Medical Billing and Coding Specialist Hourly Pay in San Francisco, CA: $21.23 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in San Francisco, CA runs $21.23 at the median for 2026 — annualizing to $44,153 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against San Francisco's regional price level (BEA RPP 115.6, 16% above national), each hour of work buys what $18.36 nationally would. A 24-hour part-time schedule grosses $26,497 per year.
Official BLS data · View source

In 2026, medical billing and coding specialists in San Francisco, CA, can expect a median hourly rate of $21.23, significantly higher than the national median of $14.59. This disparity highlights the competitive market environment unique to San Francisco, where many coders may work part-time or per diem from various settings like remote home offices or hospital departments. Those entering the field will find starting rates at around $14.13, while experienced specialists can command as much as $30.67 per hour. These figures, based on 2025 BLS OEWS data projected to 2026, reflect the upward trend in hourly wages as the demand for skilled billing and coding professionals continues to grow.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $14.13 | $113.04 |
| Lower Range (P25) | $16.51 | $132.12 |
| Median (P50) | $21.23 | $169.85 |
| Upper Range (P75) | $24.76 | $198.09 |
| Top Earners (P90) | $30.67 | $245.32 |
Estimated Annual Income by Work Schedule in San Francisco
Based on $21.23/hr median hourly rate · 2026 est.
At $21.23/hr, a medical billing and coding specialist working full-time (40 hr/wk) in San Francisco, CA can expect to earn approximately $44,161 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $25,478. With a cost-of-living index of 115.61 (above the national average), these earnings may be offset by higher expenses in San Francisco.
Hourly Rate Calculator
Schedule Comparison in San Francisco
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $849.26 | $3,680 | $44,161 |
| Part-Time (24 hrs) | $509.55 | $2,208 | $26,497 |
| Per Diem (16 hrs) | $339.70 | $1,472 | $17,665 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (San Francisco) | $21.23 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in San Francisco, CA earn a median of $44,153 per year (2026 est.), which is 45.48% higher than the national median of $30,349 and 25.90% above the California state average of $35,070.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $21.23/hr = $26,497/year (purchasing power: $22,919).
Working 40h/week (full-time) = $44,161/year (purchasing power: $38,198).
CoL index: 115.613 (100 = national average).
2021 BLS Actual
$29.55/hr
2025 BLS Actual
$20.75/hr
2026 Current Est.
$21.23/hr
2021–2027 Growth
+-26.5%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in San Francisco (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $29.55/hr | Actual |
| 2022 | $31.57/hr | Actual |
| 2023 | $34.70/hr | Actual |
| 2024 | $35.18/hr | Actual |
| 2025 | $20.75/hr | Actual |
| 2026(current) | $21.23/hr | Estimated |
| 2027 | $21.72/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in San Francisco grew -29.8% from $29.55/hr (2021) to $20.75/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $21.72/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the San Francisco metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in San Francisco
For a medical billing and coding specialist working part-time—say, three days a week—taking home approximately $2,156 annually for 24 hours per week could present an interesting contrast to full-time earnings. Per diem positions offer flexibility and typically higher hourly pay rates, with 1099 coders billing anywhere from $25 to $42 per hour; CCS inpatient coders can earn $35 to $55 hourly, while CRC risk adjustment specialists at Medicare Advantage payers might even range from $40 to $65 per hour. Employers across various settings, including physician group practices, hospital inpatient coding departments, and independent consulting firms, can influence hourly rates. Coders often weigh the trade-off between higher earnings without benefits against more stable hourly rates that include healthcare coverage. This decision-making is crucial in a city known for its high living costs. As you negotiate your hourly pay, be aware of these dynamics and quantify your skills and certifications, ensuring you achieve the best possible arrangement for your expertise in coding, particularly in high-demand areas like ICD-10 and risk adjustment coding.
More salary data for San Francisco, CA:
Frequently Asked Questions
What is the hourly rate for medical billing and coding specialists in San Francisco in 2026?
How much do part-time medical billing and coding specialists make in San Francisco?
Are medical billing and coding specialists in San Francisco paid hourly or salary?
How much does a full-time medical billing and coding specialist make per year in San Francisco?
Do medical billing and coding specialists earn more per hour working part-time in San Francisco?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in California
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in San Francisco. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov