Entry-Level Medical Billing and Coding Specialist Salary in Modesto, CA: $23,673 (2026)
Quick Answer:New medical billing and coding specialists entering the Modesto, CA job market in 2026 can expect a starting salary around $23,673 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Modesto's local price level (BEA RPP 104.1 — 4% above national), a first-year paycheck buys what $22,739 would in average-cost America. Most reach the city median ($28,628) within a few years of clinical practice.
Official BLS data · View source

Forecasted figures for 2026 indicate that new graduates entering the field of medical billing and coding in Modesto can expect a starting medical billing and coding specialist salary ranging from $23,673 to $28,628, the latter being the city's median salary for the occupation. This shows that entry-level roles may initially fall short of the median, offering a gap that could take a few years to bridge as experience increases. Importantly, entry-level employees often start earning at approximately $23,673 before potentially reaching $27,044 within a few years, aligning more closely with the city's average. Given that Modesto is projected to be a growing market, with a 2.32% annual growth rate in this sector, new grads have an encouraging outlook in their pursuit of stable employment in medical billing and coding.
Career Earnings Timeline in Modesto
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Modesto
Entry-level medical billing and coding specialists in Modesto, CA typically start between $23,673 and $27,044 per year (2026 est.). The full salary range spans $23,501 from the 10th to 90th percentile, with the local median at $28,628 — 5.67% below the national median.
Return on Investment
The average medical billing and coding program cost in California of $5,500 represents just 23.23% of the starting medical billing and coding specialist pay ($23,673/year) in Modesto. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.
MBS Salary Negotiation Tips for New Graduates in Modesto
- 1Research the Modesto market: entry-level medical billing and coding specialist pay ranges from $23,673 to $27,044, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in CA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Modesto, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Modesto for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Modesto's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Medical Billing and Coding Specialist Compensation Range
The medical billing and coding specialist wage spread in Modesto is $23,501 ( 99.27%) between entry-level and top earners. Starting at $23,673, experienced hygienists can earn up to $47,174.
Represents the current salary spread across experience levels, not projected career growth rate.
2021 BLS Actual
$36,550
2025 BLS Actual
$23,136
2026 Current Est.
$23,673
2021–2027 Growth
+-33.7%
Salary Trajectory for Medical Billing and Coding Specialists in Modesto (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $36,550 | Actual |
| 2022 | $35,360 | Actual |
| 2023 | $39,810 | Actual |
| 2024 | $38,920 | Actual |
| 2025 | $23,136 | Actual |
| 2026(current) | $23,673 | Estimated |
| 2027 | $24,222 | Projected |
Entry-level medical billing and coding specialist compensation (10th percentile) in Modesto, CA grew -36.7% over 5 years based on actual BLS metropolitan area surveys, rising from $36,550 in 2021 to $23,136 in 2025. By 2027, starting salaries are projected to reach $24,222. New graduates entering the Modesto job market can expect continued year-over-year gains.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Modesto metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your medical billing and coding Career in Modesto
Hiring opportunities for new medical billing and coding specialists in Modesto are increasingly present at third-party coding companies and payer coding audit teams, which are known to welcome CPC-A certified coders. Physician group practices and outpatient Ambulatory Surgical Centers (ASCs) also provide entry-level positions for newly minted coders, focusing on outpatient coding roles. To enhance their starting pay, graduates may consider obtaining credentials such as the AAPC’s Certified Professional Coder (CPC) or the inpatient-focused Certified Coding Specialist (CCS) from AHIMA. Continuous education is crucial, especially in light of the shift toward remote work and the ongoing updates in the ICD-10-CM and CPT code sets. Entry-level coders in Modesto should focus on mastering these areas and consider specialties like risk adjustment or HCC coding, which have demonstrated significant growth. Over the first few years, realistic salary increases may align with local trends, ultimately leading to a more favorable compensation package as experience and expertise expand.
More salary data for Modesto, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Modesto. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov