Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Worcester, MA: $22,242 (2026)

Quick Answer:New medical billing and coding specialists entering the Worcester, MA job market in 2026 can expect a starting salary around $22,242 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Worcester's local price level (BEA RPP 102.53% above national), a first-year paycheck buys what $21,695 would in average-cost America. Most reach the city median ($30,296) within a few years of clinical practice.

$22,242
Starting Salary
$10.69/hr
Starting Hourly
$22,242
Entry Level
$30,296
Career Median Target

Official BLS data · View source

Medical Billing and Coding Specialist Entry Level Salary in Worcester, MA — 2026 est., based on 2025 BLS
Worcester, MA medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

Worcester offers a promising start for those pursuing entry-level roles as medical billing and coding specialists. In 2026, fresh graduates can anticipate a starting medical billing and coding specialist salary of $22,242. While this amount sits below the overall median annual salary for this occupation in the city, which stands at $30,296, it represents a practical entry point into the industry. Over the first few years, individuals can expect to see salary growth as they gain experience. The trajectory often leads from the starting salary of $22,242 to $26,699 at the 25th percentile, eventually progressing toward the median as their skill set expands. The current job market in Worcester is favorable for new grads, providing ample opportunities to build a career in medical billing and coding.

Career Earnings Timeline in Worcester

Year 0-2

New Graduate

$22,242/yr
Year 2-5

Early Career

$26,699/yr
Year 5-10

Mid Career

$30,296/yr
Year 10+

Experienced

$37,536/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Worcester

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Worcester. The median salary is $30,296, compared to the national median of $30,349.$20.0K$26.8K$33.6K$40.3K$47.1K$22.2K10th Pctl$26.7K25th Pctl$30.3KMedian$37.5K75th Pctl$44.8K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Worcester, MA typically start between $22,242 and $26,699 per year (2026 est.). The full salary range spans $22,606 from the 10th to 90th percentile, with the local median at $30,2960.17% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Worcester metro area.

Return on Investment

$6,500
Avg MA Program Cost
$22,242
Starting Salary
29.22%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Massachusetts of $6,500 represents just 29.22% of the starting medical billing and coding specialist pay ($22,242/year) in Worcester. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Worcester

  • 1Research the Worcester market: entry-level medical billing and coding specialist pay ranges from $22,242 to $26,699, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in MA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Worcester, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Worcester for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Worcester's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Worcester is $22,606 ( 101.64%) between entry-level and top earners. Starting at $22,242, experienced hygienists can earn up to $44,848.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$37,070

2025 BLS Actual

$21,738

2026 Current Est.

$22,242

2021–2027 Growth

+-38.6%

Salary Trajectory for Medical Billing and Coding Specialists in Worcester (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Worcester. Baseline $37,070 in 2025, projected to $22,758 by 2027.$17.8K$24.7K$31.6K$38.5K$45.3K20212022202320242025202620272025 BLS$37.1K$37.5K$39.9K$41.4K$21.7K$22.2K$22.8K
YearAnnual SalaryStatus
2021$37,070Actual
2022$37,470Actual
2023$39,890Actual
2024$41,400Actual
2025$21,738Actual
2026(current)$22,242Estimated
2027$22,758Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Worcester, MA grew -41.4% over 5 years based on actual BLS metropolitan area surveys, rising from $37,070 in 2021 to $21,738 in 2025. By 2027, starting salaries are projected to reach $22,758. New graduates entering the Worcester job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Worcester metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Worcester

For those new to the field, various employers in Worcester are actively seeking candidates with entry-level credentials. Physician group practices and outpatient ambulatory surgical centers (ASCs) often require candidates to hold certifications such as the AAPC CPC-A (apprentice) or a similar credential from AHIMA. These positions typically incorporate structured mentorship, essential for accelerated professional development. Additionally, understanding and proficiency in ICD-10-CM, CPT, and HCPCS code sets will significantly boost New grad medical billing and coding specialist pay MA. As remote work options now dominate the field, new coders can expect flexible job environments that evolve with ongoing training due to yearly updates and shifting regulatory standards. As individuals advance within their first three years, realistic salary increases can be anticipated based on these training opportunities and specialization in high-demand areas such as risk adjustment and HCC coding.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Worcester in 2026?

Entry-level medical billing and coding specialists in Worcester start at approximately $22,242/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $10.69/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Worcester?

Most medical billing and coding specialists in Worcester progress from the entry-level salary of $22,242 to the area median of $30,296 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $44,848 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Worcester?

With a starting salary of $22,242/year in Worcester and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Worcester?

New medical billing and coding graduates in Worcester typically start near the 10th percentile at $22,242/year, or approximately $10.69/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Massachusetts?

To become a licensed medical billing and coding specialist in Massachusetts, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Massachusetts, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Massachusetts

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Worcester. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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