Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Joliet, IL: $21,405 (2026)

Quick Answer:New medical billing and coding specialists entering the Joliet, IL job market in 2026 can expect a starting salary around $21,405 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Joliet's local price level (BEA RPP 97.13% below national), a first-year paycheck buys what $22,044 would in average-cost America. Most reach the city median ($29,461) within a few years of clinical practice.

$21,405
Starting Salary
$10.29/hr
Starting Hourly
$21,405
Entry Level
$29,461
Career Median Target

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Entry Level Salary in Joliet, IL — 2026 est., based on 2025 BLS
Joliet, IL medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

In 2026, those entering the field of medical billing and coding in Joliet can anticipate starting salaries around $21,405. This starting wage is significantly lower than the city median of $29,461, indicating a substantial gap that reflects the industry's entry-level compensation landscape. However, with experience and skill enhancement, new graduates have the potential to progress to around $24,973 within just a few years, setting a foundational trajectory towards reaching the median salary. For aspiring medical billing and coding specialists, Joliet offers a promising market, particularly as the healthcare sector transitions to more flexible positions that embrace remote work, catering to those entering their first roles in this ever-evolving field.

About the Joliet Market

Salary estimated from Illinois average ($50,000) adjusted for local cost of living.

Career Earnings Timeline in Joliet

Year 0-2

New Graduate

$21,405/yr
Year 2-5

Early Career

$24,973/yr
Year 5-10

Mid Career

$29,461/yr
Year 10+

Experienced

$37,710/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Joliet

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Joliet. The median salary is $29,461, compared to the national median of $30,349.$19.3K$26.4K$33.6K$40.8K$47.9K$21.4K10th Pctl$25.0K25th Pctl$29.5KMedian$37.7K75th Pctl$45.7K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Joliet, IL typically start between $21,405 and $24,973 per year (2026 est.). The full salary range spans $24,259 from the 10th to 90th percentile, with the local median at $29,4612.93% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Joliet metro area.

Return on Investment

$5,000
Avg IL Program Cost
$21,405
Starting Salary
23.36%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Illinois of $5,000 represents just 23.36% of the starting medical billing and coding specialist pay ($21,405/year) in Joliet. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Joliet

  • 1Research the Joliet market: entry-level medical billing and coding specialist pay ranges from $21,405 to $24,973, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in IL often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Joliet, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Joliet for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Joliet's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Joliet is $24,259 ( 113.33%) between entry-level and top earners. Starting at $21,405, experienced hygienists can earn up to $45,664.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$16,640

2025 BLS Actual

$20,920

2026 Current Est.

$21,405

2021–2027 Growth

+31.6%

Salary Trajectory for Medical Billing and Coding Specialists in Joliet (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Joliet. Baseline $16,640 in 2025, projected to $21,902 by 2027.$13.1K$19.3K$25.6K$31.8K$38.1K20212022202320242025202620272025 BLS$16.6K$17.9K$19.8K$34.5K$20.9K$21.4K$21.9K
YearAnnual SalaryStatus
2021$16,640Actual
2022$17,929Actual
2023$19,834Actual
2024$34,506Actual
2025$20,920Actual
2026(current)$21,405Estimated
2027$21,902Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Joliet, IL grew 25.7% over 5 years based on actual BLS metropolitan area surveys, rising from $16,640 in 2021 to $20,920 in 2025. By 2027, starting salaries are projected to reach $21,902. New graduates entering the Joliet job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Joliet metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Joliet

Employers in the Joliet area actively seek new graduates, particularly from third-party coding companies and payer coding audit teams, who value candidates holding CPC-A certifications. Physician group practices and outpatient ambulatory surgical centers also advertise entry-level roles for those with foundational coding skills, while hospital inpatient positions typically require CCS credentials. Prospective medical coders should focus on acquiring certifications from recognized organizations like AAPC and AHIMA, as such qualifications will likely increase initial pay and job prospects. Continuous education is vital; staying updated on ICD-10-CM and CPT changes is essential in an environment where nearly 80% of auditing and coding jobs have transitioned to remote formats since 2020. New entrants can expect a gradual salary increase during their initial 1-3 years as they adapt to the industry's demands and potentially begin exploring high-growth areas like risk adjustment and HCC coding.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Joliet in 2026?

Entry-level medical billing and coding specialists in Joliet start at approximately $21,405/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $10.29/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Joliet?

Most medical billing and coding specialists in Joliet progress from the entry-level salary of $21,405 to the area median of $29,461 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $45,664 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Joliet?

With a starting salary of $21,405/year in Joliet and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Joliet?

New medical billing and coding graduates in Joliet typically start near the 10th percentile at $21,405/year, or approximately $10.29/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Illinois?

To become a licensed medical billing and coding specialist in Illinois, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Illinois, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Illinois

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Joliet. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Joliet is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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