Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Sioux City, IA: $22,100 (2026)

Quick Answer:New medical billing and coding specialists entering the Sioux City, IA job market in 2026 can expect a starting salary around $22,100 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Sioux City's local price level (BEA RPP 86.514% below national), a first-year paycheck buys what $25,563 would in average-cost America. Most reach the city median ($27,376) within a few years of clinical practice.

$22,100
Starting Salary
$10.63/hr
Starting Hourly
$22,100
Entry Level
$27,376
Career Median Target

Official BLS data · View source

Medical Billing and Coding Specialist Entry Level Salary in Sioux City, IA — 2026 est., based on 2025 BLS
Sioux City, IA medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

In Sioux City, aspiring medical billing and coding specialists can expect a starting salary reflecting the entry-level market, with projections for 2026 indicating an annual figure of $22,100 at the P10 level. This amount is below the city's median salary of $27,376, highlighting a gap that new grads may experience in their initial job placements. However, as these professionals start their careers, they can anticipate gradual growth, potentially reaching $23,637 at the P25 level within the first few years. With an annual growth rate of 2.32%, the local market appears to offer a steady trajectory for those entering this field, making Sioux City a reasonably favorable environment for new graduates seeking their first role in medical billing and coding.

Career Earnings Timeline in Sioux City

Year 0-2

New Graduate

$22,100/yr
Year 2-5

Early Career

$23,637/yr
Year 5-10

Mid Career

$27,376/yr
Year 10+

Experienced

$31,269/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Sioux City

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Sioux City. The median salary is $27,376, compared to the national median of $30,349.$19.9K$24.6K$29.3K$34.0K$38.7K$22.1K10th Pctl$23.6K25th Pctl$27.4KMedian$31.3K75th Pctl$36.8K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Sioux City, IA typically start between $22,100 and $23,637 per year (2026 est.). The full salary range spans $14,747 from the 10th to 90th percentile, with the local median at $27,3769.8% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Sioux City metro area.

Return on Investment

$3,200
Avg IA Program Cost
$22,100
Starting Salary
14.48%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Iowa of $3,200 represents just 14.48% of the starting medical billing and coding specialist pay ($22,100/year) in Sioux City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Sioux City

  • 1Research the Sioux City market: entry-level medical billing and coding specialist pay ranges from $22,100 to $23,637, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in IA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Sioux City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Sioux City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Sioux City's below-average cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Sioux City is $14,747 ( 66.73%) between entry-level and top earners. Starting at $22,100, experienced hygienists can earn up to $36,847.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$29,430

2025 BLS Actual

$21,599

2026 Current Est.

$22,100

2021–2027 Growth

+-23.2%

Salary Trajectory for Medical Billing and Coding Specialists in Sioux City (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Sioux City. Baseline $29,430 in 2025, projected to $22,613 by 2027.$18.7K$23.8K$28.8K$33.8K$38.8K20212022202320242025202620272025 BLS$29.4K$32.8K$34.6K$36.0K$21.6K$22.1K$22.6K
YearAnnual SalaryStatus
2021$29,430Actual
2022$32,770Actual
2023$34,580Actual
2024$35,970Actual
2025$21,599Actual
2026(current)$22,100Estimated
2027$22,613Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Sioux City, IA grew -26.6% over 5 years based on actual BLS metropolitan area surveys, rising from $29,430 in 2021 to $21,599 in 2025. By 2027, starting salaries are projected to reach $22,613. New graduates entering the Sioux City job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Sioux City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Sioux City

For those new to the medical billing and coding profession in Sioux City, employers such as third-party coding companies and payer coding audit teams often welcome recent graduates, particularly those holding CPC-A credentials. Entry-level roles are also available in physician group practices and outpatient ASCs, while opportunities in hospitals typically require CCS certification. To enhance earning potential from the outset, pursuing additional credentials like CPC, CCS-P, or proficiencies in ICD-10-CM and CPT coding is advisable. In this evolving landscape, approximately 80% of coding jobs have transitioned to remote work following the pandemic, which necessitates ongoing education to stay updated with industry standards. With the rapid expansion of risk adjustment and HCC coding—the fastest-growing subspecialty—new coders in Sioux City may realistically foresee salary increases of around 10-15% during their first three years of employment as they gain experience and additional qualifications.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Sioux City in 2026?

Entry-level medical billing and coding specialists in Sioux City start at approximately $22,100/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $10.63/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Sioux City?

Most medical billing and coding specialists in Sioux City progress from the entry-level salary of $22,100 to the area median of $27,376 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $36,847 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Sioux City?

With a starting salary of $22,100/year in Sioux City and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Sioux City?

New medical billing and coding graduates in Sioux City typically start near the 10th percentile at $22,100/year, or approximately $10.63/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Iowa?

To become a licensed medical billing and coding specialist in Iowa, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Iowa, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Iowa

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Sioux City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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