Medical Billing Salary

Senior Medical Billing and Coding Specialist Salary in Bellingham, WA: $58,235 (2026)

Quick Answer:The top tier of medical billing and coding specialists working in Bellingham, WA — those at or above the 90th percentile — pull in $58,235/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Bellingham's price premium (BEA RPP 103.3, 3% above national) and that top-decile pay carries the same buying power as $56,356 in average-cost America. The 65% spread above city median typically rewards 7+ years of practice or specialty credentials.

$58,235
Top 10% Earn
$27.99/hr
Top Hourly Rate
$42,379
75th Percentile
$58,235
90th Percentile

Official BLS data · View source

Medical Billing and Coding Specialist Senior Salary in Bellingham, WA — 2026 est., based on 2025 BLS
Bellingham, WA medical billing and coding specialist senior salary overview (2026 est., based on 2025 BLS)

In Bellingham, WA, senior medical billing and coding specialists can expect a median annual salary of $35,387 in 2026, but the potential for significantly higher earnings exists for those at the top of their profession. With a projected pay range reaching up to $58,235 for the top 10% of earners, Bellingham's top salaries outpace the national average, which stands at $30,349. This considerable gap highlights the premium on experienced professionals who have invested time—typically seven years or more—in honing their skills in this evolving field. Achieving these high salary figures necessitates not only expertise in current coding practices but also the pursuit of advanced certifications, such as those from AAPC and AHIMA, and specialization in lucrative areas like inpatient coding and auditing.

2026 Salary Percentile Distribution in Bellingham

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Bellingham. The median salary is $35,387, compared to the national median of $30,349.$20.3K$30.5K$40.7K$50.9K$61.1K$22.6K10th Pctl$28.2K25th Pctl$35.4KMedian$42.4K75th Pctl$58.2K90th PctlUS Median$30.3K

Experienced medical billing and coding specialists at the top of the pay scale in Bellingham earn between $42,379 and $58,235 per year (2026 est.). This $35,654 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Bellingham median of $35,387 sits 16.6% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Bellingham metro area.

Top MBS Salary Comparison

LevelBellinghamNational
Median (P50)$35,387$30,349
75th Percentile$42,379$38,468
90th Percentile (Top 10%)$58,235$48,159

In Bellingham, experienced medical billing and coding specialists (P90) earn 64.57% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Medical Billing and Coding Specialist Pay in Bellingham

1

Advanced Certifications in Washington

WA medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $35,387 median. Expanded-scope credentials are increasingly valued by Bellingham employers.

2

Specialty Focus

Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Bellingham command premium compensation, often reaching the $42,379–$58,235 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Bellingham metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured medical billing and coding specialists in Bellingham with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Medical Billing and Coding Specialists in Washington who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Medical Billing and Coding Specialist Career & Wage Growth Path in Bellingham

Clinical Medical Billing and Coding Specialist

0-5 years
$22,581 – $35,387

Senior/Lead Medical Billing and Coding Specialist

5-10 years
$35,387 – $42,379

Medical Billing and Coding Specialist Department Manager

10+ years
$42,379+

Educator / Specialty Leadership

Advanced
Varies by role

Bellingham ranks #5 of 50 Washington cities for top earner medical billing and coding specialist salary (90th percentile: $58,235).

Top 10% medical billing and coding specialist compensation in Bellingham ($58,235) is 3.89% above the Washington average P90 ($56,052).

2021 BLS Actual

$61,680

2025 BLS Actual

$56,915

2026 Current Est.

$58,235

2021–2027 Growth

+-3.4%

Salary Trajectory for Medical Billing and Coding Specialists in Bellingham (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Bellingham. Baseline $61,680 in 2025, projected to $59,586 by 2027.$52.9K$59.9K$67.0K$74.1K$81.1K20212022202320242025202620272025 BLS$61.7K$72.3K$77.1K$76.7K$56.9K$58.2K$59.6K
YearAnnual SalaryStatus
2021$61,680Actual
2022$72,300Actual
2023$77,090Actual
2024$76,730Actual
2025$56,915Actual
2026(current)$58,235Estimated
2027$59,586Projected

Top-earning medical billing and coding specialists (90th percentile) in Bellingham saw their compensation grow -7.7% from $61,680 in 2021 to $56,915 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $59,586 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20212025) are actual BLS OEWS figures for the Bellingham metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Medical Billing and Coding Specialist Earnings in Bellingham

Advanced specializations play a significant role in determining pay scales for senior medical billing and coding specialists in Bellingham. Professionals with certifications in inpatient coding (CCS), surgical coding, and risk adjustment (CRC) command higher salaries, particularly when employed by esteemed hospitals or physician group practices. Salary variations are also influenced by the type of employer—those working in consulting firms or for payers often receive enhanced compensation packages compared to traditional coding offices. For those aspiring to elevate their careers, potential advancement paths include roles such as lead coder, coding supervisor, or compliance auditor. Further salary boosts can be pursued through credential stacking, as professionals with multiple designations can leverage their expertise in a competitive market. On top of salary, aspects like productivity bonuses and remote work opportunities have also emerged as influential factors in shaping overall compensation for experienced coders in the Bellingham area.

Frequently Asked Questions

How much do experienced medical billing and coding specialists make in Bellingham in 2026?

Top-earning medical billing and coding specialists in Bellingham (90th percentile) make $58,235/year, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is $22,848 more than the area median of $35,387 — representing a significant experience premium. Senior medical billing and coding specialists typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher medical billing and coding specialist pay in Bellingham?

Higher medical billing and coding specialist pay in Bellingham is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost medical billing and coding specialist salary in Bellingham?

The most impactful salary-boosting certifications for medical billing and coding specialists in Bellingham include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $35,387, especially when combined with experience at specialty practices.

Can experienced medical billing and coding specialists make six figures in Bellingham?

The 90th percentile in Bellingham is $58,235. Reaching six figures in this market may require combining clinical work at multiple practices with additional income from education, consulting, product sales, or relocating to a higher-paying metro area. Advanced certifications and specializations can help close the gap.

How much does medical billing and coding specialist salary increase over time in Bellingham?

In Bellingham, the gap between entry level ($22,581) and top earners ($58,235) is $35,654, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Washington

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $56,915 for medical billing and coding specialists in the Bellingham metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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