Medical Billing and Coding Specialist Salary in Cutler Bay, FL: $26,569 (2026)
Quick Answer:A full-time medical billing and coding specialist in Cutler Bay, FL earns a median $26,569/year (≈ $12.77/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Cutler Bay's price level (1% above national, BEA RPP 100.8), that paycheck buys what $26,358 would nationally. Nominal pay sits 0.6% below the Florida state average.
Based on BLS state-level estimates · View source

In 2026, professionals in Cutler Bay specializing in medical billing and coding can expect to see a median annual salary of $26,569. The salary range for these specialists varies widely, from $19,879 at the 10th percentile to as high as $41,158 at the 90th percentile. This range reflects local estimates based on 2025 BLS data, factoring in regional cost adjustments that affect the overall compensation landscape. Compared to the national median of $30,349, the medical billing and coding specialist salary in Cutler Bay falls short by approximately 12.46%. Given the changes in the workforce with remote work becoming standard, individuals pursuing roles in Cutler Bay should consider the competitive nature of the job market alongside these financial figures.
About the Cutler Bay Market
Salary estimated from Florida average ($46,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $19,879 | $9.56 |
| Lower Range (P25) | $22,806 | $10.97 |
| Median (P50)(typical) | $26,569 | $12.77 |
| Upper Range (P75) | $33,504 | $16.11 |
| Top Earners (P90) | $41,158 | $19.79 |
Median Salary Position
12.46% below the national average
2026 Salary Percentile Distribution in Cutler Bay
In Cutler Bay, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,279 (2026 est.). At $26,569, the local median is 12.46% below the national median of $30,349.
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At 40 hours/week in Cutler Bay: You'd be in the lower-middle range
How Cutler Bay Medical Billing and Coding Specialist Pay Compares
Cutler Bay median: $26,569/year (2026)
| Compared To | Median Salary | Cutler Bay Pays |
|---|---|---|
| Florida Average | $26,730 | -0.60% less |
| National Average | $30,349 | -12.46% less |
Medical Billing and Coding Specialists in Cutler Bay, FL earn a median of $26,569 per year (2026 est.), which is 12.46% lower than the national median of $30,349 and 0.60% below the Florida state average of $26,730.
Cost-of-Living Adjusted Salary
Cutler Bay has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cutler Bay, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $26,569 is competitive, the higher cost of living reduces purchasing power to an effective $26,358 — a 0.79% reduction.
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2021 BLS Actual
$23,692
2025 BLS Actual
$25,967
2026 Current Est.
$26,569
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Cutler Bay (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $23,692 | Actual |
| 2022 | $23,956 | Actual |
| 2023 | $24,769 | Actual |
| 2024 | $46,091 | Actual |
| 2025 | $25,967 | Actual |
| 2026(current) | $26,569 | Estimated |
| 2027 | $27,186 | Projected |
Based on 5 years of BLS OEWS data for the Cutler Bay metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,692 (2021) to $25,967 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,186 by 2027 — a total increase of $3,494 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Cutler Bay metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $19,879 – $22,806 |
| 3-5 years (Mid Career) | $22,806 – $26,569 |
| 5+ years (Experienced) | $26,569 – $33,504 |
| 10+ years (Top Earner) | $33,504 – $41,158 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Cutler Bay
The local employment landscape includes around 10 medical billing and coding specialists, indicating a modest job market in Cutler Bay, FL. The cost of living index sits slightly above the national average at 100.8, meaning that while salaries are lower than the national figures, expenses may be correspondingly higher, impacting purchasing power. Among local employers, those in physician group practice coding offices and hospital inpatient coding departments tend to offer the highest pay levels. The disparity between lower and higher salaries typically stems from various factors such as specialty knowledge (inpatient coding versus outpatient), combinations of credentials like CPC, CCS, and CRC, as well as performance-based bonuses tied to productivity. To maximize pay potential, specialists in Cutler Bay should pursue certifications, stay updated on coding best practices, and consider remote opportunities from third-party coding companies that may provide higher compensation due to lower overhead costs.
More salary data for Cutler Bay, FL:
Frequently Asked Questions
How much do medical billing and coding specialists make in Cutler Bay, FL in 2026?
Is Cutler Bay, FL a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Cutler Bay?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $25,967 for medical billing and coding specialistsin the Cutler Bay metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cutler Bay is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov