Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Sacramento, CA: $28,172 (2026)

Quick Answer:New medical billing and coding specialists entering the Sacramento, CA job market in 2026 can expect a starting salary around $28,172 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Sacramento's local price level (BEA RPP 106.77% above national), a first-year paycheck buys what $26,410 would in average-cost America. Most reach the city median ($44,598) within a few years of clinical practice.

$28,172
Starting Salary
$13.55/hr
Starting Hourly
$28,172
Entry Level
$44,598
Career Median Target

Official BLS data · View source

Medical Billing and Coding Specialist Entry Level Salary in Sacramento, CA — 2026 est., based on 2025 BLS
Sacramento, CA medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

New graduates eyeing a career in medical billing and coding in Sacramento should anticipate an entry-level medical billing and coding specialist salary of around $28,172, which serves as the lower percentile for this profession in 2026. This starting figure, while modest, reflects the city’s median salary of $44,598, illustrating a significant gap—indicating that early-career professionals have room to grow as they gain experience and skills. Over the first three to five years, entry-level workers can expect their salaries to gradually rise, moving from $28,172 to approximately $33,548 at the 25th percentile before approaching the median. Sacramento currently presents a promising job market for new graduates, bolstered by its healthcare sector's stability and the increasing demand for skilled coders, especially in light of the ongoing shift towards remote work options.

Career Earnings Timeline in Sacramento

Year 0-2

New Graduate

$28,172/yr
Year 2-5

Early Career

$33,548/yr
Year 5-10

Mid Career

$44,598/yr
Year 10+

Experienced

$52,586/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Sacramento

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Sacramento. The median salary is $44,598, compared to the national median of $30,349.$25.4K$35.6K$45.9K$56.1K$66.4K$28.2K10th Pctl$33.5K25th Pctl$44.6KMedian$52.6K75th Pctl$63.2K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Sacramento, CA typically start between $28,172 and $33,548 per year (2026 est.). The full salary range spans $35,037 from the 10th to 90th percentile, with the local median at $44,59846.95% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Sacramento metro area.

Return on Investment

$5,500
Avg CA Program Cost
$28,172
Starting Salary
19.52%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in California of $5,500 represents just 19.52% of the starting medical billing and coding specialist pay ($28,172/year) in Sacramento. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Sacramento

  • 1Research the Sacramento market: entry-level medical billing and coding specialist pay ranges from $28,172 to $33,548, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in CA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Sacramento, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Sacramento for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Sacramento's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Sacramento is $35,037 ( 124.37%) between entry-level and top earners. Starting at $28,172, experienced hygienists can earn up to $63,209.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$37,480

2025 BLS Actual

$27,533

2026 Current Est.

$28,172

2021–2027 Growth

+-23.1%

Salary Trajectory for Medical Billing and Coding Specialists in Sacramento (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Sacramento. Baseline $37,480 in 2025, projected to $28,825 by 2027.$23.8K$30.3K$36.9K$43.4K$49.9K20212022202320242025202620272025 BLS$37.5K$37.8K$40.2K$46.2K$27.5K$28.2K$28.8K
YearAnnual SalaryStatus
2021$37,480Actual
2022$37,790Actual
2023$40,200Actual
2024$46,210Actual
2025$27,533Actual
2026(current)$28,172Estimated
2027$28,825Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Sacramento, CA grew -26.5% over 5 years based on actual BLS metropolitan area surveys, rising from $37,480 in 2021 to $27,533 in 2025. By 2027, starting salaries are projected to reach $28,825. New graduates entering the Sacramento job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Sacramento metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Sacramento

In Sacramento, numerous employers are eager to hire new graduates in the medical billing and coding field. Organizations such as third-party coding companies and payer coding audit teams are particularly well-suited for entry-level coders, often welcoming CPC-A (apprentice) coders and providing structured mentorship opportunities. Additionally, local physician group practices and outpatient ambulatory surgical centers (ASCs) typically offer entry-level roles for certified coders, while hospital inpatient coding positions usually require more advanced credentials, such as the CCS certification. Gaining relevant certifications from recognized bodies like AAPC and AHIMA not only enhances one’s skillset but also has the potential to increase starting salaries significantly. As the industry evolves, particularly with the rise of remote work and the importance of continuous education around updates in ICD-10-CM and CPT codes, new professionals should consider specializing in high-demand areas such as risk adjustment and HCC coding. With realistic salary increases during their first few years, new grads can expect to see meaningful financial growth as they establish their careers in Sacramento's healthcare landscape.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Sacramento in 2026?

Entry-level medical billing and coding specialists in Sacramento start at approximately $28,172/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $13.54/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Sacramento?

Most medical billing and coding specialists in Sacramento progress from the entry-level salary of $28,172 to the area median of $44,598 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $63,209 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Sacramento?

With a starting salary of $28,172/year in Sacramento and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Sacramento?

New medical billing and coding graduates in Sacramento typically start near the 10th percentile at $28,172/year, or approximately $13.54/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in California?

To become a licensed medical billing and coding specialist in California, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including California, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in California

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Sacramento. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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