Medical Billing Salary

Medical Billing and Coding Specialist Salary in Cutler Bay, FL: $26,569 (2026)

Quick Answer:A full-time medical billing and coding specialist in Cutler Bay, FL earns a median $26,569/year (≈ $12.77/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Cutler Bay's price level (1% above national, BEA RPP 100.8), that paycheck buys what $26,358 would nationally. Nominal pay sits 0.6% below the Florida state average.

$26,569
Median Annual Salary
$12.77/hr
Median Hourly Rate
$19,879
Entry Level (P10)
$41,158
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in Cutler Bay, FL — 2026 est., based on 2025 BLS
Cutler Bay, FL medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

In 2026, professionals in Cutler Bay specializing in medical billing and coding can expect to see a median annual salary of $26,569. The salary range for these specialists varies widely, from $19,879 at the 10th percentile to as high as $41,158 at the 90th percentile. This range reflects local estimates based on 2025 BLS data, factoring in regional cost adjustments that affect the overall compensation landscape. Compared to the national median of $30,349, the medical billing and coding specialist salary in Cutler Bay falls short by approximately 12.46%. Given the changes in the workforce with remote work becoming standard, individuals pursuing roles in Cutler Bay should consider the competitive nature of the job market alongside these financial figures.

About the Cutler Bay Market

Salary estimated from Florida average ($46,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$19,879$9.56
Lower Range (P25)$22,806$10.97
Median (P50)(typical)$26,569$12.77
Upper Range (P75)$33,504$16.11
Top Earners (P90)$41,158$19.79

Median Salary Position

$19,879$41,158
City Median: $26,569
National: $30,349
P10–P90 Range

12.46% below the national average

2026 Salary Percentile Distribution in Cutler Bay

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Cutler Bay. The median salary is $26,569, compared to the national median of $30,349.$17.9K$24.2K$30.6K$36.9K$43.2K$19.9K10th Pctl$22.8K25th Pctl$26.6KMedian$33.5K75th Pctl$41.2K90th PctlUS Median$30.3K

In Cutler Bay, FL, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $21,279 (2026 est.). At $26,569, the local median is 12.46% below the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Cutler Bay metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$511
per week
$2,213
per month
$26,561
per year

At 40 hours/week in Cutler Bay: You'd be in the lower-middle range

How Cutler Bay Medical Billing and Coding Specialist Pay Compares

Cutler Bay median: $26,569/year (2026)

Compared ToMedian SalaryCutler Bay Pays
Florida Average$26,730-0.60% less
National Average$30,349-12.46% less
Horizontal bar chart comparing medical billing and coding specialist median salary in Cutler Bay ($26,569) with Florida average ($26,730) and the US national median ($30,349).Cutler Bay$26,569Florida Avg$26,730-0.60%US National$30,349-12.46%

Medical Billing and Coding Specialists in Cutler Bay, FL earn a median of $26,569 per year (2026 est.), which is 12.46% lower than the national median of $30,349 and 0.60% below the Florida state average of $26,730.

Cost-of-Living Adjusted Salary

$26,569
Nominal Salary
100.8
CoL Index
$26,358
Adjusted Salary

Cutler Bay has a cost of living 0.80% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $26,569. After adjusting for a cost-of-living index of 100.8, the purchasing-power equivalent is $26,358, a loss of $211.$22.4K$25.5K$28.7K$31.8K$34.9K$26,569NominalSalary$26,358CoL Adjusted(CoL: 100.8) -0.79%US Median $30.3K

Cutler Bay, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $26,569 is competitive, the higher cost of living reduces purchasing power to an effective $26,358 — a 0.79% reduction.

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2021 BLS Actual

$23,692

2025 BLS Actual

$25,967

2026 Current Est.

$26,569

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in Cutler Bay (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Cutler Bay. Baseline $23,692 in 2025, projected to $27,186 by 2027.$19.2K$27.1K$34.9K$42.7K$50.6K20212022202320242025202620272025 BLS$23.7K$24.0K$24.8K$46.1K$26.0K$26.6K$27.2K
YearAnnual SalaryStatus
2021$23,692Actual
2022$23,956Actual
2023$24,769Actual
2024$46,091Actual
2025$25,967Actual
2026(current)$26,569Estimated
2027$27,186Projected

Based on 5 years of BLS OEWS data for the Cutler Bay metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,692 (2021) to $25,967 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,186 by 2027 — a total increase of $3,494 (14.75%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Cutler Bay metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$19,879$22,806
3-5 years (Mid Career)$22,806$26,569
5+ years (Experienced)$26,569$33,504
10+ years (Top Earner)$33,504$41,158

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in Cutler Bay

The local employment landscape includes around 10 medical billing and coding specialists, indicating a modest job market in Cutler Bay, FL. The cost of living index sits slightly above the national average at 100.8, meaning that while salaries are lower than the national figures, expenses may be correspondingly higher, impacting purchasing power. Among local employers, those in physician group practice coding offices and hospital inpatient coding departments tend to offer the highest pay levels. The disparity between lower and higher salaries typically stems from various factors such as specialty knowledge (inpatient coding versus outpatient), combinations of credentials like CPC, CCS, and CRC, as well as performance-based bonuses tied to productivity. To maximize pay potential, specialists in Cutler Bay should pursue certifications, stay updated on coding best practices, and consider remote opportunities from third-party coding companies that may provide higher compensation due to lower overhead costs.

Frequently Asked Questions

How much do medical billing and coding specialists make in Cutler Bay, FL in 2026?

The estimated 2026 median medical billing and coding specialist salary in Cutler Bay is $26,569/year ($12.77/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $19,879 at entry level (10th percentile) to $41,158 for experienced top earners (90th percentile). This puts Cutler Bay at 12.5% below the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Cutler Bay, FL a good place to work as a medical billing and coding specialist?

Cutler Bay medical billing and coding specialist salaries are 12.5% below the national average and 0.6% below the Florida state average. The metro area employs approximately 10 medical billing and coding specialists. With a cost-of-living index of 100.8, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in Cutler Bay?

The median medical billing and coding specialist salary in Cutler Bay is $26,569, and the 90th percentile earns $41,158. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in Cutler Bay?

After adjusting for Cutler Bay's cost-of-living index of 100.8 (where 100 equals the national average), the $26,569 nominal salary has purchasing power equivalent to $26,358 in an average-cost city. This means living costs in Cutler Bay reduce the effective value of your salary by 0.8% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in Cutler Bay?

Medical Billing and Coding Specialists in Cutler Bay earn a median hourly rate of $12.77, which translates to approximately $26,569/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $9.56 for entry-level positions to $19.79 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

Nearby Cities in Florida

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $25,967 for medical billing and coding specialistsin the Cutler Bay metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Cutler Bay is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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