Medical Billing Salary

San Diego vs Santa Maria: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between San Diego, CA and Santa Maria, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Diego, CA
$36,485
$17.54/hr
Santa Maria, CA
$36,765
$17.67/hr

Side-by-Side Comparison

MetricSan Diego, CASanta Maria, CA
Median Salary$36,485$36,765
Hourly Rate$17.54$17.67
Entry Level (P10)$26,171$27,507
25th Percentile$29,162$29,353
75th Percentile$45,007$45,768
Top Earner (P90)$59,304$70,164
Total Employed1,600210
Side-by-side bar chart comparing San Diego ($36,485) and Santa Maria ($36,765) medical billing and coding specialist salaries.San DiegoSanta MariaMedian Salary$36,485$36,765Entry Level (P10)$26,171$27,507Top Earner (P90)$59,304$70,164US Median $30,349

Verdict

Santa Maria, CA offers better overall compensation for medical billing and coding specialists, winning 3 out of 4 metrics compared to San Diego.

The salary gap between San Diego and Santa Maria is $280 (0.77%). Santa Maria's median is +21.14% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Diego spans $33,133,Santa Maria spans $42,657. Santa Maria has a wider pay range, suggesting more variation in pay between entry-level and experienced medical billing and coding specialists.

San Diego
P10 (Entry)$26,171
P25$29,162
Median$36,485
P75$45,007
P90 (Top)$59,304
Santa Maria
P10 (Entry)$27,507
P25$29,353
Median$36,765
P75$45,768
P90 (Top)$70,164

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Santa Maria ($33,792 effective) pays 3.63% more than San Diego ($32,609 effective).

San Diego
Nominal: $36,485
CoL Index: 111.887
Adjusted: $32,609
Santa Maria
Nominal: $36,765
CoL Index: 108.798
Adjusted: $33,792

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Diego if…

  • Larger job market (1,600 employed)
  • You prefer the California area and lifestyle

Choose Santa Maria if…

  • Higher median salary ($36,765/year)
  • Better top-earner potential ($70,164)
  • Better purchasing power (CoL-adjusted: $33,792)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in San Diego grew -26.0% from 2021 to 2025, compared to -38.8% growth in Santa Maria over the same period.

San Diego, CA

+-26.0%

$48,190 (2021) → $35,658 (2025)

Santa Maria, CA

+-38.8%

$58,750 (2021) → $35,931 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: San Diego or Santa Maria?

Santa Maria has a higher median medical billing and coding specialist salary at $36,765/year, compared to San Diego at $36,485/year — a difference of $280 (0.77%).

What is the hourly rate difference between San Diego and Santa Maria?

San Diego medical billing and coding specialists earn $17.54/hr while Santa Maria hygienists earn $17.67/hr (2026 est.).

Should I relocate from San Diego to Santa Maria as a medical billing and coding specialist?

Consider more than just salary when comparing San Diego and Santa Maria. Factor in cost of living (CoL-adjusted: San Diego = $32,609, Santa Maria = $33,792), job availability (1,600 vs 210 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in San Diego vs Santa Maria?

Entry-level (10th percentile) medical billing and coding specialists earn $26,171 in San Diego and $27,507 in Santa Maria. The Santa Maria area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov