Medical Billing Salary

Medical Billing and Coding Specialist Hourly Pay in San Francisco, CA: $21.23 (2026)

Quick Answer:Hourly pay for a medical billing and coding specialist working in San Francisco, CA runs $21.23 at the median for 2026 — annualizing to $44,153 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against San Francisco's regional price level (BEA RPP 115.6, 16% above national), each hour of work buys what $18.36 nationally would. A 24-hour part-time schedule grosses $26,497 per year.

$44,153
Median Annual Salary
$21.23/hr
Hourly Rate
$29,388
Entry Level (P10)
$63,779
Top Earners (P90)

Official BLS data · View source

Medical Billing and Coding Specialist Hourly Rate in San Francisco, CA — 2026 est., based on 2025 BLS
San Francisco, CA medical billing and coding specialist hourly rate overview (2026 est., based on 2025 BLS)

In 2026, medical billing and coding specialists in San Francisco, CA, can expect a median hourly rate of $21.23, significantly higher than the national median of $14.59. This disparity highlights the competitive market environment unique to San Francisco, where many coders may work part-time or per diem from various settings like remote home offices or hospital departments. Those entering the field will find starting rates at around $14.13, while experienced specialists can command as much as $30.67 per hour. These figures, based on 2025 BLS OEWS data projected to 2026, reflect the upward trend in hourly wages as the demand for skilled billing and coding professionals continues to grow.

Medical Billing and Coding Specialist Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$14.13$113.04
Lower Range (P25)$16.51$132.12
Median (P50)$21.23$169.85
Upper Range (P75)$24.76$198.09
Top Earners (P90)$30.67$245.32

Estimated Annual Income by Work Schedule in San Francisco

Based on $21.23/hr median hourly rate · 2026 est.

Horizontal bars showing a medical billing and coding specialist in San Francisco earning $21.23/hr would make approximately $25,478 part-time (24 hr/wk) or $44,161 full-time (40 hr/wk).Part-Time (24 hr/wk)$25,478Reduced (32 hr/wk)$33,970Full-Time (40 hr/wk)$44,161

At $21.23/hr, a medical billing and coding specialist working full-time (40 hr/wk) in San Francisco, CA can expect to earn approximately $44,161 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $25,478. With a cost-of-living index of 115.61 (above the national average), these earnings may be offset by higher expenses in San Francisco.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$169.85
per 8hr shift
$849.26
per week
$3,680
per month
$44,161
per year

Schedule Comparison in San Francisco

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$849.26$3,680$44,161
Part-Time (24 hrs)$509.55$2,208$26,497
Per Diem (16 hrs)$339.70$1,472$17,665

Compare MBS Wages With Similar Roles

RoleMedian Hourly
Medical Billing and Coding Specialist (San Francisco)$21.23
Medical Assistant (National Avg)$20.77
Medical Secretary (National Avg)$20.19
Medical Lab Technician (National Avg)$28.18
Billing and Posting Clerk (National Avg)$21.86
Horizontal bar chart comparing medical billing and coding specialist median salary in San Francisco ($44,153) with California average ($35,070) and the US national median ($30,349).San Francisco$44,153California Avg$35,070+25.90%US National$30,349+45.48%

Medical Billing and Coding Specialists in San Francisco, CA earn a median of $44,153 per year (2026 est.), which is 45.48% higher than the national median of $30,349 and 25.90% above the California state average of $35,070.

Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living

Working 24h/week at $21.23/hr = $26,497/year (purchasing power: $22,919).

Working 40h/week (full-time) = $44,161/year (purchasing power: $38,198).

CoL index: 115.613 (100 = national average).

2021 BLS Actual

$29.55/hr

2025 BLS Actual

$20.75/hr

2026 Current Est.

$21.23/hr

2021–2027 Growth

+-26.5%

Hourly Rate Trajectory for Medical Billing and Coding Specialists in San Francisco (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for medical billing and coding specialists in San Francisco. Baseline $29.55/hr in 2025, projected to $21.72/hr by 2027.$18$23$28$33$3820212022202320242025202620272025 BLS$29.55$31.57$34.70$35.18$20.75$21.23$21.72
YearHourly RateStatus
2021$29.55/hrActual
2022$31.57/hrActual
2023$34.70/hrActual
2024$35.18/hrActual
2025$20.75/hrActual
2026(current)$21.23/hrEstimated
2027$21.72/hrProjected

Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in San Francisco grew -29.8% from $29.55/hr (2021) to $20.75/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $21.72/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20212025) are actual BLS OEWS figures for the San Francisco metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Medical Billing and Coding Specialist in San Francisco

For a medical billing and coding specialist working part-time—say, three days a week—taking home approximately $2,156 annually for 24 hours per week could present an interesting contrast to full-time earnings. Per diem positions offer flexibility and typically higher hourly pay rates, with 1099 coders billing anywhere from $25 to $42 per hour; CCS inpatient coders can earn $35 to $55 hourly, while CRC risk adjustment specialists at Medicare Advantage payers might even range from $40 to $65 per hour. Employers across various settings, including physician group practices, hospital inpatient coding departments, and independent consulting firms, can influence hourly rates. Coders often weigh the trade-off between higher earnings without benefits against more stable hourly rates that include healthcare coverage. This decision-making is crucial in a city known for its high living costs. As you negotiate your hourly pay, be aware of these dynamics and quantify your skills and certifications, ensuring you achieve the best possible arrangement for your expertise in coding, particularly in high-demand areas like ICD-10 and risk adjustment coding.

Frequently Asked Questions

What is the hourly rate for medical billing and coding specialists in San Francisco in 2026?

The estimated 2026 median hourly rate for medical billing and coding specialists in San Francisco is $21.23/hour, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Rates range from $14.13 at entry level (10th percentile) to $30.67 for experienced practitioners (90th percentile). This is 45.5% above the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time medical billing and coding specialists make in San Francisco?

A part-time medical billing and coding specialist working 3 days per week (24 hours) in San Francisco earns approximately $2,208/month, or $26,497/year at the median hourly rate of $21.23. Many medical billing and coding specialists prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are medical billing and coding specialists in San Francisco paid hourly or salary?

The majority of medical billing and coding specialists in San Francisco are paid hourly at a median rate of $21.23/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $44,161/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time medical billing and coding specialist make per year in San Francisco?

A full-time medical billing and coding specialist working 40 hours per week (2,080 hours/year) in San Francisco earns approximately $44,161/year at the median hourly rate of $21.23. This is 45.5% above the national median. Top earners working full-time can reach $63,784/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do medical billing and coding specialists earn more per hour working part-time in San Francisco?

Part-time and per diem medical billing and coding specialists in San Francisco sometimes command higher hourly rates — up to $30.67/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

Nearby Cities in California

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in San Francisco. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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