Medical Billing and Coding Specialist Hourly Pay in Cutler Bay, FL: $12.77 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Cutler Bay, FL runs $12.77 at the median for 2026 — annualizing to $26,569 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Cutler Bay's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $12.67 nationally would. A 24-hour part-time schedule grosses $15,936 per year.
Based on BLS state-level estimates · View source
In Cutler Bay, Florida, medical billing and coding specialists earn a median hourly pay of $12.77, which falls below the national median hourly rate of $14.59. This discrepancy in pay can have implications for both full-time and part-time workers. Those choosing to work part-time, such as three days a week in various settings like remote home offices or local hospitals, may find themselves earning around $24,000 annually if they log an estimated 24 hours each week. The hourly wage ranges from $9.56 for entry-level positions to $19.79 for the highest earners, highlighting the potential for growth within the profession while still indicating the starting points for newcomers in medical coding and billing.
About the Cutler Bay Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $9.56 | $76.45 |
| Lower Range (P25) | $10.97 | $87.75 |
| Median (P50) | $12.77 | $102.16 |
| Upper Range (P75) | $16.11 | $128.84 |
| Top Earners (P90) | $19.79 | $158.31 |
Estimated Annual Income by Work Schedule in Cutler Bay
Based on $12.77/hr median hourly rate · 2026 est.
At $12.77/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Cutler Bay, FL can expect to earn approximately $26,561 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $15,323. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Cutler Bay.
Hourly Rate Calculator
Schedule Comparison in Cutler Bay
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $510.78 | $2,213 | $26,561 |
| Part-Time (24 hrs) | $306.47 | $1,328 | $15,936 |
| Per Diem (16 hrs) | $204.31 | $885 | $10,624 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Cutler Bay) | $12.77 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Cutler Bay, FL earn a median of $26,569 per year (2026 est.), which is 12.46% lower than the national median of $30,349 and 0.60% below the Florida state average of $26,730.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $12.77/hr = $15,936/year (purchasing power: $15,810).
Working 40h/week (full-time) = $26,561/year (purchasing power: $26,350).
CoL index: 100.8 (100 = national average).
2021 BLS Actual
$11.39/hr
2025 BLS Actual
$12.48/hr
2026 Current Est.
$12.77/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Cutler Bay (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $11.39/hr | Actual |
| 2022 | $11.51/hr | Actual |
| 2023 | $11.90/hr | Actual |
| 2024 | $22.16/hr | Actual |
| 2025 | $12.48/hr | Actual |
| 2026(current) | $12.77/hr | Estimated |
| 2027 | $13.07/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Cutler Bay grew 9.6% from $11.39/hr (2021) to $12.48/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $13.07/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Cutler Bay metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Cutler Bay
A comprehensive look at part-time earning potential reveals that specialists working three days a week could see earnings of approximately $24,000 annually, significantly less than their full-time counterparts. Per diem roles present a different landscape; these professionals can charge between $25 and $42 per hour based on their expertise and agency affiliations, allowing for substantial income depending on hours worked. Moreover, coders specializing in high-demand areas such as inpatient coding can earn around $35 to $55 per hour, while those focusing on risk adjustment coding typically see rates between $40 and $65 hourly. Hourly rates can fluctuate greatly depending on the employer type in Cutler Bay, with physician group practices, hospitals, and third-party coding companies offering varying compensation levels. Some may opt for a slightly lower hourly wage when benefits like health insurance are factored in. For those negotiating rates, it’s advisable to stay informed about local pay trends and certifications that can justify higher compensation, especially given the market's shift towards remote work.
More salary data for Cutler Bay, FL:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Cutler Bay. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Cutler Bay is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov