coding specialist salaries.HagerstownSevernMedian Salary$30,783$18,818Entry Level (P10)$21,768$14,055Top Earner (P90)$48,829$29,167US Median $30,349

Verdict

Hagerstown, MD offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Severn.

The salary gap between Hagerstown and Severn is $11,965 (63.58%). Hagerstown's median is +1.43% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hagerstown spans $27,061,Severn spans $15,112. Hagerstown has a wider pay range, meaning more potential for high earners but also more variation.

Hagerstown
P10 (Entry)$21,768
P25$23,929
Median$30,783
P75$38,824
P90 (Top)$48,829
Severn
P10 (Entry)$14,055
P25$16,206
Median$18,818
P75$23,979
P90 (Top)$29,167

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hagerstown ($32,688 effective) pays 89.86% more than Severn ($17,217 effective).

Hagerstown
Nominal: $30,783
CoL Index: 94.171
Adjusted: $32,688
Severn
Nominal: $18,818
CoL Index: 109.3
Adjusted: $17,217

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hagerstown if…

  • Higher median salary ($30,783/year)
  • Better top-earner potential ($48,829)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $32,688)
  • You prefer the Maryland area and lifestyle

Choose Severn if…

  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Hagerstown grew -35.5% from 2021 to 2025, compared to -70.3% growth in Severn over the same period.

Hagerstown, MD

+-35.5%

$46,660 (2021) → $30,085 (2025)

Severn, MD

+-70.3%

$62,004 (2024) → $18,391 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Hagerstown or Severn?

Hagerstown has a higher median medical billing and coding specialist salary at $30,783/year, compared to Severn at $18,818/year — a difference of $11,965 (63.58%).

What is the hourly rate difference between Hagerstown and Severn?

Hagerstown medical billing and coding specialists earn $14.81/hr while Severn hygienists earn $9.05/hr (2026 est.).

Should I relocate from Hagerstown to Severn as a medical billing and coding specialist?

Consider more than just salary when comparing Hagerstown and Severn. Factor in cost of living (CoL-adjusted: Hagerstown = $32,688, Severn = $17,217), job availability (120 vs 12 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Hagerstown vs Severn?

Entry-level (10th percentile) medical billing and coding specialists earn $21,768 in Hagerstown and $14,055 in Severn. The Hagerstown area offers higher starting salaries.
AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov