Medical Billing and Coding Specialist Salary in Severn, MD: $18,818 (2026)
Quick Answer:A full-time medical billing and coding specialist in Severn, MD earns a median $18,818/year (≈ $9.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Severn's price level (9% above national, BEA RPP 109.3), that paycheck buys what $17,217 would nationally. Nominal pay sits 2.2% below the Maryland state average.
Based on BLS state-level estimates · View source

In 2026, medical billing and coding specialists in Severn, MD are expected to earn a median annual salary of $18,818. This amount reflects a significant disparity when compared to the national average of $30,349, indicating a pay gap of nearly 38%. The salary distribution for this occupation in Severn ranges from $14,055 at the 10th percentile to $29,167 at the 90th percentile. Local estimates derived from BLS state-level data and regional price adjustments emphasize that the salary landscape for specialists in Severn varies widely based on expertise and specialty. Inpatient coding, particularly for inpatient CCS roles, tends to command higher compensation compared to outpatient CPC or risk adjustment positions, which underscores the importance of specialization in this field.
About the Severn Market
Salary estimated from Maryland average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $14,055 | $6.75 |
| Lower Range (P25) | $16,206 | $7.79 |
| Median (P50)(typical) | $18,818 | $9.05 |
| Upper Range (P75) | $23,979 | $11.53 |
| Top Earners (P90) | $29,167 | $14.02 |
Median Salary Position
37.99% below the national average
2026 Salary Percentile Distribution in Severn
In Severn, MD, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $15,112 (2026 est.). At $18,818, the local median is 37.99% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Severn: You'd be in the lower-middle range
How Severn Medical Billing and Coding Specialist Pay Compares
Severn median: $18,818/year (2026)
| Compared To | Median Salary | Severn Pays |
|---|---|---|
| Maryland Average | $19,241 | -2.20% less |
| National Average | $30,349 | -37.99% less |
Medical Billing and Coding Specialists in Severn, MD earn a median of $18,818 per year (2026 est.), which is 37.99% lower than the national median of $30,349 and 2.20% below the Maryland state average of $19,241.
Cost-of-Living Adjusted Salary
Severn has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Severn, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $18,818 is competitive, the higher cost of living reduces purchasing power to an effective $17,217 — a 8.51% reduction.
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2021 BLS Actual
$16,780
2025 BLS Actual
$18,391
2026 Current Est.
$18,818
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Severn (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $16,780 | Actual |
| 2022 | $16,967 | Actual |
| 2023 | $17,542 | Actual |
| 2024 | $62,004 | Actual |
| 2025 | $18,391 | Actual |
| 2026(current) | $18,818 | Estimated |
| 2027 | $19,254 | Projected |
Based on 5 years of BLS OEWS data for the Severn metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $16,780 (2021) to $18,391 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $19,254 by 2027 — a total increase of $2,474 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Severn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $14,055 – $16,206 |
| 3-5 years (Mid Career) | $16,206 – $18,818 |
| 5+ years (Experienced) | $18,818 – $23,979 |
| 10+ years (Top Earner) | $23,979 – $29,167 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Severn
Looking at the local job market, there are currently 12 medical billing and coding specialists employed in Severn, a number which suggests a small but stable demand. However, the cost of living index sits at 109.3, slightly above the national average, which can impact the effective purchasing power for these professionals. Employers that typically offer higher pay rates include inpatient coding departments at hospitals, third-party coding firms, and insurer coding audit teams. The difference in salary can be attributed to various factors such as specialty (inpatient CCS roles often yield higher salaries), credential stacking (combining certifications like CPC, CCS, and CRC), productivity bonuses, and whether the position is remote or in-office. To enhance earning potential, professionals in Severn should focus on obtaining multiple certifications, staying updated with ICD-10-CM and CPT code changes, and looking for opportunities in high-demand subspecialties such as HCC and risk adjustment coding.
More salary data for Severn, MD:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $18,391 for medical billing and coding specialistsin the Severn metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Severn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov