Entry-Level Medical Billing and Coding Specialist Salary in Ramsey, MN: $12,108 (2026)
Quick Answer:New medical billing and coding specialists entering the Ramsey, MN job market in 2026 can expect a starting salary around $12,108 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Ramsey's local price level (BEA RPP 98.5 — 1% below national), a first-year paycheck buys what $12,292 would in average-cost America. Most reach the city median ($16,907) within a few years of clinical practice.
Based on BLS state-level estimates · View source

For those kicking off their careers in medical billing and coding in Ramsey, Minnesota, the 2026 entry-level salary landscape reveals a starting pay of around $12,108, which can feel modest compared to the city's median annual salary of $16,907. New graduates can set their sights on this figure as a baseline, acknowledging that progress may lead to earnings near the 25th percentile salary of $14,766 within the first few years. As entry-level professionals gain experience and skills, moving closer to the median is reasonable, with the potential to reach even higher within three to five years. Given the local job market, Ramsey offers a favorable entry point for newcomers in the medical billing field, particularly as the healthcare sector continues to demand these roles.
About the Ramsey Market
Salary estimated from Minnesota average ($54,000) adjusted for local cost of living.
Career Earnings Timeline in Ramsey
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Ramsey
Entry-level medical billing and coding specialists in Ramsey, MN typically start between $12,108 and $14,766 per year (2026 est.). The full salary range spans $14,098 from the 10th to 90th percentile, with the local median at $16,907 — 44.29% below the national median.
Return on Investment
The average medical billing and coding program cost in Minnesota of $4,200 represents just 34.69% of the starting medical billing and coding specialist pay ($12,108/year) in Ramsey. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.
MBS Salary Negotiation Tips for New Graduates in Ramsey
- 1Research the Ramsey market: entry-level medical billing and coding specialist pay ranges from $12,108 to $14,766, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in MN often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Ramsey, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Ramsey for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Ramsey's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Medical Billing and Coding Specialist Compensation Range
The medical billing and coding specialist wage spread in Ramsey is $14,098 ( 116.44%) between entry-level and top earners. Starting at $12,108, experienced hygienists can earn up to $26,206.
Represents the current salary spread across experience levels, not projected career growth rate.
2021 BLS Actual
$9,412
2025 BLS Actual
$11,833
2026 Current Est.
$12,108
2021–2027 Growth
+31.6%
Salary Trajectory for Medical Billing and Coding Specialists in Ramsey (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $9,412 | Actual |
| 2022 | $10,141 | Actual |
| 2023 | $11,219 | Actual |
| 2024 | $36,532 | Actual |
| 2025 | $11,833 | Actual |
| 2026(current) | $12,108 | Estimated |
| 2027 | $12,388 | Projected |
Entry-level medical billing and coding specialist compensation (10th percentile) in Ramsey, MN grew 25.7% over 5 years based on actual BLS metropolitan area surveys, rising from $9,412 in 2021 to $11,833 in 2025. By 2027, starting salaries are projected to reach $12,388. New graduates entering the Ramsey job market can expect continued year-over-year gains.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ramsey metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your medical billing and coding Career in Ramsey
Employers in Ramsey often seek fresh talent from local educational programs, with physician group practices and outpatient ambulatory surgical centers frequently hiring new grads for entry-level positions. Opportunities also arise within third-party coding companies and payer coding audit teams willing to onboard apprentice coders holding CPC-A credentials, who receive structured mentorship. Credentials such as the AAPC's CPC (outpatient) and AHIMA's CCS-P (physician) can boost starting pay, underscoring the value of specialized training. As remote work has become standard in the medical coding realm since 2020, continuous education on updating ICD-10-CM and CPT codes is crucial for career growth. New graduates can realistically expect salary increases over the first few years as they advance into specialties like risk adjustment and HCC coding, which are gaining traction in the industry. By leveraging these opportunities and education, newcomers to the medical billing and coding field can navigate a promising career trajectory in Ramsey.
More salary data for Ramsey, MN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ramsey. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Ramsey is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov