Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Bellingham, WA: $22,581 (2026)

Quick Answer:New medical billing and coding specialists entering the Bellingham, WA job market in 2026 can expect a starting salary around $22,581 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Bellingham's local price level (BEA RPP 103.33% above national), a first-year paycheck buys what $21,852 would in average-cost America. Most reach the city median ($35,387) within a few years of clinical practice.

$22,581
Starting Salary
$10.86/hr
Starting Hourly
$22,581
Entry Level
$35,387
Career Median Target

Official BLS data · View source

Medical Billing and Coding Specialist Entry Level Salary in Bellingham, WA — 2026 est., based on 2025 BLS
Bellingham, WA medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

For new graduates venturing into the medical billing and coding field in Bellingham, Washington, the 2026 projected starting medical billing and coding specialist salary stands at $22,581. This entry-level pay represents a significant gap from the city median of $35,387 and provides the first step in an upward trajectory for early-career professionals. Over the first three to five years, new coders can expect to progress toward $28,242 at the 25th percentile, eventually reaching the median as they gain experience and skills. With Bellingham's healthcare market currently favorable, the salary growth potential makes this a viable location for new graduates looking to launch their careers in medical billing and coding.

Career Earnings Timeline in Bellingham

Year 0-2

New Graduate

$22,581/yr
Year 2-5

Early Career

$28,242/yr
Year 5-10

Mid Career

$35,387/yr
Year 10+

Experienced

$42,379/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Bellingham

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Bellingham. The median salary is $35,387, compared to the national median of $30,349.$20.3K$30.5K$40.7K$50.9K$61.1K$22.6K10th Pctl$28.2K25th Pctl$35.4KMedian$42.4K75th Pctl$58.2K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Bellingham, WA typically start between $22,581 and $28,242 per year (2026 est.). The full salary range spans $35,654 from the 10th to 90th percentile, with the local median at $35,38716.6% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Bellingham metro area.

Return on Investment

$4,800
Avg WA Program Cost
$22,581
Starting Salary
21.26%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Washington of $4,800 represents just 21.26% of the starting medical billing and coding specialist pay ($22,581/year) in Bellingham. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Bellingham

  • 1Research the Bellingham market: entry-level medical billing and coding specialist pay ranges from $22,581 to $28,242, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in WA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Bellingham, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Bellingham for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Bellingham's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Bellingham is $35,654 ( 157.89%) between entry-level and top earners. Starting at $22,581, experienced hygienists can earn up to $58,235.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$36,930

2025 BLS Actual

$22,069

2026 Current Est.

$22,581

2021–2027 Growth

+-37.4%

Salary Trajectory for Medical Billing and Coding Specialists in Bellingham (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Bellingham. Baseline $36,930 in 2025, projected to $23,105 by 2027.$18.4K$24.8K$31.1K$37.5K$43.8K20212022202320242025202620272025 BLS$36.9K$38.0K$40.2K$38.8K$22.1K$22.6K$23.1K
YearAnnual SalaryStatus
2021$36,930Actual
2022$37,970Actual
2023$40,210Actual
2024$38,800Actual
2025$22,069Actual
2026(current)$22,581Estimated
2027$23,105Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Bellingham, WA grew -40.2% over 5 years based on actual BLS metropolitan area surveys, rising from $36,930 in 2021 to $22,069 in 2025. By 2027, starting salaries are projected to reach $23,105. New graduates entering the Bellingham job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Bellingham metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Bellingham

New coders in Bellingham should focus on targeting employers that are known to hire entry-level positions, such as physician group practices and outpatient ambulatory surgical centers, which often offer roles for those holding a CPC or CPC-A designation. Opportunities also exist in third-party coding companies and payer coding audit teams that are particularly keen on mentorship for recent graduates. To enhance earning potential and competitiveness in the job market, pursuing certifications from recognized bodies like AAPC or AHIMA is advisable; credentials like CPC for outpatient coding or CCS for inpatient coding can provide an edge. With approximately 80% of coding positions now remote, continuous learning will be vital, especially with the ongoing updates to ICD-10-CM and CPT codes. Risk adjustment and HCC coding present significant growth prospects, so it is wise for new professionals to consider mastering these areas in their formative years. Bellingham’s market conditions suggest a promising path for salary growth in the first few years, making thoughtfully chosen career strategies essential for long-term success.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Bellingham in 2026?

Entry-level medical billing and coding specialists in Bellingham start at approximately $22,581/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $10.86/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Bellingham?

Most medical billing and coding specialists in Bellingham progress from the entry-level salary of $22,581 to the area median of $35,387 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $58,235 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Bellingham?

With a starting salary of $22,581/year in Bellingham and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Bellingham?

New medical billing and coding graduates in Bellingham typically start near the 10th percentile at $22,581/year, or approximately $10.86/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Washington?

To become a licensed medical billing and coding specialist in Washington, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Washington, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Washington

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Bellingham. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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